5 Tips For Your Dream House

Terakhir Diubah : 15:46:21 - Rabu, 02 Maret 2022

You certainly want to have a dream house that is everyone's dream, especially for those who are already married. So what if you want to make your home a dream home? Check out the tips!

1. House cleanliness is the main thing. Your house doesn't need to be big, but cleanliness will make your home more comfortable to live in.

2. Air circulation, the importance of having good air circulation will maintain the comfort and security of the house. Home ventilation helps smooth air circulation in the house both during the day and at night.

3. Make sure your home space provides comfort by choosing the right colors and layout, a place where you and your loved ones spend quality time.

4. Remove unused large objects or items from the house, in addition to making the house wider, it also reduces the possibility of accidents in the house. Pay attention to the lighting in the house.

5. Proper lighting of the house can make the atmosphere of the house more comfortable

Contact Sahabat Insurance for information on home and property protection at 021-50508080.

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Avoiding The Dangers of Modifying Your Car

Car modifications come in all shapes and sizes but there remains a worrying trend that poor decisions are making the practice dangerous for some.

The worst thing that can happen is your car parts breaking down in the middle of driving. This can cause serious danger even to the vehicles around you. Modifications can interfere or disrupt the system.

Make a bed in the back seat. It’s perfectly legal to sleep in your car, as long as you stick to a couple of rules: You must be safely parked. In a crash, if you're not wearing a seat belt, could cause severe injury or death.

There are benefits to window tinting, tindow tint blocks harmful UV Ray. According to experts, 40% tint is an excellent option as it blocks the harsh glare, UV rays, and heat to make your driving experience safer. Dark window tints are a clear danger and illegal according to the law. (Article 277 Law No. 22 of 2009 concerning Road Traffic and Transportation, Republic of Indonesia).
What happens if your windows are too dark?
This reduces your visibility as you drive, especially at night or when it is raining; this will make it more dangerous for you to drive and could potentially result in an accident.

Vehicles that are modified without taking into account the Indonesian National Standard (SNI) have the potential to endanger the driver, passengers and other road users.

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Importance of Personal Accident Insurance

In order to support the Financial Inclusion Month with the Financial Services Authority of Indonesia, Sahabat Insurance will be live on instagram:

“Importance of Personal Accident Insurance“
Thursday, October 20, 2022
at 4 PM.

Speaker:
Bayu Ismawan
Marketing Manager of Sahabat Insurance

You could win fantastic prizes IDR 300.000 from Sahabat Insurance! Follow us on social media to stay in the know about upcoming giveaways !Giveaway period 20 - 23 October 2022.

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Insurance Policy and Stamp Duty

Insurance is an agreement between two parties, namely the insurance company and the policyholder (UU 40/2014). Referring to the above, an insurance policy is an agreement document between the insurer and the insured, so that the insurance policy is subject to a stamp duty (Rp 10.000). Stamp duty is charged on the amount of the premium paid in relation to a policy of general insurance.

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Difference of insurance, savings, investment

What is the difference between insurance, savings and investment? Before we know the difference, it is better if we know the meaning first.

According to the Big Indonesian Dictionary (KBBI), insurance is coverage, an agreement between two parties. Meanwhile, the definition of insurance is quoted from the Financial Services Authority (OJK), which is an agreement between an insurance company and a policy holder which is the basis for receiving premiums by insurance companies as compensation in the form of replacing or reducing losses.
Meanwhile, the definition of savings as reported by the Financial Services Authority (OJK) is money deposits in banks whose withdrawals can only be made according to certain conditions. Generally, banks will provide a passbook that contains information on all the transactions you have made and an ATM card complete with a personal number (PIN). In its current development, there are several types of savings that no longer use passbooks but internet/mobile banking.
Investment is investment, usually in the long term for the procurement of complete assets or the purchase of shares and other securities for profit.

Now, after knowing the meaning, let's see what the difference is:

1. Insurance is to provide protection against risks that may occur to your assets in the future, savings are a means to save wealth from unused income while investment is an investment of funds in the long term to earn profits.

2. Insurance has an element of necessity because it is bound by a contract in the policy, savings and investment are more flexible and according to the ability of each individual.

3. While the risks that may occur will be protected in insurance according to the terms and conditions in the policy, while the investment risk depends on market conditions.

Well, hopefully this article provides information about insurance, savings and investment. For further inquiries regarding insurance and how to claim, you can contact us at 021-50508080

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