Welcoming Ramadan

Terakhir Diubah : 10:24:44 - Jumat, 01 April 2022

The holy month of Ramadan is just around the corner. The month that Muslims all over the world have been waiting for. Muslims have now started to make some preparations, starting from the needs of the house to the mind, so that the fast will be more blessed.
In welcoming Ramadan, Muslims will certainly show one form of their love for Allah SWT. One of the simplest is to welcome it with joy.

Take care of your physical and physical condition from now on by reducing unhealthy habits such as staying up late and eating unhealthy foods. Start exercising more regularly and if necessary take vitamins or health supplements.

The most basic preparation for Ramadan is preparing for faith. Faithful preparation can be done by starting to practice controlling bad habits every day.
This can be done in a way as simple as making sure do the Five Times Prayer is , or stop smoking.

Before entering the month of Ramadan, there is nothing wrong with reading more about religion to deepen your knowledge and religious knowledge so that you can perform worship solemnly in the month of Ramadan.

While you still have time, start managing your finances by living more frugally so that it is enough to meet your needs and also charity in the month of Ramadan.

How are you preparing for the month of Ramadan? Call us at 021-50508080 for health insurance information.

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Does Car Insurance Cover Flood & Water Damage?

For those of you who don't know, car insurance also has an expansion of flood car insurance. It is important that you have this expansion of flood car insurance, especially during the rainy season and when you live at a high risk of flooding. Each policyholder can request an expansion of the insurance.

The Flood Insurance Claims Process

1. Contact your insurance agent or company to report your flood loss. Your flood insurance policy requires you to give prompt written notice of your loss.

2.Do not attempt to start a flooded car. Use a wet/dry vacuum to remove any standing water.

3.Keep proof of flood damage. Take photos for proof. Don't remove or replace any damaged items without your insurance company's approval.

4.Prepare the required documents, such as a driver's license, vehicle registration, car insurance policy number or if there are photocopies of these documents, this will make the claim process easier.

5. Report the damage to your car insurance company maximum of 5 days after the incident. Don't delay filing a claim. It may cause more damage to your car. Contact Sahabat Insurance at 021-50508080 for information about flood expansion insurance.

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Whistleblowing System

In order to support Good Corporate Governance, especially in the implementation of the Anti-Bribery Management System within the Company, Sahabat Insurance provides a channel for conveying information regarding indications/allegations of integrity deviations which can result in fraud, abuse, corruption, collusion, nepotism, gratuities, price inflation. or budget, bribery, money laundering, embezzlement, extortion, and other conflicts of interest that will/have been committed by employees or Company Business Partners.

Reporting of violations is addressed to the Whistleblowing Team and submitted in writing via the whistleblowing media as follows [email protected];

Whistle blowers can report indications/allegations of violations through the Whistleblowing System with the following terms and conditions:

Include valid evidence in the form of data, clear information on the occurrence of violations in connection with the indications/allegations of irregularities previously mentioned.
Reports are made in good faith and are not a complaint against a person, a particular company or slander.
The reporter must provide complete information about his identity to facilitate communication including full name, telephone number or email address where he can be contacted.

Sahabat Insurance maintains the confidentiality of reporting data from unauthorized parties and provides:
• The confidentiality of the identity of the reporting person is ensured as well as
• The confidentiality of the information.

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5 Reasons People Refuse Insurance

Indonesia is still listed as an underinsured country, this is because there are still many Indonesians who do not have insurance. There are many reasons why Indonesians are lazy to have insurance. Some of these reasons are based on one thing, namely the lack of insurance education for the public. Here are the top 5 reasons why Indonesians are still reluctant to get insurance according to the Insurance Magazine version:

Do not understand
Because insurance is not very popular in the community, many terms are not understood by the Indonesian people, thus causing people to be afraid of being deceived and decide not to have insurance, whether car, health, or life insurance. People's ignorance can actually be overcome if there is education that is easy and simple to understand, sometimes the explanation received by the community from an insurance agent is not explained in simple language.

Too expensive
Insurance is still considered a luxury and out of reach. Whereas the government and private companies have provided several various insurance options and along with the growth of the insurance industry, prices have become very competitive. For example, the price of personal accident insurance can be around Rp. 25,000 (twenty five thousand rupiah) but it can still provide a fairly high protection value. The price of insurance today is much cheaper in the past, maybe even this price is not more expensive than people's spending on mobile phone credit.

There are still other needs
This is very understandable, but make sure that what is meant by other needs are very urgent or primary needs and once you have enough savings, start insurance no matter how small the amount. Because no matter how small the insurance value, it will be very helpful when needed.

“I Will Drive Carefully” (Car Insurance)
Even if you drive very carefully, your car still has the risk of being hit, dented, or other traffic incidents. Therefore, insure your vehicle, so that your financial status remains stable if something happens to the vehicle.

Insurance Claims Must Be Difficult
This point, really depends on the type of insurance company chosen, but in general, if you have read it carefully and understand the insurance policy comprehensively, insurance claims should not be a frightening specter. Therefore, it is highly recommended to consult first with some relatives or experts before buying insurance products.

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Car Alarm Goes Off Randomly? Learn Why and How to Fix It!

The car alarm serves to protect the vehicle from theft or other adverse events. But when your car alarm keeps going off, surely what comes to mind is the thought that the car alarm is broken and needs to be replaced immediately. It's a good idea to identify the cause of the damage to the car alarm.It could be that the cause is an alarm must be reset, the remote battery runs out or the car alarm receiver has a problem.Do not repair the vehicle alarm yourself, go to a repair shop to do a reset or repair the alarm system. #sahabatinsurance

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