Safety Tips During Rainy Seasons

Terakhir Diubah : 04:16:20 - Wednesday, 10 November 2021

The rainy season has arrived, for those of you who often travel outside the house, the trip can be disrupted. Especially if the rain causes losses such as puddles or even floods that cause transportation to be hampered.
In addition, cold air in the rainy season can also bring various diseases. For that, for the sake of safety and comfort, you must be careful when traveling. Here are some tips to consider when traveling in the rainy season. Many workers choose to use public transportation because they do not want to experience the risk of their vehicles being flooded. So how do you stay safe using public transportation? Prepare spare time earlier than your departure so you are not in a hurry on the road, use non-cash payments, bring an umbrella and maintain health protocols. Office workers choose to use public transportation because they do not want to experience the risk of their vehicles being flooded. So how do you stay safe using public transportation? Prepare spare time earlier than your departure so you are not in a hurry, use non-cash payments, bring an umbrella and maintain health protocols.

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These are the fines and dangers of taking shelter under a JPO or Flyover

During the rainy season, motorcyclists usually take advantage of the JPO (Jembatan Penyeberangan Orang), underpasses, or flyovers for shelter. Unfortunately, this turned out to be a violation of traffic laws and regulations.Stopping on the shoulder of the road like that is not only a danger to yourself but also other motorists. The movement and speed of the vehicle will also be hampered.The prohibition on stopping carelessly is stated in Law No. 22 of 2009 concerning Road Traffic and Transportation (LLAJ). Precisely in article 106 paragraph 4 which reads that everyone who drives a motorized vehicle on the road must comply with the following provisions:
Command Signs or Prohibition Signs
Road markings
Traffic Signaling Tool
Traffic Movement
Stop and Park
Warning
As for the criminal provisions related to road marking violations, it is stated in Article 287 paragraph 3. It reads, every person who drives a motorized vehicle on a road that violates the rules of traffic movement, shall be punished with imprisonment for a maximum of 1 (one) month or a fine of a maximum of Rp. 250,000.

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Difference of insurance, savings, investment

What is the difference between insurance, savings and investment? Before we know the difference, it is better if we know the meaning first.

According to the Big Indonesian Dictionary (KBBI), insurance is coverage, an agreement between two parties. Meanwhile, the definition of insurance is quoted from the Financial Services Authority (OJK), which is an agreement between an insurance company and a policy holder which is the basis for receiving premiums by insurance companies as compensation in the form of replacing or reducing losses.
Meanwhile, the definition of savings as reported by the Financial Services Authority (OJK) is money deposits in banks whose withdrawals can only be made according to certain conditions. Generally, banks will provide a passbook that contains information on all the transactions you have made and an ATM card complete with a personal number (PIN). In its current development, there are several types of savings that no longer use passbooks but internet/mobile banking.
Investment is investment, usually in the long term for the procurement of complete assets or the purchase of shares and other securities for profit.

Now, after knowing the meaning, let's see what the difference is:

1. Insurance is to provide protection against risks that may occur to your assets in the future, savings are a means to save wealth from unused income while investment is an investment of funds in the long term to earn profits.

2. Insurance has an element of necessity because it is bound by a contract in the policy, savings and investment are more flexible and according to the ability of each individual.

3. While the risks that may occur will be protected in insurance according to the terms and conditions in the policy, while the investment risk depends on market conditions.

Well, hopefully this article provides information about insurance, savings and investment. For further inquiries regarding insurance and how to claim, you can contact us at 021-50508080

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PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) held its annual Christmas event “Donasi Sahabat Insurance Peduli: Berbagi Kasih Natal” on Tuesday, December 19th 2023. This donation was delivered directly to SOS Children’s Village located in Cibubur, East Jakarta.

Quoted from the official website www.sos.or.id, SOS Children's Village is a non-profit, non-governmental social organization that is active in supporting children's rights and is committed to providing children who have or are at risk of losing parental care with their main needs, family and a loving home. Currently SOS Children's Villages Indonesia is spread across 9 regions in Indonesia from Banda Aceh to Flores.

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