Travel Insurance: What You Need to Know Before You Buy

Terakhir Diubah : 15:37:25 - Rabu, 06 Juli 2022

Berita - Travel Insurance: What You Need to Know Before You Buy - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

With a world full of fascinating destinations, choosing the perfect vacation spot can present a challenge.Lost, delayed, or damaged Baggage, flight delays or cancellations, missing passport, money,  accident or medical insurance for unexpected illnesses and injuries while travelling. Below are some of the key factors that you should consider before you buy a travel insurance policy.
1. Buy insurance according to the coverage benefits that suit your needs
2. Choose the insurance coverage period equal to the duration of your trip. So for example you go on a 3-day vacation, buy travel insurance according to the time of your trip.
3. Pay attention to the destination of your trip, whether domestic or travel overseas.
4. Adjust to your travel budget.
5. Check your travel insurance policy carefully what are the exclusions also terms and conditions.
6. Know how to claim and what documents to prepare in the event of a travel insurance claim.
Contact Sahabat Insurance for more information about travel insurance at 021-50508080.

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Sahabat Insurance Corporate Social Responsibility

Mangroves has been widely acknowledged for its role as a natural barrier to various environmental risks such as storms, tsunamis, waves, and coastal erosions by becoming the first defense in protecting the coastlines. In addition, this natural barrier also provides a wide range of ecosystem services including fisheries, timber productions, provision of foods, tourism, climate regulation, carbon storage that reduce the coastal communities’ vulnerability to hazards.
As part of the contribution to environmental issues and risk mitigation, PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) in collaboration with STMA Trisakti implementing the Corporate Social Responsibility / CSR Environment program by planting mangrove trees in the Muara Angke Forest Reserve on July 28, 2024.
This program contribute to a green and resilient recovery in coastal areas, and help Indonesia better mitigate the impact of climate change.

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5 Tips For Your Dream House

You certainly want to have a dream house that is everyone's dream, especially for those who are already married. So what if you want to make your home a dream home? Check out the tips!
1. House cleanliness is the main thing. Your house doesn't need to be big, but cleanliness will make your home more comfortable to live in.
2. Air circulation, the importance of having good air circulation will maintain the comfort and security of the house. Home ventilation helps smooth air circulation in the house both during the day and at night.
3. Make sure your home space provides comfort by choosing the right colors and layout, a place where you and your loved ones spend quality time.
4. Remove unused large objects or items from the house, in addition to making the house wider, it also reduces the possibility of accidents in the house. Pay attention to the lighting in the house.
5. Proper lighting of the house can make the atmosphere of the house more comfortable
Contact Sahabat Insurance for information on home and property protection at 021-50508080.

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Difference of insurance, savings, investment

What is the difference between insurance, savings and investment? Before we know the difference, it is better if we know the meaning first.

  • According to the Big Indonesian Dictionary (KBBI), insurance is coverage, an agreement between two parties. Meanwhile, the definition of insurance is quoted from the Financial Services Authority (OJK), which is an agreement between an insurance company and a policy holder which is the basis for receiving premiums by insurance companies as compensation in the form of replacing or reducing losses.
  • Meanwhile, the definition of savings as reported by the Financial Services Authority (OJK) is money deposits in banks whose withdrawals can only be made according to certain conditions. Generally, banks will provide a passbook that contains information on all the transactions you have made and an ATM card complete with a personal number (PIN). In its current development, there are several types of savings that no longer use passbooks but internet/mobile banking.
  • Investment is investment, usually in the long term for the procurement of complete assets or the purchase of shares and other securities for profit.

Now, after knowing the meaning, let's see what the difference is:

 1. Insurance is to provide protection against risks that may occur to your assets in the future, savings are a means to save wealth from unused income while investment is an investment of funds in the long term to earn profits.

2. Insurance has an element of necessity because it is bound by a contract in the policy, savings and investment are more flexible and according to the ability of each individual.

3. While the risks that may occur will be protected in insurance according to the terms and conditions in the policy, while the investment risk depends on market conditions.

Well, hopefully this article provides information about insurance, savings and investment. For further inquiries regarding insurance and how to claim, you can contact us at 021-50508080

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Payment Fraud Prevention - Sahabat Insurance

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