Car engine sizes: What you need to know

Terakhir Diubah : 03:17:29 - Tuesday, 23 August 2022

A key area to consider before purchasing a new car is engine size; the size of a car engine will have a large impact on the performance, economy and value of a vehicle. But what does engine size mean and how should it affect your willingness to purchase a car? Here, we’ll take a look at what engine size means and why size doesn’t always matter!Engine size is the volume of fuel and air that can be pushed through a car’s cylinders and is measured in cubic centimetres (cc).

Car engine sizes are normally specified in litres, which is rounded up to the nearest tenth of a litre.As you can likely imagine, larger engines with an increased capacity for fuel and air require more fuel than smaller engines. This is especially true if you’re quick to accelerate or drive at maximum speeds on long motorway journeys.

Engine capacity is the volume of all the pistons in the engine cylinder as measured by the maximum movement from top to bottom. So, the greater the CC of the vehicle's engine, the greater the power produced.

For more info about Car Insurance, please call Sahabat Insurance 021-50508080.

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Car Insurance Protection

We really never know about things that might happen in the future. For that, it is also important that you have protection from various risks, in this case regarding the car, such as the risk of damage to loss. Pity your expensive car is damaged? Moreover, because there is no protection, you also have to pay dearly for the cost of repairing it.

Vehicle insurance is useful to protect you from losses due to accidents. What are some examples of vehicle insurance benefits and protections?

In general, examples of types of car insurance consist of total loss only (TLO) car insurance and all risk (comprehensive) car insurance.

1. Total Loss Only Car Insurance Benefits (Total Loss/TLO Car Insurance)
As the name implies, total loss only (TLO) car insurance offers car insurance benefits in the form of claims that can only be made if there is a total loss. The total loss in question is damage that occurs above 75% or loss due to theft or confiscation. The amount of damage of 75% is used as a benchmark because the car will certainly not be able to be used again.

2. All Risk (Comprehensive) Car Insurance Benefits
All risk insurance is a long-term and comprehensive protection insurance, it protects the vehicle from losses, for example from accidents, other people's evil deeds, fire, and others.

Ask us about vehicle insurance via the WhatsApp chat application or contact us at the Sahabat Insurance call center 021 - 50508080

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Lost Your Luggage? Here's What To Do Now

One of the problems that may occur while on vacation is losing valuables or luggage on the way.
1. Don't panic, immediately contact the place where the bag/valuable item is lost, for example a hotel, airline or airport.
2. Make a loss report to the police as one of the conditions for an insurance claim.
3. If your passport is lost, immediately contact the embassy to get a replacement passport. If you lose your wallet and credit card, block the card immediately by contacting your bank.
4. Make sure you save all important data in the email, so you have a back up of data in case of loss.
5. Use travel insurance to cover the trip from unexpected risks that may occur.

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How to Avoid Losing Your Bags When Travelling

Lost luggage happens, and it's a bummer—but it doesn't have to be the end of the world. We've put together a few tips on keeping your bags from traveling without you.

How to Avoid Losing Your Bags
The best way to avoid lost luggage is to carry it on—one carry-on-sized bag and one personal item, traditionally defined as a purse, tote, or anything small enough to fit under an airplane seat.Pack light and go carry-on only; that way, you'll never lose sight of your bag. Check airline rules before flying, as each carrier may have different bag dimensions.

Label Your Baggage Inside and Outside
All checked bags should have some label on the outside anda label on the inside - it can be beneficial to the bag's owner when it comes to identifying the bag.

A Picture Is Worth a Thousand Descriptions
Take a picture of your bag, preferably with a color tag, and keep it on your phone, email or another camera.

If your bag doesn't show up on the baggage carousel, look immediately for the airline's nearby baggage office or window and report it there at once. Give the window clerk your baggage stubs and wait for further instruction. Don't panic—your bag may just be delayed and coming in on another flight.

As soon as your luggage has been declared lost, you should call your travel insurance company to ask for advice on what to do next.

For more info about Sahabat Insurance Travel Insurance please call 021-50508080.

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5 Reasons People Refuse Insurance

Indonesia is still listed as an underinsured country, this is because there are still many Indonesians who do not have insurance. There are many reasons why Indonesians are lazy to have insurance. Some of these reasons are based on one thing, namely the lack of insurance education for the public. Here are the top 5 reasons why Indonesians are still reluctant to get insurance according to the Insurance Magazine version:

Do not understand
Because insurance is not very popular in the community, many terms are not understood by the Indonesian people, thus causing people to be afraid of being deceived and decide not to have insurance, whether car, health, or life insurance. People's ignorance can actually be overcome if there is education that is easy and simple to understand, sometimes the explanation received by the community from an insurance agent is not explained in simple language.

Too expensive
Insurance is still considered a luxury and out of reach. Whereas the government and private companies have provided several various insurance options and along with the growth of the insurance industry, prices have become very competitive. For example, the price of personal accident insurance can be around Rp. 25,000 (twenty five thousand rupiah) but it can still provide a fairly high protection value. The price of insurance today is much cheaper in the past, maybe even this price is not more expensive than people's spending on mobile phone credit.

There are still other needs
This is very understandable, but make sure that what is meant by other needs are very urgent or primary needs and once you have enough savings, start insurance no matter how small the amount. Because no matter how small the insurance value, it will be very helpful when needed.

“I Will Drive Carefully” (Car Insurance)
Even if you drive very carefully, your car still has the risk of being hit, dented, or other traffic incidents. Therefore, insure your vehicle, so that your financial status remains stable if something happens to the vehicle.

Insurance Claims Must Be Difficult
This point, really depends on the type of insurance company chosen, but in general, if you have read it carefully and understand the insurance policy comprehensively, insurance claims should not be a frightening specter. Therefore, it is highly recommended to consult first with some relatives or experts before buying insurance products.

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