Open your own business?

Terakhir Diubah : 10:42:45 - Tuesday, 15 February 2022

Today, many entrepreneurs prefer to run their businesses from home. But when running a business from home there are things you should pay attention to: Good business plan. You need to take into account the business projections and targets to be achieved. How to open your own business at home by making business projections will focus on how you calculate capital and then spend it so that it provides benefits for the business. Make sure the safety of your home and assets is ensured, such as if you have to have a kiln or stockpile piled up, you have to make sure it doesn't endanger the home and other occupants such as your family. Call Sahabat Insurance 021-50508080 for further information.

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Car Insurance Protection

We really never know about things that might happen in the future. For that, it is also important that you have protection from various risks, in this case regarding the car, such as the risk of damage to loss. Pity your expensive car is damaged? Moreover, because there is no protection, you also have to pay dearly for the cost of repairing it.

Vehicle insurance is useful to protect you from losses due to accidents. What are some examples of vehicle insurance benefits and protections?

In general, examples of types of car insurance consist of total loss only (TLO) car insurance and all risk (comprehensive) car insurance.

1. Total Loss Only Car Insurance Benefits (Total Loss/TLO Car Insurance)
As the name implies, total loss only (TLO) car insurance offers car insurance benefits in the form of claims that can only be made if there is a total loss. The total loss in question is damage that occurs above 75% or loss due to theft or confiscation. The amount of damage of 75% is used as a benchmark because the car will certainly not be able to be used again.

2. All Risk (Comprehensive) Car Insurance Benefits
All risk insurance is a long-term and comprehensive protection insurance, it protects the vehicle from losses, for example from accidents, other people's evil deeds, fire, and others.

Ask us about vehicle insurance via the WhatsApp chat application or contact us at the Sahabat Insurance call center 021 - 50508080

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Protect Your Assets from Natural Disasters

Indonesia is one of the most disaster-prone countries in the world. Perched on the Pacific “Ring of Fire,” it is home to 76 active volcanoes. An archipelago of tens of thousands of islands spanning 5,100 km from one end to the other, Volcanic eruptions, earthquake, flooding, and landslides, infrequent events elsewhere, are regular occurrences in Indonesia.How to reduce financial losses due to natural disasters?
Watch IG Live #literasiasuransi Sahabat Insurance Friday, March 21, 2025 at 15.00 WIB or 16.00 WITA on the Sahabat Insurance Instagram account with Melda Aulina Branch Manager Sahabat Insurance Banjarmasin.

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Claim Submission & Operational Working Hours Related to Work From Home

Taking into account the increasingly worrying development of covid 19, the management of Sahabat insurance feels the need to take the following policies:

Work From Home & operational working hours for Sahabat Insurance employees:

WFH (Work From Home) for all employees at the Jakarta head office from Monday 30 March 2020 to 03 April 2020.
Adjusted operational working hours for the head office and all branch offices outside Jakarta to 09.30 – 15.30 local time.

For filing and reporting claims, during the implementation of the WFH policy at the head office, the following policies are taken:
- Claim reports can be sent through the following means:
  Email: [email protected]
  Office Phone: 021 50508080
  Claim Hot Line Number: 0811 1338 355
  CS Claim Number: 0811 8678 355

Thus, we convey this notification, so that you are aware.
Thank you for your attention and good cooperation.

Signature
Friends of Insurance Management

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Does Car Insurance Cover Flood & Water Damage?

For those of you who don't know, car insurance also has an expansion of flood car insurance. It is important that you have this expansion of flood car insurance, especially during the rainy season and when you live at a high risk of flooding. Each policyholder can request an expansion of the insurance.

The Flood Insurance Claims Process

1. Contact your insurance agent or company to report your flood loss. Your flood insurance policy requires you to give prompt written notice of your loss.

2.Do not attempt to start a flooded car. Use a wet/dry vacuum to remove any standing water.

3.Keep proof of flood damage. Take photos for proof. Don't remove or replace any damaged items without your insurance company's approval.

4.Prepare the required documents, such as a driver's license, vehicle registration, car insurance policy number or if there are photocopies of these documents, this will make the claim process easier.

5. Report the damage to your car insurance company maximum of 5 days after the incident. Don't delay filing a claim. It may cause more damage to your car. Contact Sahabat Insurance at 021-50508080 for information about flood expansion insurance.

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