5 Tips for Millennial Home Buyers
Terakhir Diubah : 15:24:15 - Rabu, 15 Februari 2023
As true millennials, of course you want to have a home so that you have a bright future with your family.
So if you’re a millennial looking to buy a house, here are five things you can do to make As true millennials, of course you want to have a home so that you have a bright future with your family. Here are some steps you can take to make your dream come true.
1. Check financial ability
First, prepare a balance sheet including income and expenses.
2. Create a budget
Do some research and learn about several possible ways to pay for a house other than the cash payment method. For example mortgages, or by other methods.
3. Set priorities
From an existing financial plan, make priorities so you can focus on one thing. For example, you plan to take a mortgage. So, your first focus is to fulfill the downpayment first.
Investment can help to develop assets against inflation. For example, for a house down payment, set aside 30% of your salary to the appropriate investment instrument. Over time, with consistency, the budget for a home down payment will be fulfilled properly.
Investment can also be an alternative choice for saving emergency funds. You can save this emergency fund in an instrument with a low level of risk.
In addition to an emergency fund, pay attention to insurance, if you are the head of the family. So, make sure that you have complete protection first, then execute your financial plan.
The discipline to implement a detailed and comprehensive financial plan is very important. For example, keeping your installments under 30% of your regular salary if you take a mortgage scheme is crucial.
Note that 30% includes all existing debt repayments. So, if your main intention is to buy a house, then you should focus on this plan first.
In addition, plans to buy a house require a long-term disciplined commitment. Therefore, start being disciplined in executing your financial plan. With some of the tips above, you can try to realize your dream of buying a house. Good luck!
How To Claim Car Insurance
Before filing a claim for a car that was damaged in an accident or lost, you need to prepare several documents, including:
Insurance policy in original and photocopy.
Copy of SIM and STNK.
Proof of a police report if the car is seriously damaged due to an accident or loss.
Completely filled and signed claim form.
Written chronology of events.
Photos of damage such as, scuffs, dents and others.
To find out how long a car insurance claim will take, you can directly ask an agent or Sahabat Insurance customer service at 021-50508080.
Car Maintenance Tips To Always Shine!
Tips to keep your car paint always shiny!
1. Avoid parking your car in direct sunlight.
2. Wash the car with a special car shampoo and clean water
3. Rinse quickly after being exposed to rain.
4.Use a special cloth to clean the car
How can I protect my home from flooding?
Home Insurance protects your home and possessions from fire, lightning, explosions, airplane crashes and smoke or abbreviated as FLEXAS (Fire, Lightning, Explosion, The Impact Of Falling Aircraft, And Smoke). In addition to home insurance benefits, you can add on an extention benefit that protects your home damage due to floods, storms, hurricanes and water damage.
You can contact Sahabat Insurance at 021-50508080 for further information.