Safety Tips for Driving in The Rain

Terakhir Diubah : 15:56:29 - Rabu, 14 September 2022

Berita - Safety Tips for Driving in The Rain - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

Driving in rain, whether a sprinkle or a heavy downpour, can be one of the most difficult driving situations a driver encounters. Rainy conditions are directly associated with higher accident rates. Things To Know Before You Start Driving In The Rain:

  1. Turn on your headlights not your hazard lights. Turning on the hazard lights during heavy rain will confuse other vehicles behind you, especially if you are at an intersection.
  2. Break through puddles or flooded areas. Water may enter the engine and damage your vehicle. The hole or drain may not be visible in the puddle. Avoid breaking through flooded areas.
  3. Traffic accidents are often caused by ignorance, violating traffic due to rain may result in accidents with other road users.
  4. Slow down ! Not only should you adhere to the posted speed limit when driving in wet weather conditions, you should drive considerably slower than you normally would. Wet roads are very dangerous.
  5. Avoid heavy braking, try to slow your vehicle by taking your foot off the accelerator earlier than you normally would in preparation to slow down or stop. Don’t use cruise control so your attention on using both the gas and brake are in tune.

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Virtual Account - Sahabat Insurance

Virtual Account - Sahabat Insurance

In order to improve the quality of our services, we facilitate premium payments with payment services via Virtual Account (VA) which will be listed on every insurance policy of PT Asuransi Sahabat Artha Proteksi.

A Virtual Account is a digital payment method through an account that is created virtually for each customer. To make payments, customers will be referred to their own Virtual Accounts. A Virtual Account consists of a unique customer ID (you can find it in your premium note).

Following are the procedures for payment via BCA Virtual Account (VA):

m-BCA
1. Open m-BCA, select “m-Transfer”.
2. Select “BCA Virtual Account”.
3. Enter the Virtual Account number  and click “OK”.
4. Input your transfer amount and click “OK”.
5. Confirm the transaction detail and click “OK”.
6. Enter m-BCA PIN.
7. Transaction is successful.

ATM BCA
1. Insert your BCA debit card and enter your PIN.
2. Select "Other Transaction”.
3. Select "Transfer”.
4. Select "BCA Virtual Account”.
5. Input "Virtual Account Number"  select “OK”.
6. Input your transfer amount  and click “OK”.
7. Confirm the transaction detail and click “OK”.
8. Your transaction is complete.

Transfer From Other Bank 

Via Apps
1. Oper your Apps, input your code, select “Transfer”.
2. Select “Transfer - Other Bank”.
3. Select Bank BCA (014).
4. Enter your Virtual Account code on Beneficiary Account.
5. Input transfer amount, select “OK”.
6. Confirm the transaction detail, select “OK”.
7. Enter your PIN.
8. Transaction is successful.

Via ATM
1. Insert your card, input PIN, select “Transfer”.
2. Select “Transfer - Other Bank”.
3. Select Bank BCA (014).
4. Enter your Virtual Account code on Beneficiary Account.
5. Input transfer amount, select “OK”.
6. Confirm the transaction detail, select “OK”.
7. Enter your PIN.
8. Transaction is successful.

For more info please call Sahabat Insurance 021-50508080 or email us: [email protected]



Tips on Insurance Claims If Car Loans Lost?

Of course you will experience panic when you realize that the private car you usually ride is not there and has definitely changed hands to an irresponsible party or stolen, sad because you know the missing car has not paid off its credit payment, worried for fear of not being able to claim, it's natural but take it easy, because usually at every leasing company, cars that have not been paid off are still guaranteed to the insurance and can be a solution if you experience a disaster like this.

Released from Asuransi Magazine, the first step and must be taken immediately is to report to the creditor of the incident and or contact your car insurance provider directly, try within 3 X 24 hours after the theft occurs, so that there is no disruption in the claim process. insurance. To facilitate the process of filing a claim, complete the theft report with an official letter from the police, because the police agency is the only institution authorized to declare the status of the stolen car lost.

After receiving a police letter, prepare important documents such as a Motor Vehicle Insurance Policy, a photocopy of STNK, and a driver's license to be included in a report to the car insurance company. After the document submission process is complete, the police and insurance will examine the case that happened to you, to ensure the validity of the incident. If it is proven that it complies with the clauses and definitions of the theft victim (reference PSAKBI and KUHP), the total lost stolen claim can be processed. As a car owner, you will be given a cover letter from the insurance company to help make a vehicle registration block letter from the local regional police (POLDA)

Insurance claims can generally be disbursed from 14 days or 21 days from the day of the incident, if the documents needed to support the claim submission have been completed. However, if the car is found within 60 days, you can change the type of claim, from total lost stolen to partial loss. So that the damage that occurs during the process of loss, can be compensated by the insurance.

Conclusion In Making a Car Insurance Claim

  1. Make sure the loss report is not delayed, so that the car insurance can act quickly.
  2. Always put important documents, related to your car insurance policy in a safe and easy to find place, so that they are easy to find in the event of a theft case.
  3. It must be remembered that, the car insurance only covers loss in the category of car theft. Meanwhile, losses resulting from fraud or embezzlement are not covered by insurance coverage.
  4. Before looking for a suitable insurance company, first compare the services and prices offered, then provide possible theft scenarios, and ask if they can protect you from these risks.