Car Insurance Protection

Terakhir Diubah : 16:32:57 - Selasa, 25 Januari 2022

We really never know about things that might happen in the future. For that, it is also important that you have protection from various risks, in this case regarding the car, such as the risk of damage to loss. Pity your expensive car is damaged? Moreover, because there is no protection, you also have to pay dearly for the cost of repairing it.

Vehicle insurance is useful to protect you from losses due to accidents. What are some examples of vehicle insurance benefits and protections?

In general, examples of types of car insurance consist of total loss only (TLO) car insurance and all risk (comprehensive) car insurance.

1. Total Loss Only Car Insurance Benefits (Total Loss/TLO Car Insurance)
As the name implies, total loss only (TLO) car insurance offers car insurance benefits in the form of claims that can only be made if there is a total loss. The total loss in question is damage that occurs above 75% or loss due to theft or confiscation. The amount of damage of 75% is used as a benchmark because the car will certainly not be able to be used again.

2. All Risk (Comprehensive) Car Insurance Benefits
All risk insurance is a long-term and comprehensive protection insurance, it protects the vehicle from losses, for example from accidents, other people's evil deeds, fire, and others.

Ask us about vehicle insurance via the WhatsApp chat application or contact us at the Sahabat Insurance call center 021 - 50508080

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What Is an Insurance Policy Period?

An insurance policy period is the time frame during which an insurance policy is effective. Based on chapter IV, article 7 in INDONESIAN MOTOR VEHICLE INSURANCE STANDARD POLICY, it is a condition precedent to liability under this policy, that any premium payable shall have been paid off and actually received in full by the Insurer, in the event of:

insurance period of 30 (thirty) days or more, then settlement of premium payment shall be conducted within a period of 14 (fourteen) calendar days as of the date of inception of this Policy;

such insurance period is less than 30 (thirty) days, settlement of premium payment shall be conducted at the time of issuance of Policy.

In case the Insured fails to fulfill the liabilities as referred to in paragraph above, this Policy shall be automatically terminated without issuing cancellation endorsement starting from the expiry of the grace period and the Insurer shall be discharged from any liability there from.

For more info about Sahabat Insurance call 021-50508080.

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Tips for Driving in the Rain

Driving in rain, whether a sprinkle or a heavy downpour, can be one of the most difficult driving situations a driver encounters. If it’s been raining heavily, you need to be careful as you drive and not hit puddles at spend. Rainy day increase the risk of Aquaplaning.

Aquaplaning or hydroplaning by the tires of a road vehicle, when a layer of water builds between the wheels of the vehicle and the road surface, leading to a loss of traction that prevents the vehicle from responding to control inputs. If it occurs to all wheels simultaneously, the vehicle becomes, in effect, an uncontrolled sled or an accident.

The best strategy is to avoid contributors to aquaplaning. Proper tire pressure, narrow and unworn tires, and reduced speeds from those judged suitably moderate in the dry will mitigate the risk of aquaplaning, as will avoidance of standing water or flood.

For more information about car insurance please call Sahabat Insurance at 021-50508080 (call/WA).

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Christmas Charity with Sahabat Insurance

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) held its annual Christmas event “Donasi Sahabat Insurance Peduli: Berbagi Kasih Natal” on Tuesday, December 19th 2023. This donation was delivered directly to SOS Children’s Village located in Cibubur, East Jakarta.

Quoted from the official website www.sos.or.id, SOS Children's Village is a non-profit, non-governmental social organization that is active in supporting children's rights and is committed to providing children who have or are at risk of losing parental care with their main needs, family and a loving home. Currently SOS Children's Villages Indonesia is spread across 9 regions in Indonesia from Banda Aceh to Flores.

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The Annual Meeting of Sahabat Insurance

The Annual Meetings of Sahabat Insurance will be held from November 16-18 th, 2023 in Bandung, West Java.
The Annual Meetings of Sahabat Insurance bring together all representatives from all division to achieve 2024 performance targets, especially achieving the vision and mission of Sahabat Insurance in 2024.

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