Car Insurance Protection
We really never know about things that might happen in the future. For that, it is also important that you have protection from various risks, in this case regarding the car, such as the risk of damage to loss. Pity your expensive car is damaged? Moreover, because there is no protection, you also have to pay dearly for the cost of repairing it.
Vehicle insurance is useful to protect you from losses due to accidents. What are some examples of vehicle insurance benefits and protections?
In general, examples of types of car insurance consist of total loss only (TLO) car insurance and all risk (comprehensive) car insurance.
1. Total Loss Only Car Insurance Benefits (Total Loss/TLO Car Insurance)
As the name implies, total loss only (TLO) car insurance offers car insurance benefits in the form of claims that can only be made if there is a total loss. The total loss in question is damage that occurs above 75% or loss due to theft or confiscation. The amount of damage of 75% is used as a benchmark because the car will certainly not be able to be used again.
2. All Risk (Comprehensive) Car Insurance Benefits
All risk insurance is a long-term and comprehensive protection insurance, it protects the vehicle from losses, for example from accidents, other people's evil deeds, fire, and others.
Ask us about vehicle insurance via the WhatsApp chat application or contact us at the Sahabat Insurance call center 021 - 50508080
Hail phenomenon in Indonesia
A number of areas in the city of Surabaya were hit by heavy rain accompanied by strong winds and large amounts of ice on Monday (21/2/2022) at around 14.50 WIB. So what causes hail? Hail occurs because there is a temperature difference in the clouds and the earth's surface is reached. So, the air temperature on the earth's surface is very hot while Cumulonimbus (CB) clouds in the sky have very low temperatures, which can reach minus 80 degrees. So that when it rains, the ice has not melted and there is hail. Then can a vehicle damaged by hail be covered by insurance? You have to re-check your vehicle policy, whether hail is a natural disaster covered by your Vehicle Insurance. For information about vehicle protection, contact us at 021-50508080.
Important Travel Safety Tips Everyone Should Know
Travel doesn’t always go as planned. If you're going overseas, travel insurance is as important as a passport. Without it, you or your family could suffer financially if things go wrong. No matter who you are, where you're going and what you're doing, get insurance.
If an accident, injury or loss occurs : • Immediately notify the police or the competent authority at the place of loss, if an item is lost,
stolen, or is suspected of being the result of a crime. • Take the necessary steps to recover lost items. • Notify us in writing within 30 (thirty) days after the completion of the Trip.
Travel Insurance provide protection against risks when traveling to wherever your destination is in the form of reimbursement of medical costs, personal accidents, flight delays, loss of baggage and various other benefits. Call Sahabat Insurance 021-50508080.
What is Blind Spot?
Are you familiar with the term blind spot?
Car drivers should be aware of this blind spot. Blindspot is an area that the driver of the vehicle cannot see properly. The existence of this area can lead to various possibilities, including the danger of traffic accidents.
How to avoid blind spots? Point the mirror parallel to the vehicle body. Stay alert to see the mirror in the Center, right and left when changing lanes.
For car protection call us at 021-50508080