Open your own business?

Terakhir Diubah : 10:42:45 - Tuesday, 15 February 2022

Today, many entrepreneurs prefer to run their businesses from home. But when running a business from home there are things you should pay attention to: Good business plan. You need to take into account the business projections and targets to be achieved. How to open your own business at home by making business projections will focus on how you calculate capital and then spend it so that it provides benefits for the business. Make sure the safety of your home and assets is ensured, such as if you have to have a kiln or stockpile piled up, you have to make sure it doesn't endanger the home and other occupants such as your family. Call Sahabat Insurance 021-50508080 for further information.

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Christmas Charity with Sahabat Insurance

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) held its annual Christmas event “Donasi Sahabat Insurance Peduli: Berbagi Kasih Natal” on Tuesday, December 19th 2023. This donation was delivered directly to SOS Children’s Village located in Cibubur, East Jakarta.

Quoted from the official website www.sos.or.id, SOS Children's Village is a non-profit, non-governmental social organization that is active in supporting children's rights and is committed to providing children who have or are at risk of losing parental care with their main needs, family and a loving home. Currently SOS Children's Villages Indonesia is spread across 9 regions in Indonesia from Banda Aceh to Flores.

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11th Anniversary Sahabat Insurance

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) was formerly known as PT Bess Central Insurance and has been established since September 4, 1996, at the time named as PT AIOI Indonesia. On March 25, 2011, PT Asuransi Central Asia took over all shares from PT AIOI Indonesia who carried out the merger and transferred its assets and liabilities to PT Asuransi MSIG Indonesia.
New shareholders entered along with PT Asuransi Central Asia. In conjunction with the change in the shareholders structure, it was decided that PT AIOI Indonesia to change its name to PT Bess Central Insurance on May 26, 2011, after obtaining the Decree of the Minister of Finance Number KEP- 420/KM.10/2011.
The single presence policy regulation released by Otoritas Jasa Keuangan in 2018 states that the primary entity in the insurance industry may only hold one life insurance or general insurance company. The primary entity is required to merge or divesting shares if there is more than one life insurance or general insurance company. On this basis, PT Asuransi Central Asia decided to transfer its share ownership in the company, accompanied by several new shareholders in early 2020.
For this reason, the company decided to change its name to PT Asuransi Sahabat Artha Proteksi as stated in the Board of Commissioners Regulation from Otoritas Jasa Keuangan Number KEP-131/NB.11/2020 on March 31, 2020.

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5 Tips for Millennial Home Buyers

As true millennials, of course you want to have a home so that you have a bright future with your family.
So if you’re a millennial looking to buy a house, here are five things you can do to make As true millennials, of course you want to have a home so that you have a bright future with your family. Here are some steps you can take to make your dream come true.

1. Check financial ability
First, prepare a balance sheet including income and expenses.

2. Create a budget
Do some research and learn about several possible ways to pay for a house other than the cash payment method. For example mortgages, or by other methods.

3. Set priorities
From an existing financial plan, make priorities so you can focus on one thing. For example, you plan to take a mortgage. So, your first focus is to fulfill the downpayment first.

4. Investment
Investment can help to develop assets against inflation. For example, for a house down payment, set aside 30% of your salary to the appropriate investment instrument. Over time, with consistency, the budget for a home down payment will be fulfilled properly.
Investment can also be an alternative choice for saving emergency funds. You can save this emergency fund in an instrument with a low level of risk.
In addition to an emergency fund, pay attention to insurance, if you are the head of the family. So, make sure that you have complete protection first, then execute your financial plan.

5. Discipline
The discipline to implement a detailed and comprehensive financial plan is very important. For example, keeping your installments under 30% of your regular salary if you take a mortgage scheme is crucial.

Note that 30% includes all existing debt repayments. So, if your main intention is to buy a house, then you should focus on this plan first.

In addition, plans to buy a house require a long-term disciplined commitment. Therefore, start being disciplined in executing your financial plan. With some of the tips above, you can try to realize your dream of buying a house. Good luck!

Source: https://mediakeuangan.kemenkeu.go.id

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Benefits of Travel Insurance you need to know

Travel insurance is one type of insurance that provides protection while we travel both domestically and abroad. So you can still travel in peace. Especially in an uncertain situation like today. What if when you bought tickets in advance but you got sick, or even worse, the trip had to be canceled for one reason or another at the destination.

Some people may still be unfamiliar with travel insurance, but some countries in the world have even required travelers or newcomers to have travel insurance, for example, countries in Europe and America. What are the benefits of travel insurance?

Basically travel insurance covers for trip cancellation and interruption; emergency medical care; personal accident and it compensates the traveller for additional expenses that may occur due to these losses. However, please note that there are things that are not covered by travel insurance, for example if the destination country is not safe either due to natural disasters, war or terrorism. So, in order to apply for/have this travel insurance, in general, there are several conditions that you must fulfill:

Photocopy/scan of ID card
Insurance application form
Photocopy of passport (for overseas travel)
Age limit

For you who like traveling you must have travel insurance every time you go traveling.Prepare travel insurance. Remember, read carefully the policy, terms and conditions. (Source: https://sikapiuangmu.ojk.go.id/FrontEnd/CMS/Article/20551)

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