Important Travel Safety Tips Everyone Should Know

Terakhir Diubah : 07:41:59 - Friday, 17 June 2022

Travel doesn’t always go as planned. If you're going overseas, travel insurance is as important as a passport. Without it, you or your family could suffer financially if things go wrong. No matter who you are, where you're going and what you're doing, get insurance.

If an accident, injury or loss occurs : • Immediately notify the police or the competent authority at the place of loss, if an item is lost,
stolen, or is suspected of being the result of a crime. • Take the necessary steps to recover lost items. • Notify us in writing within 30 (thirty) days after the completion of the Trip.

Travel Insurance provide protection against risks when traveling to wherever your destination is in the form of reimbursement of medical costs, personal accidents, flight delays, loss of baggage and various other benefits. Call Sahabat Insurance 021-50508080.

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Driving Tips on Uphill Road

Driving on uphill road conditions is often a challenge. Moreover, the contours of the roads that are passed are quite diverse, ranging from climbs, steep descents, slippery and dense vehicles alias jammed. In fact, parking at the mall sometimes has narrow roads due to the limited building area. In general, there are three aspects that cause a car to fail to climb, namely the road surface factor, the condition of the vehicle and the driver himself. Road condition means a condition where the sandy road is steep, potholed or slippery which has the potential to make the vehicle fail to climb. While the condition of the vehicle that is not powered may be due to lack of maintenance, tires, small cc engine power but a lot of cargo. While the driver factor, for example, the skill of the driver to master the vehicle when on an uphill road.
Because, in this situation, the driver tends to panic, then reflexively steps on the gas so that the system perceives a sudden spike in vehicle acceleration.
This is very dangerous, because tire slippage can occur, making the momentum to go on an incline lost. As a result, instead of moving forward, the car is going backwards. The driver must adjust the momentum and step on the gas pedal (acceleration) which regulates the engine rotation rhythm and is not too high so that the car can still climb without slipping.

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Difference of insurance, savings, investment

What is the difference between insurance, savings and investment? Before we know the difference, it is better if we know the meaning first.

According to the Big Indonesian Dictionary (KBBI), insurance is coverage, an agreement between two parties. Meanwhile, the definition of insurance is quoted from the Financial Services Authority (OJK), which is an agreement between an insurance company and a policy holder which is the basis for receiving premiums by insurance companies as compensation in the form of replacing or reducing losses.
Meanwhile, the definition of savings as reported by the Financial Services Authority (OJK) is money deposits in banks whose withdrawals can only be made according to certain conditions. Generally, banks will provide a passbook that contains information on all the transactions you have made and an ATM card complete with a personal number (PIN). In its current development, there are several types of savings that no longer use passbooks but internet/mobile banking.
Investment is investment, usually in the long term for the procurement of complete assets or the purchase of shares and other securities for profit.

Now, after knowing the meaning, let's see what the difference is:

1. Insurance is to provide protection against risks that may occur to your assets in the future, savings are a means to save wealth from unused income while investment is an investment of funds in the long term to earn profits.

2. Insurance has an element of necessity because it is bound by a contract in the policy, savings and investment are more flexible and according to the ability of each individual.

3. While the risks that may occur will be protected in insurance according to the terms and conditions in the policy, while the investment risk depends on market conditions.

Well, hopefully this article provides information about insurance, savings and investment. For further inquiries regarding insurance and how to claim, you can contact us at 021-50508080

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What to do after a car accident

When you get into a car accident, there are certain steps you may want to take in order to help make sure everyone is safe, to follow the law and to get the insurance claim process started.

First, check your car and the passenger. If your car is safe to drive and is causing a hazard where it is, pull it to the side of the road. Otherwise, leave it where it is and get yourself to safety.

Second, if you're injured, call police or ambulance, secure the vehicle and ask for help. If you're seriously injured, try not to move, and wait for emergency personnel.

Third, notify your insurer and start the claims process. Call the insurance maximum 5 working days.

An accident can leave even the most seasoned driver frazzled, but following these steps may help protect you from unnecessary worries. That way, you can focus on working with your insurance company to get your vehicle repaired as smoothly and as quickly as possible.

Call us Sahabat Insurance for more info 021-50508080.

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Sahabat Insurance Donates to Flood and Landslide Victims in Aceh and Sumatra

Medan, December 15, 2025 — Sahabat Insurance has distributed humanitarian financial assistance to communities affected by floods and landslides in Aceh Province, North Sumatra, and West Sumatra. The aid was channeled through YAKOPI (Indonesian Coastal Conservation Foundation), a Medan-based humanitarian organization.
The handover of the humanitarian aid was carried out directly by Elly, Head of Sahabat Insurance Medan Branch, on Monday (December 15, 2025) at the YAKOPI Office in Medan, North Sumatra.

Sahabat Insurance’s Commitment to Disaster Relief
This humanitarian initiative forms part of Sahabat Insurance’s Corporate Social Responsibility (CSR) program and reflects the collective concern of Sahabat Insurance employees who seek to support communities affected by natural disasters across Indonesia.
The floods and landslides that struck several areas in Aceh, North Sumatra, and West Sumatra have caused extensive damage to residential homes and public infrastructure, while also disrupting the social and economic activities of local communities.

Sustained Commitment from Sahabat Insurance
Sahabat Insurance reaffirmed its commitment to actively participate in social and humanitarian initiatives, in line with the company’s core values of care, solidarity, and social responsibility.

Sahabat Insurance (PT Asuransi Sahabat Artha Proteksi) is a general insurance company registered with and supervised by the Financial Services Authority of Indonesia (Otoritas Jasa Keuangan – OJK). The company provides a wide range of insurance solutions for the Indonesian market, with motor vehicle insurance as its primary line of business, followed by property insurance and other general insurance products.

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