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Insurance is an agreement between two parties, namely the insurance company and the policyholder (UU 40/2014). Referring to the above, an insurance policy is an agreement document between the insurer and the insured, so that the insurance policy is subject to a stamp duty (Rp 10.000). Stamp duty is...

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PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) launch the 18th representative office in Jambi on Wednesday 21 September 2022, in order to expand the official representative office in Indonesia.Sahabat Insurance is committed to continuing to provide customer satisfaction, by always ma...

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If you’re travelling abroad, it's important to take out appropriate travel insurance before you go. ANANDA (Amankan Perjalanan Anda) is an insurance product from Sahabat Insurance that provides protection and anticipates the unexpected that may occur due to risks during business trips or t...

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Driving in rain, whether a sprinkle or a heavy downpour, can be one of the most difficult driving situations a driver encounters. Rainy conditions are directly associated with higher accident rates. Things To Know Before You Start Driving In The Rain:Turn on your headlights not your hazard l...

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Did you know, Motor Vehicle Insurance is a type of insurance or coverage that provides a guarantee or protection for loss, damage, loss caused by the risks guaranteed in the Motor Vehicle Insurance policy.Loss and/or damage to the Motor Vehicle and/or the insured interest which is directly cause...

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Whether you struck a parked car or your parked car was hit, you are not alone. In fact, most hit-and-runs involve a parked car. Many of the accidents happen in parking lots.So what to do if you hit a parked car? Treat this as any other car accident, and follow the steps listed below.If y...

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Motorcyclists must be mindful of their surroundings and the other cars around them. The flow of traffic can change at any moment. Even small distractions can lead to serious injuries. It is important to drive safely because it can save your life.1.     Preparing the vehicleBefore y...

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The parking brake is essential to your safety and those around you. If you have an automatic gearbox, apply the handbrake first, then put it in P. This ensures that the car’s weight isn’t resting on the parking pawl. If you don’t use the handbrake, you’ll be putting constant...

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Home Insurance protects your home and possessions from fire, lightning, explosions, airplane crashes and smoke or abbreviated as FLEXAS (Fire, Lightning, Explosion, The Impact Of Falling Aircraft, And Smoke). In addition to home insurance benefits, you can add on an extention benefit that protects y...

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As soon as you've made sure anyone involved is safe and you've called the police, take photos of the incident, including your car and the wall. Note the location, date, time, and any other factors. If you hit someone else's wall and caused damage, contact the owner and give them your car...

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Travel insurance can give you extra protection if your holiday doesn't go as planned. So you should make sure you have cover if you're planning a trip away. It's particularly important to take out travel insurance if you are travelling independently because you may find yourself stranded with no wa...

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A key area to consider before purchasing a new car is engine size; the size of a car engine will have a large impact on the performance, economy and value of a vehicle. But what does engine size mean and how should it affect your willingness to purchase a car? Here, we’ll take a look at what e...

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Please email your questions to [email protected]  call us at 021-50508080or chat via WhatsApp 021-50508080

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Accidents involving vehicles hitting busway separators are becoming more and more common. The causes are various, apart from lack of concentration on the road, there is also the possibility that the separator is not very visible if the driver is driving at night.To avoid this,reduce the speed. Espec...

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Surveillance technology that relies on Close Circuit Television (CCTV) is increasingly developing nowadays. CCTV can help you in the event of a crime, demolition or other event that poses a risk to the security of your home.CCTV is not just a camera and recorder, this tool already offers a high...

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Don't miss IG Live Sahabat Insurance and Mandiri Tunas Finance! Friday, August 12, 2022 at 4 pm on Sahabat Insurance's Instagram account. Get a chance to win prizes of hundreds of thousands of rupiah, by asking questions during IG Live! See you later!

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Accidents can happen anytime and anywhere - whether you are at home, at work, or even on vacation. Personal accident insurance is useful to get the financial assistance to you and your family in the event of an accident that leads to death, bodily injuries, temporary total disability, permanent tota...

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PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) received  Infobank: 23rd Insurance Awards on Thursday, July 28th 2022  in Hotel Indonesia Kempinski Jakarta for its success in maintaining the financial performance of "Excellent" .Based on data from the Infobank Rese...

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Jakarta's Odd Even Regulations on 26 road sections has also been stated in the Governor's Regulation number 88 of 2019 concerning Amendments to Regulation Number 155 of 2018 concerning Traffic Restrictions with an Odd Even Regulations"The results of the meeting agreed that the O...

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While driving, the car is at risk of being damaged not only while on the road, but also when it is parked. To prevent this, there are some tips that you can do when parking the car, including:Choose a large area, safe and not too close to buildings, sidewalks, fences or piles of heavy and la...

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Small businesses need insurance coverage to protect them against risk and financial loss. Small business owners need to do their research to determine the types of insurance they need and to find the best policies for their business model. Small business insurance is crucial for protecting your busi...

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Rain that has flushed Jakarta since Friday, July 16, 2022, has caused flooding. A total of 92 area in the capital were flooded. The data was collected on Saturday, July 18, 2022 (DKI BPBD Data and Information Center) Source: merdeka.comDisaster mitigation is a series of efforts to reduce dis...

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Travel insurance is one type of insurance that provides protection while we travel both domestically and abroad. So you can still travel in peace. Especially in an uncertain situation like today. What if when you bought tickets in advance but you got sick, or even worse, the trip had to be canceled...

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Jakarta - Infobank has again conducted an insurance rating and published it in the July 2022 edition of Infobank Magazine. This year's insurance rating is titled "Rating 110 Insurance Version of Infobank 2022". Ratings were carried out on 110 insurance companies, including 65 general i...

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When you get into a car accident, there are certain steps you may want to take in order to help make sure everyone is safe, to follow the law and to get the insurance claim process started.First, check your car and the passenger. If your car is safe to drive and is causing a hazard where it...

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No one can predict the future. Accidents can happen anytime and anywhere. Personal accident insurance provides financial coverage against unforeseen events such as accidents causing bodily injury, permanent partial disability or permanent total disability and accidental death. Contact Sahabat In...

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With a world full of fascinating destinations, choosing the perfect vacation spot can present a challenge.Lost, delayed, or damaged Baggage, flight delays or cancellations, missing passport, money,  accident or medical insurance for unexpected illnesses and injuries while travelling. Below are...

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Embarking on a home remodel can be messy, expensive, inconvenient and at times pull-your-hair-out frustrating. The last thing you want is a higher price tag than your contractor's initial bid. So, how do you keep your sanity and your pocket change while remodeling your home?1. Renovation gra...

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What to Do If You Put the Wrong Fuel in a CarThe error is usually when a diesel-fueled car is filled with gasoline, or sometimes vice versa. If you have filled the wrong fuel, you don't need to worry, because there is still a solution. Leave your engine switched off and avoid putting you...

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There are times you may want to help out a friend, or may not be in a state to drive yourself. It’s normal to want to lend you car, or let someone else drive. But, unfortunately, Vehicle Insurance can deny policyholders’ claims if your friend/family /driver is at fault for the accident o...

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Travel doesn’t always go as planned. If you're going overseas, travel insurance is as important as a passport. Without it, you or your family could suffer financially if things go wrong. No matter who you are, where you're going and what you're doing, get insurance.If...

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You’ve just gotten off the plane and you’re in a new country, ready for an amazing vacation! But time passes and the bags from your flight is missing.  Do not panic. Here are the steps you must take if you lose your items while on vacation abroad:Report to the neares...

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Home is we should feel secure and comfortable. Imagine if your house is on fire or lightning hits your house? Imagine the cost to repair or replace your personal belongings if they are damaged or stolen.Home insurance protects property and its contents, such as houses, offices, shops, factor...

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Make a call to Sahabat Insurance hotline number 021-50508080 within 5 x 24 hours. Survey will be carried out within 3 working days. Complete the claim documents: Claim Form, ID (KTP), Driver’s License (SIM), Vehicle Registration (STNK), Police Report if needed. For more info please call 021-50...

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A smile began friendship, one laughter remove her unhappiness, one prayer give a hope, one speech delivered survived the Happy galungan and kuningan’s day.Hopefully all of us happiness in Dharma ways.

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June 5 marks World Environment Day—led by the United Nations Environment Programme, a time to raise awareness on the importance of protecting and restoring the Earth.Sahabat Insurance planted mangroves as an implementation of a sustainable finance program in an effort to mitigate climate chang...

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What is the difference between insurance, savings and investment? Before we know the difference, it is better if we know the meaning first.According to the Big Indonesian Dictionary (KBBI), insurance is coverage, an agreement between two parties. Meanwhile, the definition of insurance is quo...

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PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) was formerly known as PT Bess Central Insurance and has been established since September 4, 1996, at the time named as PT AIOI Indonesia. On March 25, 2011, PT Asuransi Central Asia took over all shares from PT AIOI Indonesia who carried out the...

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If you have car insurance, check the benefits you have, as standard auto insurance policies do not have flood protection.This explanation is contained in the Indonesian Motor Vehicle Insurance Standard Policy (PSAKBI) article 3. It states that insurance will not replace and guarantee losses,...

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Vacations are always fun and everyone looks forward to, especially if you are always busy working every day. Then what if things happen that might happen during the trip? There may be lost baggage, trip cancellations or even accidents. This is the benefit of travel insurance to protect the trip from...

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Owning a house is not just a dream! But starting a home installment for those of you who just want to buy a house is certainly a challenge in itself, the ways and tricks to start installments certainly can't be rushed. Plan carefully before starting. Check out the following tips from Sahabat Insuran...

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We will never be able to avoid a disaster, the risk of unpredictability when it occurs. By knowing that the risk will just happen without our expectations, of course we need preparations that we must do to overcome the losses arising from the problem.Therefore, it is recommended that...

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Efficient car fuel is certainly the desire of all vehicle owners to save costs.Fuel economy is not solely influenced by engine configuration and vehicle specifications. Another factor that can make fuel efficient is the user's driving style.Keeping Car SpeedOne way to drive f...

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On April 22, 2022, Sahabat Insurance visited one of the orphanages and dhu'afa Ar - Rohmat in Pasir Jambu Village, Bogor Regency, West Java, in order to carry out the Sahabat Peduli activity, as a form of the company's commitment to be present to help the community.Sahabat Insurance is a...

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Dear Customer,Thank you for being our valued customer.Following government regulation about National Holiday on Eid Al Fitr 1443 HWe will be closed from April 29 until May 6, 2022.We will open on May 9, 2022.Don’t worry! For claim and services please callSahabat...

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You probably spend your majority of your weekend, sitting or sleeping. That's why changing the types of activities you do on weekends can play a big role in both your level of happiness and productivity.Check out the following tips from Sahabat Insurance:Try New Food RecipesIf you li...

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Before starting your vacation, it's a good idea to check your passport validation.What if you need new passport for your trip?1. Download M-Passport the official application of the Directorate General of Immigration, Ministry of Law and Security, ...

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Hi, Sahabat! If you have vehicle insurance, you must recognize some insurance terms so as not to get confused.When purchasing a vehicle insurance product, you will be introduced to the term Own Risk (OR). Own risk can be interpreted as payment of compensation costs made by the vehicle owner...

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When you are away or while you are at home, sometimes you are worried about the condition of the house that is prone to theft. Beware of house theft! Here are some tips to keep your house safe from thieves.Check home securityBefore you leave the house or go to bed, m...

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The management and staff of Sahabat Insurance, wish you a blessed and prosperous Ramadan. May the holy spirit of Ramadan enlighten our souls and guide us to our deen.

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The holy month of Ramadan is just around the corner. The month that Muslims all over the world have been waiting for. Muslims have now started to make some preparations, starting from the needs of the house to the mind, so that the fast will be more blessed.In welcoming Ramadan, Muslims will cer...

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When you buy an insurance policy and make an insurance claim sometimes you wonder. Will my vehicle be repaired fast or long? The claim provisions have actually been stated on the policy or in accordance with the regulations. To be clear about what things are covered by insurance, it would be nice to...

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Health is very expensive. Moreover, it turns out that you or a family member need treatment and care that requires large costs but the savings are running low. You avoid worrying because you already have health protection through health insurance.In addition to getting the maximum treatment and...

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When you lose your car, of course, you can be very worried. Don't panic and do this:1.Call and report to the Police2. Prepare important documents for missing vehicle reporting.    Photocopy of ID card.Copy of BPKB.Copy of motor vehicle purchase invoice...

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Often confused to see the term vehicle insurance? Don't worry, Friends of Insurance are ready to help with terms that are often used in Vehicle Insurance.Insurance policyYou may have heard this term many times, but do you really know the meaning behind it? Policy and insurance policy hav...

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Dengue Hemorrhagic Fever is a mosquito-borne disease that occurs in tropical and subtropical regions of the world. For mild dengue fever, it will cause a high fever and flu-like symptoms.Many people have no signs or symptoms of dengue hemorrhagic fever infection. When symptoms do occur, they...

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Do you know the signs of a gas leak in your home? Check it out below: The gas emits a pungent odor and a hissing sound, if this happens immediately turn off the stove Fire is not blue Gas runs out fast No need to be afraid, immediately unplug the gas regulator carefully, keep the gas cylinder aw...

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You certainly want to have a dream house that is everyone's dream, especially for those who are already married. So what if you want to make your home a dream home? Check out the tips!1. House cleanliness is the main thing. Your house doesn't need to be big, but cleanliness w...

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Ever heard of Aquaplaning?Aquaplaning is a condition in which a vehicle  loses control where the main cause is puddles of water, such as rain and flooding. Water that is too large will make it difficult for the car to move or even slip. The main cause of aquaplaning is not only rainwater pu...

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A number of areas in the city of Surabaya were hit by heavy rain accompanied by strong winds and large amounts of ice on Monday (21/2/2022) at around 14.50 WIB. So what causes hail? Hail occurs because there is a temperature difference in the clouds and the earth's surface is reached. So, the ai...

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Today, many entrepreneurs prefer to run their businesses from home. But when running a business from home there are things you should pay attention to: Good business plan. You need to take into account the business projections and targets to be achieved. How to open your own business at home by ma...

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Based on the results of the study, the most common characteristics that indicate a person is infected with the omicron variant of the Covid-19 infection are as follows:1. Sore throat but no coughA sore throat accompanied by a cough is one of the common symptoms when someone is declared i...

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When an accident occurs, sometimes we panic and don't know what to do.Check out Sahabat Insurance's safety tips in the event of an accident on the road:1. Immediately pull over to the side of the road to avoid the flow of traffic and reduce the risk of accidents or...

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We really never know about things that might happen in the future. For that, it is also important that you have protection from various risks, in this case regarding the car, such as the risk of damage to loss. Pity your expensive car is damaged? Moreover, because there is no protection, you also ha...

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If you are looking for a job that will allow you to work from home, maybe these 5 jobs you can consider becoming a profession:1. Vlogger, you must be good at finding ideas to always create content that your community or audience likes through YouTube or other social media platforms2. E-comme...

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One of the things that quite a lot makes people confused when they want to have insurance, namely ignorance about the difference between general insurance and life insurance. Here are the different types of insurance:General Insurance Insurance provides benefits in the form of cash compensation...

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Policy is an insurance term which means a contract or agreement between an insurance company and the insured. Insurance policy describes all the rights and obligations between the two parties. The insurance policy will be valid written evidence in the agreement made by the insurer and the insured.

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Being active in the rainy season certainly requires a number of extra preparations compared to the summer. There are not enough umbrellas, you need other preparations to protect you from the rain. Bring a rain jacket, extra mask, medicine and check the weather conditions before starting the day. If...

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A large earthquake occurred in Sumur, Banten and the tremor was felt in Jakarta on Friday (14/1/2022). So what should we do if an earthquake occurs?1. Don't panic2. Cover yourself under the table and wait for the earthquake to stop3. Wait until it's safe4. Get out of the buil...

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Here are six suggestions to help you feel more secure when traveling alone: 1. Share Your Travel Plans With Trusted Family or Friends and Stay Connected. 2. Share your adventure on Social Media 3. Make a Travel Journal 4. Secure Your Identity on email, drive or clouds 5. Avoid Reckless Behavio...

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Driving on uphill road conditions is often a challenge. Moreover, the contours of the roads that are passed are quite diverse, ranging from climbs, steep descents, slippery and dense vehicles alias jammed. In fact, parking at the mall sometimes has narrow roads due to the limited building area. In g...

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Are you familiar with the term blind spot?Car drivers should be aware of this blind spot. Blindspot is an area that the driver of the vehicle cannot see properly. The existence of this area can lead to various possibilities, including the danger of traffic accidents.How to avoid blin...

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The holiday at the beginning of the year is something that everyone is waiting for to unwind from the headache of a super busy work. But, of course it is difficult if the finances are on budget but the desire for a vacation is unstoppable. Check out these frugal vacation tips from Sahabat Insurance...

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1. Use in an emergencyIn accordance with the Law on Road Transport Traffic (LLAJ) Article 121 paragraph 1, every motorized vehicle driver is required to install a safety triangle, a hazard warning signal light, or other signals when stopping in an emergency situation on the road. For example, yo...

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Management and staff of Sahabat Insurance wish you a Merry Christmas to those of you who celebrate. May the peace of Christmas always be with all of us.

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In general, each car has a unique vehicle identification number or NIK. This number consists of 17 characters, combines letters and numbers and is considered the birth certificate of the car. In fact, it is an international code created to facilitate car identification. NIK is also known as the Vehi...

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Public awareness to consume healthy food is now getting bigger. Because apart from being a source of energy, consuming healthy food can also reduce the risk of serious diseases, ranging from diabetes, hypertension, heart disease, obesity, to cancer.Consumption of healthy foods every day is highl...

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One of the problems that may occur while on vacation is losing valuables or luggage on the way.1. Don't panic, immediately contact the place where the bag/valuable item is lost, for example a hotel, airline or airport.2. Make a loss report to the police as one of the conditions for an in...

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The first preparedness that must be done is to know the mitigation steps for each type of disaster. You need to anticipate disasters by having the skills to evaluate situations quickly and take the initiative to protect yourself. You need to understand the dangers that lurk around the area where you...

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Tidal floods have occurred again in the northern area of ​​Jakarta. This time the flood extends to the Thousand Islands. Then what is the Rob Flood? Tidal flood is a flood that occurs due to rising sea levels towards the surrounding land. Rob floods can be caused by the push of water to the surface,...

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Tips to keep your car paint always shiny!1. Avoid parking your car in direct sunlight.2. Wash the car with a special car shampoo and clean water3. Rinse quickly after being exposed to rain.4.Use a special cloth to clean the car

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How to evacuate from fire in a tall building:1. If there is a fire in the building, stay calm and don't panic.2. Avoid the elevator and immediately go to the nearest emergency stairs by walking normally.3. Do not carry items that are larger than a briefcase/handbag.4. If the view...

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Happy International Day of Persons with Disabilities December 3, 2021, International Day of Persons with Disabilities is intended to raise public awareness about disability, eliminate stigma against persons with disabilities, and provide support to increase the independence and equal rights of perso...

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Buying a house is a big and heavy thing, especially if this experience is your first. What should be considered before buying a house? In addition to important documents and payment methods, you also have to pay attention to the location and environment. Don't let a burglary happen after you buy...

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World AIDS Day which falls on December 1 is celebrated to raise awareness of the worldwide AIDS epidemic caused by the spread of the HIV virus.This concept was initiated at the World Health Ministers Meeting on Programs for AIDS Prevention in 1988. Since then, it has been commemorated by governm...

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Myth or Fact: Car EditionWhen it comes to car care and vehicle maintenance, there’s a lot of information out there. Sahabat Insurance is here to help you debunk popular car care myths and tell you what’s important to know. About filling gas. When is the best time to get your oil chan...

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Budget vacation with family? can you do it! Provided you know how. Choose the right and affordable location, diligently checking tickets or hotel promos can be one way to save, don't forget you also have to book in advance. You will be able to save more if you go before or after the holiday season....

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Some people, especially those living in urban areas, are familiar with the yellow line across the sidewalk, the line is not a decoration but a guiding block for blind pedestrians.In the language of guiding block, it means the blocks to guide the way. This facility was built as an effort by t...

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Playing a smartphone or cellphone can be a problem because it can cause accidents. Someone who drives while playing a smartphone is very possible to lose focus on driving, so they cannot pay close attention to their surroundings. Believe it or not, traffic accidents are also dominated by motorists w...

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There are 4 types of traveling that are trending this year. Besides hiking/camping, other trends are solo trips or traveling alone, staycation and Wellness Tourism. Wellness tourism is a special interest tourism that aims to maintain the body's fitness of tourists. Instead of choosing mainstream...

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During the rainy season, motorcyclists usually take advantage of the JPO (Jembatan Penyeberangan Orang), underpasses, or flyovers for shelter. Unfortunately, this turned out to be a violation of traffic laws and regulations.Stopping on the shoulder of the road like that is not only a danger to yours...

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Happy National Father's Day!Get IDR 100,000 for you on this National Father's Day by:1. Like and share this post on IG Story by mentioning @sahabatinsurance.id2. Mention 3 friends in the comments column with the hashtag #sahabatinsurance #hariayahnasional3. Wait for the annou...

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1. Get an UmbrellaAn umbrella is useful for a variety of reasons while walking in the rain, not only will it naturally help to keep you dry, but it will also keep water out of your eyes. When water impairs your ability to see (especially if you wear glasses!), you’re more at risk of an acc...

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Flooded house? This is what you should do. Turn off the electricity when there is a flood, if the flood has subsided, clean the house immediately. It is important to dispose of items that cannot be saved immediately to prevent mold and bacteria from growing. Do not wait long, immediately clean with...

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When you commit a traffic violation, get ready to get an E-ticket. Now it is easier for you to pay ticket fines through E-Tilang. You only need to fill out a ticket confirmation letter via online, then make a payment by bank transfer. Therefore, the payment is much easier so that there is no need to...

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The rainy season has arrived, for those of you who often travel outside the house, the trip can be disrupted. Especially if the rain causes losses such as puddles or even floods that cause transportation to be hampered.In addition, cold air in the rainy season can also bring various diseases. Fo...

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•To avoid garbage piling up, you must know how to sort out the garbage at home. Besides being more comfortable, you can also keep the environment clean and flood - free. •When disposing of waste, separate organic and inorganic waste. Sort plastic, paper, tetra pack, electronics, cans, and glass w...

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Commemorating Hero's Day November 10, 2021, let's join "My Hero, My Inspiration" and you have the chance to win a total prize of IDR 300,000 e-balance! (each IDR 100,000 for 3 lucky winners) It's easy:1. Like and share this image on your Social Media (in IG Story or on Face...

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Exercising on the highway turns out to be a risky accident, you know! Especially if you exercise on protocol roads or highways with heavy traffic. Choose a sport venue that is not too crowded with vehicular traffic such as in parks or residential complex roads, wear safety equipment such as helmets...

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When in the kitchen or at home, sometimes we accidentally touch a hot pot or hit a small fire, resulting in minor burns on the skin. What is first aid when there is a burn? Immediately cool the wound with running water for 15 minutes, apply a burn medicine, antiseptic or cold gel made from aloe vera...

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When planning for a vacation, have you ever felt so stressful because you must arrange the itinerary, book the hotels, flight and so forth? While at the same time, a few unplanned events come up suddenly and you must cancel your trip.Accidents may occur while on vacation, lost luggage or mon...

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The car alarm serves to protect the vehicle from theft or other adverse events. But when your car alarm keeps going off, surely what comes to mind is the thought that the car alarm is broken and needs to be replaced immediately. It's a good idea to identify the cause of the damage to the car alarm.I...

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Not having a driver's license  at the time of an accident is one of the possible causes for a claim to be rejected by Vehicle Insurance in addition to being late in reporting claims. Especially if you violate traffic and are negligent while driving. For more information about vehicle insura...

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Before filing a claim for a car that was damaged in an accident or lost, you need to prepare several documents, including:Insurance policy in original and photocopy.Copy of SIM and STNK.Proof of a police report if the car is seriously damaged due to an accident or loss.Completely fil...

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To save on the use of electricity that you use, then you must know in advance what objects are consuming a lot of power. In addition to air conditioning, it turns out that water pumps, refrigerators, washing machines and computers consume large amounts of electricity. So don't be surprised if du...

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Have you heard about water hammer? Water hammer is the result of a pressure surge, or high-pressure shockwave that propagates through a piping system when a fluid in motion is forced to change direction or stop abruptly. This shockwave is also commonly referred to as a hydraulic shock or hydraulic s...

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Heavy rains accompanied by strong winds in Jakarta have caused many trees to fall in recent times. You have to be careful when parking your favorite car on the highway, because a big tree may fall on your car. If the car is affected by a storm, can the claim be covered by the insurance? Check your i...

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Taking into account the increasingly worrying development of covid 19, the management of Sahabat insurance feels the need to take the following policies:Work From Home & operational working hours for Sahabat Insurance employees:WFH (Work From Home) for all employees at the Jakart...

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Indonesia is still listed as an underinsured country, this is because there are still many Indonesians who do not have insurance. There are many reasons why Indonesians are lazy to have insurance. Some of these reasons are based on one thing, namely the lack of insurance education for the public. He...

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Of course you will experience panic when you realize that the private car you usually ride is not there and has definitely changed hands to an irresponsible party or stolen, sad because you know the missing car has not paid off its credit payment, worried for fear of not being able to claim, it'...