Announcement: Sahabat Insurance' Operational Hours During Eid al-Fitr Holiday
Terakhir Diubah : 09:47:15 - Selasa, 18 April 2023
Dear Valued Costumer,
Following the government's policy regarding National Holidays and Joint Leaves, Sahabat Insurance will be closed on 19 - 25 April 2023. Sahabat Insurance will resume its normal operation on 26 April 2023.
But don’t worry, in case you urgently need to contact us, call or drop us a message via WhatsApp 021-50508080 on 19 - 25 April 2023 at 09.00 - 15.00, Jakarta time.
Greetings to you for blessed and joyous Eid al-Fitr
Beware of The Rain
Being active in the rainy season certainly requires a number of extra preparations compared to the summer. There are not enough umbrellas, you need other preparations to protect you from the rain. Bring a rain jacket, extra mask, medicine and check the weather conditions before starting the day. If you drive a vehicle, always anticipate rainy weather by looking for a safe route when doing activities, because there is the possibility of flooding or heavy winds that might hinder or even endanger your trip. Call us at 021-50508080 for information about safety protection in the rainy season.
Travel Insurance Benefits
Travel insurance can give you extra protection if your holiday doesn't go as planned. So you should make sure you have cover if you're planning a trip away. It's particularly important to take out travel insurance if you are travelling independently because you may find yourself stranded with no way to get home and no-one to help sort out your holiday problem. Read this page for more information on what you need to think about before you take out a travel insurance policy. Travel insurance can protect you against the following things going wrong: Cancelling or cutting short your trip for reasons beyond your control Cancellation or delayed departure for reasons beyond your control Medical and other emergencies Personal injury and death Lost, stolen or damaged items, including baggage, passports and money Accidental damage or injury while on vacation. If you don't have travel insurance you will have to pay out of your own pocket to deal with a problem while you're away. Or you may lose money if you have to cancel a trip and can't get your money back.
Does Car Insurance Cover Flood Damage?
If you have car insurance, check the benefits you have, as standard auto insurance policies do not have flood protection.
This explanation is contained in the Indonesian Motor Vehicle Insurance Standard Policy (PSAKBI) article 3. It states that insurance will not replace and guarantee losses, damage, costs for motorized vehicles caused by: 3.2. earthquake, volcanic eruption, hurricane, storm, tsunami, hail, flood, puddle, landslide or other geological or meteorological phenomenon.
In order for the car to be guaranteed from these risks, you must expand to protect the vehicle from losses due to flooding.
What Is an Insurance Policy Period?
An insurance policy period is the time frame during which an insurance policy is effective. Based on chapter IV, article 7 in INDONESIAN MOTOR VEHICLE INSURANCE STANDARD POLICY, it is a condition precedent to liability under this policy, that any premium payable shall have been paid off and actually received in full by the Insurer, in the event of:
insurance period of 30 (thirty) days or more, then settlement of premium payment shall be conducted within a period of 14 (fourteen) calendar days as of the date of inception of this Policy;
such insurance period is less than 30 (thirty) days, settlement of premium payment shall be conducted at the time of issuance of Policy.
In case the Insured fails to fulfill the liabilities as referred to in paragraph above, this Policy shall be automatically terminated without issuing cancellation endorsement starting from the expiry of the grace period and the Insurer shall be discharged from any liability there from.
For more info about Sahabat Insurance call 021-50508080.