Lost Your Luggage? Here's What To Do Now

Terakhir Diubah : 14:01:12 - Selasa, 14 Desember 2021

One of the problems that may occur while on vacation is losing valuables or luggage on the way.
1. Don't panic, immediately contact the place where the bag/valuable item is lost, for example a hotel, airline or airport.
2. Make a loss report to the police as one of the conditions for an insurance claim.
3. If your passport is lost, immediately contact the embassy to get a replacement passport. If you lose your wallet and credit card, block the card immediately by contacting your bank.
4. Make sure you save all important data in the email, so you have a back up of data in case of loss.
5. Use travel insurance to cover the trip from unexpected risks that may occur.

index.Other News

Difference of insurance, savings, investment

What is the difference between insurance, savings and investment? Before we know the difference, it is better if we know the meaning first.

According to the Big Indonesian Dictionary (KBBI), insurance is coverage, an agreement between two parties. Meanwhile, the definition of insurance is quoted from the Financial Services Authority (OJK), which is an agreement between an insurance company and a policy holder which is the basis for receiving premiums by insurance companies as compensation in the form of replacing or reducing losses.
Meanwhile, the definition of savings as reported by the Financial Services Authority (OJK) is money deposits in banks whose withdrawals can only be made according to certain conditions. Generally, banks will provide a passbook that contains information on all the transactions you have made and an ATM card complete with a personal number (PIN). In its current development, there are several types of savings that no longer use passbooks but internet/mobile banking.
Investment is investment, usually in the long term for the procurement of complete assets or the purchase of shares and other securities for profit.

Now, after knowing the meaning, let's see what the difference is:

1. Insurance is to provide protection against risks that may occur to your assets in the future, savings are a means to save wealth from unused income while investment is an investment of funds in the long term to earn profits.

2. Insurance has an element of necessity because it is bound by a contract in the policy, savings and investment are more flexible and according to the ability of each individual.

3. While the risks that may occur will be protected in insurance according to the terms and conditions in the policy, while the investment risk depends on market conditions.

Well, hopefully this article provides information about insurance, savings and investment. For further inquiries regarding insurance and how to claim, you can contact us at 021-50508080

Baca Selengkapnya

Sahabat Insurance Launch New Representative Office in Banjarmasin

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) launch the 19th representative office in Banjarmasin on Tuesday, March 14th 2023, in order to expand the official representative office in Indonesia.

Sahabat Insurance is committed to continuing to provide customer satisfaction, by always maintaining and improving service quality, as well as reaching customers spread across Indonesia.

Visit Sahabat Insurance - Banjarmasin at Jl. Ahmad Yani KM. 10.300, Sungai Lakum, Kertak Hanyar, Banjar, South Borneo. If you need immediate assistance, please call us at 0511-6742067, 021-50508080 or email [email protected]

Baca Selengkapnya

Term Insurance Definition & Meaning

Insurance policy: is a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured).

Premium: is the amount of money you must pay to the insurance company for your insurance policy.

Claim : An insurance claim is a formal request from the policyholder (that's you) to their insurance company asking for payment after a covered incident.

Insured: A person whose life or property is the subject of insurance.

Insurer: Parties that already have formal permission to carry out business activities related to taking over the risk of other parties based on a policy; for this coverage, the risk insurer receives a premium from another party as the insured; usually, the Insurer is an insurance company.

The age of the Insured: is determined based on the last birthday on the Effective Date of Insurance and will increase on each Policy Birthday.

The coverage period :is the period of insurance protection for the Insured from the Effective Date of Insurance to the Expiry Date of Insurance as stated in the Policy Data.A coverage period is the period of time during which an insured event is protected by an insurance contract.

Fore more information please call Sahabat Insurance 021-50508080.
Source: https://sikapiuangmu.ojk.go.id

Baca Selengkapnya

Sahabat Insurance Giveaway 12 years Anniversary!

1. Follow Sahabat Insurance's social media, make sure you like our post and share it on your story

2. Write your birthday wishes to Sahabat Insurance, mention 3 friends and the hashtag #SahabatInsurance

3. Giveaway period 21-26 May 2023

Baca Selengkapnya