Flood Damaged Cars & Insurance Cover

Terakhir Diubah : 10:49:11 - Jumat, 16 Februari 2024

Berita - Flood Damaged Cars & Insurance Cover - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

In the wake of natural disasters like floods, one of the most significant losses individuals face is damage to their vehicles. Floodwater can wreak havoc on cars, leading to substantial repair costs or even rendering them irreparable. Understanding how flood-damaged cars are handled by insurance companies is crucial for vehicle owners to navigate the aftermath effectively.

The climatic condition can be very unpredictable due to pollution, cutting of trees, etc. Further, unplanned development and inefficient drainage systems also lead to flood-like conditions in many cities. The best action is to take a review your car insurance plan to protect your vehicle from monsoon miseries.

Protect your vehicle with flood car insurance. Learn how to shield your car from floods and ensure comprehensive protection. Get covered today!Sahabat Insurance customers can reach out to us at 021-50508080 or email us [email protected] 

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Claim Submission & Operational Working Hours Related to Work From Home

Taking into account the increasingly worrying development of covid 19, the management of Sahabat insurance feels the need to take the following policies:

  1. Work From Home & operational working hours for Sahabat Insurance employees:
    • WFH (Work From Home) for all employees at the Jakarta head office from Monday 30 March 2020 to 03 April 2020.
    • Adjusted operational working hours for the head office and all branch offices outside Jakarta to 09.30 – 15.30 local time.
  2. For filing and reporting claims, during the implementation of the WFH policy at the head office, the following policies are taken:
Thus, we convey this notification, so that you are aware.
Thank you for your attention and good cooperation.


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Friends of Insurance Management

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What is Tidal Floods?

Tidal floods have occurred again in the northern area of ​​Jakarta. This time the flood extends to the Thousand Islands. Then what is the Rob Flood? Tidal flood is a flood that occurs due to rising sea levels towards the surrounding land. Rob floods can be caused by the push of water to the surface, wind, storms at sea and the melting of polar ice that is triggered by global warming.
Tidal floods often occur in areas near the sea and will get worse if the ground level in the area drops (due to development and depletion of ground water).

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Travel Insurance Benefits

Travel insurance can give you extra protection if your holiday doesn't go as planned. So you should make sure you have cover if you're planning a trip away. It's particularly important to take out travel insurance if you are travelling independently because you may find yourself stranded with no way to get home and no-one to help sort out your holiday problem. Read this page for more information on what you need to think about before you take out a travel insurance policy. Travel insurance can protect you against the following things going wrong: Cancelling or cutting short your trip for reasons beyond your control Cancellation or delayed departure for reasons beyond your control Medical and other emergencies Personal injury and death Lost, stolen or damaged items, including baggage, passports and money Accidental damage or injury while on vacation. If you don't have travel insurance you will have to pay out of your own pocket to deal with a problem while you're away. Or you may lose money if you have to cancel a trip and can't get your money back.

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Insurance Requirements and Claim Procedures Motor Vehicle Insurance

Did you know, Motor Vehicle Insurance is a type of insurance or coverage that provides a guarantee or protection for loss, damage, loss caused by the risks guaranteed in the Motor Vehicle Insurance policy.
Loss and/or damage to the Motor Vehicle and/or the insured interest which is directly caused by:

  • Collision, impact, tipping over, slipping, or slipping;
  • The evil deeds of others;
  • Theft, including theft that is preceded or accompanied or followed by violence or threats of violence as referred to in Article 362, 363 paragraphs (3), (4), (5) and Article 365 of the Criminal Code;
  • Fires, including:
a. Fire due to fire of other objects adjacent to or storage of Motorized Vehicles;
b. Fire due to lightning strike;
c. Damage due to water and/or other tools used to prevent or extinguish fires;
d. The destruction of all or part of the Motorized Vehicle by order of the competent authority in an effort to prevent the spread of the fire.

Loss and/or damage caused by the above-mentioned events as long as the relevant Motor Vehicle is on board the ship for crossings under the supervision of the Directorate General of Land Transportation, including loss and/or damage caused by the ship in question having an accident.

Insurance Closing Requirements and Procedures Requirements to be insured:
  • Fill out the SPPA, with your  ID card
  •  Have an insurable interest in the object of coverage to be insured
Claim reports are made within a maximum period of 5 x 24 hours after the incident to Sahabat Insurance call center 021-50508080 or via email to [email protected] or visit the nearest Sahabat Insurance Branch Office.


Claim Documents
1. Fill out / complete the claim form
2. Photocopy of insurance policy
3. Photocopy of SIM and STNK
4. Local Police Certificate for vehicle claim in case of partial loss, total loss or involving a third party.


For more information, please see link below
Riplay Motor Vehicle Insurance - Sahabat Insurance

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