Sahabat Insurance Corporate Social Responsibility

Terakhir Diubah : 21:10:04 - Senin, 29 Juli 2024

Mangroves has been widely acknowledged for its role as a natural barrier to various environmental risks such as storms, tsunamis, waves, and coastal erosions by becoming the first defense in protecting the coastlines. In addition, this natural barrier also provides a wide range of ecosystem services including fisheries, timber productions, provision of foods, tourism, climate regulation, carbon storage that reduce the coastal communities’ vulnerability to hazards.
As part of the contribution to environmental issues and risk mitigation, PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) in collaboration with STMA Trisakti implementing the Corporate Social Responsibility / CSR Environment program by planting mangrove trees in the Muara Angke Forest Reserve on July 28, 2024.
This program contribute to a green and resilient recovery in coastal areas, and help Indonesia better mitigate the impact of climate change.

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Fuel Efficient Driving Tips

Efficient car fuel is certainly the desire of all vehicle owners to save costs.

Fuel economy is not solely influenced by engine configuration and vehicle specifications. Another factor that can make fuel efficient is the user's driving style.

Keeping Car Speed
One way to drive fuel efficient cars is to maintain speed. A fast vehicle speed will make fuel wasteful when compared to a constant speed of 60-80 km per hour.

Keeping Car Engine Spin
To keep the car's fuel efficient, the driver must keep the engine in low revs. Engine performance at high rpm or RPM above 2,000 will make the vehicle suck up more fuel.

Precise Gear Shift
In manual transmission cars, the driver must shift gears appropriately to make the fuel used not too much. The habit of shifting gears late will make the engine RPM high so that it wastes fuel.

Maximize Engine Brake
Another way to save on car fuel is to maximize the engine brake when reducing the car's speed. Drivers are required to know the path taken in order to know the best time to reduce engine speed so as not to use the brakes suddenly.

Avoid Sudden Acceleration and Braking or Stop and Go
Car drivers need to maintain a constant speed while driving on the roads. Avoid sudden acceleration (step on the gas) or sudden braking to keep your car fuel efficient.

Reduce Load
Bring the load according to the capacity of the car, do not overdo it. Stereo equipment, luggage on top of a car or large Velk turns out to be more free than passengers or bags.

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Driving Tips: Prevent Parking Lot Crashes

While driving, the car is at risk of being damaged not only while on the road, but also when it is parked. To prevent this, there are some tips that you can do when parking the car, including:

Choose a large area, safe and not too close to buildings, sidewalks, fences or piles of heavy and large items.
Try to always park the car in a location with a flat surface.
There are various risks that can occur when the car is parked under a tree.
Many car owners choose to park their cars outdoors. Extreme weather changes, from heat to rain, during the changing seasons can also accelerate the deterioration of your car's paint.
It would be easier to stay unseen while stealing from a car in darkness or in quiet area.
Parking a car is not an easy affair, especially for drivers who are beginners. Often accidents happen when the driver tries to park his car, for example if he grazed a nearby car or stepped on the wrong pedal and hit a shop wall. Understand the limits of your driving ability and always be aware of your surroundings whenever you want to park your car.

Call us for information on vehicle protection at 021-50508080.

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What is Own Risk?

Hi, Sahabat! If you have vehicle insurance, you must recognize some insurance terms so as not to get confused.

When purchasing a vehicle insurance product, you will be introduced to the term Own Risk (OR). Own risk can be interpreted as payment of compensation costs made by the vehicle owner or the insured for any loss and or damage that occurs when submitting a claim. If you do this, it means that you already know your responsibilities as a vehicle owner. As a form of your sense of responsibility to always be careful when driving. The standard, in accordance with OJK Letter No. 6 of 2017 stipulates that the current OR fee is a minimum of IDR 300,000 per incident.

Please note, standard car insurance policies actually only cover loss or damage caused by accident, collision, impact, overturning, slipping, or falling; evil deeds; theft; as well as fire and all risks covered by the motor vehicle insurance policy. However, if due to a disaster caused by natural disasters such as rain, flood, tsunami, hurricane, hail, tsunami, a product is provided in the form of an extension to protect your car from the causes mentioned above.

If you want to get further explanation regarding self-risk calculation or car insurance closing procedure through Sahabat Insurance Customer Service Online, we are happy to answer your questions via our hotline at 021-50508080 or Whatsapp at 021-50508080.

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Money-Saving Tips for a Rainy Day - Sahabat Insurance

Laundry and carwash
You need a way to reduce laundry costs and vehicle cleaning costs by doing it yourself. This method can make you more efficient. Wash your vehicle on the weekends if you want to save money. Try to use laundry or carwash services if it's urgent.

Expensive Transport Costs
Rain causes traffic jam for so many reasons. Heavy traffic is a bummer, especially since it wastes your fleet's gas. Whenever possible, schedule travel for evenings, early mornings, and other off-peak hours. This will reduce the traffic drivers sit in, lessening the time they spend idling and burning gas.

Flood repair costs
Be prepared ahead of time by protecting your vehicle from flooding. Not all vehicle and property insurance policies are extended with flood risk cover, so only vehicles and property that are expanded with flood risk can cover insurance changes. Contact Sahabat Insurance at 021-50508080 for more information about expand flood insurance for motorized vehicles and your home insurance.

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