The Danger of Aquaplaning

Terakhir Diubah : 08:11:29 - Wednesday, 02 March 2022

Berita - The Danger of Aquaplaning - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

Ever heard of Aquaplaning?
Aquaplaning is a condition in which a vehicle  loses control where the main cause is puddles of water, such as rain and flooding. Water that is too large will make it difficult for the car to move or even slip. The main cause of aquaplaning is not only rainwater puddles, but can also be caused by water from other vehicles passing by. When the car passes through a slippery road due to water, it will be dangerous if you are not careful. Car tires will be difficult to control and can result in a collision or accident.
What are the characteristics of aquaplaning?
The first characteristic that can be felt is the sudden sound of the engine sounds louder than usual. This is because the engine that is exposed to the puddle too hard will become hot enough to make a sound.
Sudden change of clutch in gears. Though, you didn't. This condition will make the speed of the vehicle becomes faster so that it is out of control. The next characteristic is, the car feels lighter. This is due to the greater water pressure that can lift and float the car.
In addition, the back of the car on the sides will feel floating. This condition is called fishtailing.

When this happens, slow down slowly and straighten the steering wheel. Do not brake suddenly, find a safe place to stop to avoid an accident.
Contact Sahabat Insurance for information about vehicle protection at 021-50508080.

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Sahabat Insurance Humanity in Harmony

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) supports a fundraising event for children with cancer with the title  "Humanity in Harmony" as the company's Corporate Social Responsibility (CSR), organized by the Indonesian Child Cancer Foundation (YKAI), Lions Club Solo Mustika and Lek Iwon, an Indonesian batik maestro, to create a 50 meter long masterpiece on Wednesday, August 21 2024 at the Batik Museum, Taman Mini Indonesia Indah (TMII).

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What is Own Risk?

Hi, Sahabat! If you have vehicle insurance, you must recognize some insurance terms so as not to get confused.

When purchasing a vehicle insurance product, you will be introduced to the term Own Risk (OR). Own risk can be interpreted as payment of compensation costs made by the vehicle owner or the insured for any loss and or damage that occurs when submitting a claim. If you do this, it means that you already know your responsibilities as a vehicle owner. As a form of your sense of responsibility to always be careful when driving. The standard, in accordance with OJK Letter No. 6 of 2017 stipulates that the current OR fee is a minimum of IDR 300,000 per incident.

Please note, standard car insurance policies actually only cover loss or damage caused by accident, collision, impact, overturning, slipping, or falling; evil deeds; theft; as well as fire and all risks covered by the motor vehicle insurance policy. However, if due to a disaster caused by natural disasters such as rain, flood, tsunami, hurricane, hail, tsunami, a product is provided in the form of an extension to protect your car from the causes mentioned above.

If you want to get further explanation regarding self-risk calculation or car insurance closing procedure through Sahabat Insurance Customer Service Online, we are happy to answer your questions via our hotline at 021-50508080 or Whatsapp at 021-50508080.

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Sahabat Insurance participated in the 2024 Financial Expo Exhibition (FinEXPO).

Aligns with the Financial Services Authority (OJK) regulations, such as POJK No. 3 of 2023 concerning Improving Literacy and Financial Inclusion in the Financial Services Sector for Consumers and the Community, as well as participating in the Financial Inclusion Month (BIK) program. Sahabat Insurance participated in the 2024 BIK Financial Expo Exhibition (FinEXPO) with the theme "Inclusive Financial Access, Creating a Productive Society" which was held on Friday-Saturday, October 25th - 26th 2024 at the Komodo Multilateral Naval Exercise Monument (MNEK), Makassar.

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Claim Submission & Operational Working Hours Related to Work From Home

Taking into account the increasingly worrying development of covid 19, the management of Sahabat insurance feels the need to take the following policies:

  1. Work From Home & operational working hours for Sahabat Insurance employees:
    • WFH (Work From Home) for all employees at the Jakarta head office from Monday 30 March 2020 to 03 April 2020.
    • Adjusted operational working hours for the head office and all branch offices outside Jakarta to 09.30 – 15.30 local time.
  2. For filing and reporting claims, during the implementation of the WFH policy at the head office, the following policies are taken:
Thus, we convey this notification, so that you are aware.
Thank you for your attention and good cooperation.


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Friends of Insurance Management

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