Important Travel Safety Tips Everyone Should Know

Terakhir Diubah : 14:41:59 - Jumat, 17 Juni 2022

Travel doesn’t always go as planned. If you're going overseas, travel insurance is as important as a passport. Without it, you or your family could suffer financially if things go wrong. No matter who you are, where you're going and what you're doing, get insurance.

If an accident, injury or loss occurs : • Immediately notify the police or the competent authority at the place of loss, if an item is lost,
stolen, or is suspected of being the result of a crime. • Take the necessary steps to recover lost items. • Notify us in writing within 30 (thirty) days after the completion of the Trip.

Travel Insurance provide protection against risks when traveling to wherever your destination is in the form of reimbursement of medical costs, personal accidents, flight delays, loss of baggage and various other benefits. Call Sahabat Insurance 021-50508080.

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What to Do If You Put the Wrong Fuel in a Car

What to Do If You Put the Wrong Fuel in a Car

The error is usually when a diesel-fueled car is filled with gasoline, or sometimes vice versa. If you have filled the wrong fuel, you don't need to worry, because there is still a solution. Leave your engine switched off and avoid putting your key in the ignition. Do not start the vehicle engine and immediately drain the fuel.

Your fuel tank needs to be drained before you drive the car. The petrol will act as a solvent, damaging the fuel pump and other parts of the fuel system. If left unchecked, this could mean a costly repair of your car's fuel system, or a complete replacement of the fuel pump, diesel injectors, filters and fuel tank.

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My car was hit by a tree, what should I do?

Heavy rains accompanied by strong winds in Jakarta have caused many trees to fall in recent times. You have to be careful when parking your favorite car on the highway, because a big tree may fall on your car. If the car is affected by a storm, can the claim be covered by the insurance? Check your insurance policy. Make sure the car has insurance with extended coverage against natural disasters, floods, hurricanes and others so that the car is protected from loss.
Call us at 021-50508080 for more info on vehicle protection.

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How Often Should You Change Engine Oil?

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vehicle insurance terms

Often confused to see the term vehicle insurance? Don't worry, Friends of Insurance are ready to help with terms that are often used in Vehicle Insurance.
Insurance policy
You may have heard this term many times, but do you really know the meaning behind it? Policy and insurance policy have almost the same meaning, an insurance policy is an agreement or agreement between the policyholder and the insurance company to perform obligations such as loss or damage protection that has been agreed by both parties.
Insurance premium
A word you will also hear often is premium. In short, the premium is the value or nominal payment agreed by the policyholder with the insurance company. The amount of premium to be paid will also be listed on your vehicle insurance policy.
Sum Insured
Simply put, the price of coverage is the purchase price of a motor vehicle when you make an insurance policy. This purchase price will be listed in the policy and will later become the maximum limit of the liability value of the insurance company if you make a claim at any time.
Total Loss Only or TLO
Well, this one term is very closely related to car insurance. Total Loss Only or TLO is one of the most common types of vehicle insurance in Indonesia. If you choose Total Loss Only motor vehicle insurance, it means that in the event of a loss or damage the insurance will provide repair or replacement costs of only 75%.
All Risk
Just like the term TLO, all risk is also related to the type of insurance you can choose for your vehicle. The difference between the two is that all risk insurance will accept all claims for loss or damage to a motorbike or car up to 100%.
Deductible or Own Risk
Deductible, own risk, or own risk have the same meaning, namely the value that becomes your burden for each damage or loss that occurs. This burden or value is usually calculated from the amount of compensation to be paid. As a policyholder you must really pay attention to these details in the insurance policy purchased.
TJH III or Third Party Legal Liability
In simple terms, TJH III talks about the liability guarantee that will be given by the insurance party to a third party if the insured vehicle suffers a loss or damage. You can ask the insurance party for points regarding Third Party Legal Liability when making a policy.
At least you need to understand the terms mentioned above, besides that, pay attention to the points that talk about losses caused by natural disasters, riots or acts of terrorism. Don't forget to read the motor vehicle insurance policy in full and in detail so that you know exactly what protection you have.
If you still want to find out more details or complete information about vehicle insurance, you can find all the information at www.sahabatinsurance.id or call 021-50508080.

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