What Do I Do If My House Floods?

Terakhir Diubah : 11:37:18 - Rabu, 10 November 2021

Flooded house? This is what you should do. Turn off the electricity when there is a flood, if the flood has subsided, clean the house immediately. It is important to dispose of items that cannot be saved immediately to prevent mold and bacteria from growing. Do not wait long, immediately clean with clean water to remove mud and soil, if the flood brings garbage, clean the floor with a solution of bleach or antiseptic.

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The Benefits of Home Insurance

Home is we should feel secure and comfortable. Imagine if your house is on fire or lightning hits your house? Imagine the cost to repair or replace your personal belongings if they are damaged or stolen.

Home insurance protects property and its contents, such as houses, offices, shops, factories, and personal warehouses from damage and loss caused by fire, burglary, riots, floods, and earthquakes.

Home insurance provides a sense of security from risks or disasters that may occur.

Renovation costs for homes that have suffered heavy damage due to natural disasters or fires are certainly very expensive. There are many unexpected expenses when doing home repairs, from hiring a handyman, repairing the foundation to the roof of the house, and much more. Home insurance protects you from financial losses due to home repairs at no small cost.

For more information about home or property insurance you can contact us at 021-50508080 or email to [email protected].

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Myth or Fact: Car Care Edition

Myth or Fact: Car Edition
When it comes to car care and vehicle maintenance, there’s a lot of information out there. Sahabat Insurance is here to help you debunk popular car care myths and tell you what’s important to know. About filling gas. When is the best time to get your oil changed? When should you change your tires?

When at the gas station you have to turn off your cellphone? Really? There has been no definitive research on the relationship between cell phone signals and fires at gas stations. The possibility of burning could be due to the occurrence of static electricity or an exploding HP battery. However, it never hurts to save your cellphone while refueling.

Shaking the car while filling the gas will fill the tank perfectly
This is a myth, because today's modern car will be filled perfectly without being shaken. Especially when shaken there will be metal friction between the tip of the nozzle and the vehicle, and it can cause sparks.

People believe their oil should be changed every 10,000km. Is this myth or fact?
In fact, oil can be changed every 10,000km or every 6 months. But, it depends on how often you use the vehicle. The kilometer reference is not always the right benchmark to know when to change the oil? The reason is because the performance of the engine will be heavier according to how the driver drives and the road that is crossed.

Car Tires Also Need Rest, Myth Or Fact? Tires don't really need to be rested to follow the driver's rest. If the surface of the tire is slippery, it's time for the tire to retire.

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Claim Submission & Operational Working Hours Related to Work From Home

Taking into account the increasingly worrying development of covid 19, the management of Sahabat insurance feels the need to take the following policies:

Work From Home & operational working hours for Sahabat Insurance employees:

WFH (Work From Home) for all employees at the Jakarta head office from Monday 30 March 2020 to 03 April 2020.
Adjusted operational working hours for the head office and all branch offices outside Jakarta to 09.30 – 15.30 local time.

For filing and reporting claims, during the implementation of the WFH policy at the head office, the following policies are taken:
- Claim reports can be sent through the following means:
  Email: [email protected]
  Office Phone: 021 50508080
  Claim Hot Line Number: 0811 1338 355
  CS Claim Number: 0811 8678 355

Thus, we convey this notification, so that you are aware.
Thank you for your attention and good cooperation.

Signature
Friends of Insurance Management

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FAQ

How to buy insurance?
You can come to the nearest Sahabat Insurance office or contact the Sahabat Insurance call center at 021-50508080 via telephone/WhatsApp by informing the insurance company of the type of assets and collateral you want. The marketing staff will inform you about the payment and documents to be prepared.

What is the difference between Comprehensive and TLO ?
Comprehensive covers damage caused by impact, collision, overturning, slipping, malicious acts, theft and fire, both for partial loss and total loss, as long as the coverage is stated in the policy and is not included in the insurance policy exceptions.
Total Loss Only (TLO) guarantees damage or loss whose repair value is equal to or more than 75% of the insurance price and total loss due to theft.

What documents need to be prepared if I want to buy car insurance?
The documents required to purchase insurance are: STNK (vehicle registration), KTP and SPPA form or contact us via telephone/WhatsApp call center Sahabat Insurance at 021-50508080.

When do I get my policy documents?
Car insurance policies can be issued within 1-2 working days and home / property insurance can be issued within 3 working days, if the documents are complete.

When will my insurance be active and can be used?
After your insurance application is approved by the insurance company, the policy will be issued. Furthermore, the premium must be paid immediately within the time period stated in the policy. The policy will be active automatically.

What should I do if I want to claim car insurance?
Contact Sahabat Insurance call center at 021-50508080 via telephone/WhatsApp before 5 (five) working days, state your insurance policy number, fill out a claim form and prepare important documents such as a copy of the insurance policy, driver's license, STNK and other appropriate complementary documents. claim to be submitted. If the documents are complete, our surveyor will immediately be assigned to inspect your vehicle.

How do I renew my insurance policy?
Contact your marketing or Sahabat Insurance at 021-50508080 via telephone/WhatsApp during operational hours: Monday-Friday, 08.30-17.30 WIB (except holidays) before your insurance policy period ends.

How Do I Find Out My Car Insurance Expiry Date?
You can find it in your insurance policy. Apart from that, you can also contact Sahabat Insurance marketing or contact the Sahabat Insurance call center at 021-50508080 by providing the policy number or vehicle plate number.

What if my insurance policy is lost?
You can contact Sahabat Insurance marketing or call 021-50508080 to get a reprint of a copy of your insurance policy.

How Do Add-ons Enhance Car Insurance?
You can inform your car insurance marketing or call/WhatsApp Sahabat Insurance call center at 021-50508080.

How do I find my Car Insurance Authorized Workshops?
You can visit www.sahabatinsurance.id, select Daftar Bengkel menu or contact the Sahabat Insurance call center at 021-50508080 via telephone/WhatsApp during operational hours: Monday-Friday, 08.30-17.30 WIB (except holidays).

Can I get an estimate of insurance premium?
Contact your marketing or Sahabat Insurance call center at 021-50508080 via telephone/WhatsApp.
Send an email to [email protected] along with details of the assets you own and your telephone number where you can be contacted.

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