Indonesia
Does Car Insurance Cover Flood Damage?
Terakhir Diubah : 08:03:38 - Friday, 20 May 2022
If you have car insurance, check the benefits you have, as standard auto insurance policies do not have flood protection.
This explanation is contained in the Indonesian Motor Vehicle Insurance Standard Policy (PSAKBI) article 3. It states that insurance will not replace and guarantee losses, damage, costs for motorized vehicles caused by: 3.2. earthquake, volcanic eruption, hurricane, storm, tsunami, hail, flood, puddle, landslide or other geological or meteorological phenomenon.
In order for the car to be guaranteed from these risks, you must expand to protect the vehicle from losses due to flooding.
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