Sahabat Insurance Goes To School

Terakhir Diubah : 15:33:06 - Wednesday, 25 September 2024

Financial literacy is a crucial skill that impacts nearly every aspect of life, from managing personal finances to making informed decisions about investments and savings. One often overlooked yet vital component of financial literacy is insurance literacy. Many young adults enter the workforce or higher education without a basic understanding of insurance, its importance, or how to navigate the myriad of options available. In order to support government and The Financial Services Authority (OJK) programs, Sahabat Insurance Sahabat Insurance Goes To School was held at Insan Cendikia Magnet School in Bogor on Tuesday, September 24 2024.

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Term Insurance Definition & Meaning

Insurance policy: is a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured).

Premium: is the amount of money you must pay to the insurance company for your insurance policy.

Claim : An insurance claim is a formal request from the policyholder (that's you) to their insurance company asking for payment after a covered incident.

Insured: A person whose life or property is the subject of insurance.

Insurer: Parties that already have formal permission to carry out business activities related to taking over the risk of other parties based on a policy; for this coverage, the risk insurer receives a premium from another party as the insured; usually, the Insurer is an insurance company.

The age of the Insured: is determined based on the last birthday on the Effective Date of Insurance and will increase on each Policy Birthday.

The coverage period :is the period of insurance protection for the Insured from the Effective Date of Insurance to the Expiry Date of Insurance as stated in the Policy Data.A coverage period is the period of time during which an insured event is protected by an insurance contract.

Fore more information please call Sahabat Insurance 021-50508080.
Source: https://sikapiuangmu.ojk.go.id

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Ramadan Mubarak. Wishing you a blessed and Happy Ramadan!

The management and staff of Sahabat Insurance, wish you a blessed and prosperous Ramadan. May the holy spirit of Ramadan enlighten our souls and guide us to our deen.

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What to Know About Lending Your Car

There are times you may want to help out a friend, or may not be in a state to drive yourself. It’s normal to want to lend you car, or let someone else drive. But, unfortunately, Vehicle Insurance can deny policyholders’ claims if your friend/family /driver is at fault for the accident or stolen car. Vehicle Insurance can deny your claim if your friend/family/driver were in violation of state law when the accident happened. One example of that would be driving without a valid license. Another is if you were driving while intoxicated.
If the car is lend to a friend, driver or family according to your permission and approval, then when the car is lost, commits a crime or is damaged in an accident, Vehicle Insurance can reject the claim according to the Indonesian Motor Vehicle Insurance Standard Policy Chapter II article 1.3 concerning Exceptions, article theft and/or malicious acts committed by: spouses, children, parents or siblings of the Insured; people working for the Insured, people with the knowledge or with the consent of the Insured. For info about Vehicle Insurance please call Sahabat Insurance 021-50508080.

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Working Hours during Ramadan

The official working hours of Sahabat Insurance Head Office during the holy month of Ramadan will be from 8 a.m to 4.30 p.m (Monday-Friday). Call us at 021-50508080 for further information.

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