Car Insurance Protection

Terakhir Diubah : 09:32:57 - Tuesday, 25 January 2022

We really never know about things that might happen in the future. For that, it is also important that you have protection from various risks, in this case regarding the car, such as the risk of damage to loss. Pity your expensive car is damaged? Moreover, because there is no protection, you also have to pay dearly for the cost of repairing it.

Vehicle insurance is useful to protect you from losses due to accidents. What are some examples of vehicle insurance benefits and protections?

In general, examples of types of car insurance consist of total loss only (TLO) car insurance and all risk (comprehensive) car insurance.

1. Total Loss Only Car Insurance Benefits (Total Loss/TLO Car Insurance)
As the name implies, total loss only (TLO) car insurance offers car insurance benefits in the form of claims that can only be made if there is a total loss. The total loss in question is damage that occurs above 75% or loss due to theft or confiscation. The amount of damage of 75% is used as a benchmark because the car will certainly not be able to be used again.

2. All Risk (Comprehensive) Car Insurance Benefits
All risk insurance is a long-term and comprehensive protection insurance, it protects the vehicle from losses, for example from accidents, other people's evil deeds, fire, and others.

Ask us about vehicle insurance via the WhatsApp chat application or contact us at the Sahabat Insurance call center 021 - 50508080

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Ramadan Mubarak. Wishing you a blessed and Happy Ramadan!

The management and staff of Sahabat Insurance, wish you a blessed and prosperous Ramadan. May the holy spirit of Ramadan enlighten our souls and guide us to our deen.

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Travel Tips: Driving Abroad

Are you planning to travel by car? Or perhaps you want to rent a car while on holiday abroad. Be aware that not all countries have the same traffic rules. Make sure you have travel insurance and a valid International Driving Permit before renting a car.

An International Driving Permit allows you to drive vehicles in foreign countries. You must always have your IDP along with your national license at all times. An International Driving Permit, often referred to as an international driving license, is a translation of a domestic driving license that allows the holder to drive a private motor vehicle in any country or jurisdiction that identify the document.
How to Apply?
You will need to provide passport, ID (KTP), original passport photo and your national driver’s license, upload to korlantas polri website. To make payments, you will be referred to your own Virtual Accounts.(Source: https://siminternasional.korlantas.polri.go.id)

For more info about Sahabat Insurance Travel Insurance please call 021-50508080.

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Safety Tips For Your Home

When you are away or while you are at home, sometimes you are worried about the condition of the house that is prone to theft. Beware of house theft! Here are some tips to keep your house safe from thieves.

Check home security
Before you leave the house or go to bed, make sure you lock the doors and close the windows throughout the house. Most thieves will aim for targets that are easy for them to break into. Start locking all entrances such as the front fence, doors, to all windows since eight o'clock at night. If necessary in some major logins, you can use a double lock.

Store valuables or electronics
It could be that after playing with your cellphone or laptop, you just carelessly leave it on the sofa. Items no matter how small the value will make a loss if lost. Check different corners of the house to collect these items and store them in a place where they can't be easily seen by others.

Use CCTV to help you
CCTV can help you to check the security of your home while you are away on your smartphone.
Reduce sharing your privacy on Social Media
Sometimes during your free time, you accidentally share the condition of your house and location. Avoid showing off the condition of your house on social media or sharing the location of your house, so you don't risk bringing unwanted things

Use Home Insurance
Home insurance can help you in the event of an unexpected loss, such as a fire, burglary or even a flood. Call us for the insurance plan you want at 021-50508080.

The condition of increasing crime can indeed worry everyone. But, don't disturb the comfort of all family members at home. Do the simple things above to increase your safety and comfort at home. Stay safe!

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Whistleblowing System

In order to support Good Corporate Governance, especially in the implementation of the Anti-Bribery Management System within the Company, Sahabat Insurance provides a channel for conveying information regarding indications/allegations of integrity deviations which can result in fraud, abuse, corruption, collusion, nepotism, gratuities, price inflation. or budget, bribery, money laundering, embezzlement, extortion, and other conflicts of interest that will/have been committed by employees or Company Business Partners.

Reporting of violations is addressed to the Whistleblowing Team and submitted in writing via the whistleblowing media as follows [email protected];

Whistle blowers can report indications/allegations of violations through the Whistleblowing System with the following terms and conditions:

Include valid evidence in the form of data, clear information on the occurrence of violations in connection with the indications/allegations of irregularities previously mentioned.
Reports are made in good faith and are not a complaint against a person, a particular company or slander.
The reporter must provide complete information about his identity to facilitate communication including full name, telephone number or email address where he can be contacted.

Sahabat Insurance maintains the confidentiality of reporting data from unauthorized parties and provides:
• The confidentiality of the identity of the reporting person is ensured as well as
• The confidentiality of the information.

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