Sahabat Insurance held a webinar via Zoom

Terakhir Diubah : 17:57:22 - Rabu, 23 April 2025

In order to improve public financial literacy, Sahabat Insurance Sahabat Insurance held a webinar via Zoom with the theme of Extended Warranty Insurance products which was attended by Sahabat Insurance's partners on Wednesday, April 23, 2025 at the Sahabat Insurance Head Office, Jakarta.

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5 Tips For Your Dream House

You certainly want to have a dream house that is everyone's dream, especially for those who are already married. So what if you want to make your home a dream home? Check out the tips!

1. House cleanliness is the main thing. Your house doesn't need to be big, but cleanliness will make your home more comfortable to live in.

2. Air circulation, the importance of having good air circulation will maintain the comfort and security of the house. Home ventilation helps smooth air circulation in the house both during the day and at night.

3. Make sure your home space provides comfort by choosing the right colors and layout, a place where you and your loved ones spend quality time.

4. Remove unused large objects or items from the house, in addition to making the house wider, it also reduces the possibility of accidents in the house. Pay attention to the lighting in the house.

5. Proper lighting of the house can make the atmosphere of the house more comfortable

Contact Sahabat Insurance for information on home and property protection at 021-50508080.

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Vehicle Identification Number (VIN)

In general, each car has a unique vehicle identification number or NIK. This number consists of 17 characters, combines letters and numbers and is considered the birth certificate of the car. In fact, it is an international code created to facilitate car identification. NIK is also known as the Vehicle Identification Number (VIN). NIK stores a lot of information such as car history records, car variations and models, where they were made, specifications, and much more. This number can be found on different parts of the car such as the driver's door, chassis, hood, dashboard and under the front passenger seat depending on the type of car you have.

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How to Set Goals for 2023

Happy new year!
May this year bring new happiness, goals, achievements, and a lot of new inspiration for your life. As we all dive into the new year with fresh resolutions, now is the best time to set new goals.

1. Be specific: Vague goals are more difficult to achieve than specific ones. When setting a goal, be as specific as possible. For example, instead of setting a goal to “done today” set a goal to “done at 6 PM”
2. Write your goals down. This will help you to remember them and keep them at the front of your mind.
3. Set deadlines: Giving yourself a deadline will help you stay on track and motivated to achieve your goal.
4. Focus on your plan: Once you’ve decided on your goal and set a deadline, it’s time to make a plan of action.
5.Dicipline and motivated to achieve it. You may even want to enlist the help of a friend to help you stay on track.

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5 Tips for Millennial Home Buyers

As true millennials, of course you want to have a home so that you have a bright future with your family.
So if you’re a millennial looking to buy a house, here are five things you can do to make As true millennials, of course you want to have a home so that you have a bright future with your family. Here are some steps you can take to make your dream come true.

1. Check financial ability
First, prepare a balance sheet including income and expenses.

2. Create a budget
Do some research and learn about several possible ways to pay for a house other than the cash payment method. For example mortgages, or by other methods.

3. Set priorities
From an existing financial plan, make priorities so you can focus on one thing. For example, you plan to take a mortgage. So, your first focus is to fulfill the downpayment first.

4. Investment
Investment can help to develop assets against inflation. For example, for a house down payment, set aside 30% of your salary to the appropriate investment instrument. Over time, with consistency, the budget for a home down payment will be fulfilled properly.
Investment can also be an alternative choice for saving emergency funds. You can save this emergency fund in an instrument with a low level of risk.
In addition to an emergency fund, pay attention to insurance, if you are the head of the family. So, make sure that you have complete protection first, then execute your financial plan.

5. Discipline
The discipline to implement a detailed and comprehensive financial plan is very important. For example, keeping your installments under 30% of your regular salary if you take a mortgage scheme is crucial.

Note that 30% includes all existing debt repayments. So, if your main intention is to buy a house, then you should focus on this plan first.

In addition, plans to buy a house require a long-term disciplined commitment. Therefore, start being disciplined in executing your financial plan. With some of the tips above, you can try to realize your dream of buying a house. Good luck!

Source: https://mediakeuangan.kemenkeu.go.id

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