Does Car Insurance Cover Flood Damage?

Terakhir Diubah : 08:03:38 - Friday, 20 May 2022

If you have car insurance, check the benefits you have, as standard auto insurance policies do not have flood protection.

This explanation is contained in the Indonesian Motor Vehicle Insurance Standard Policy (PSAKBI) article 3. It states that insurance will not replace and guarantee losses, damage, costs for motorized vehicles caused by: 3.2. earthquake, volcanic eruption, hurricane, storm, tsunami, hail, flood, puddle, landslide or other geological or meteorological phenomenon.

In order for the car to be guaranteed from these risks, you must expand to protect the vehicle from losses due to flooding.

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Sahabat Insurance Supports Financial Inclusion at OJK FinExpo Purwokerto 2025

Sahabat Insurance took part in OJK FinExpo 2025 in Purwokerto on October 19, 2025. A strong commitment to promoting financial inclusion and insurance literacy in the community.

The Financial Services Authority (OJK), in collaboration with the Financial Services Industry Communication Forum (FKIJK) Purwokerto, held FinExpo 2025 as the highlight of the 2025 Financial Inclusion Month (BIK) at Rita Supermall Purwokerto on Saturday, October 18, 2025.

This event served as a key moment of collaboration between OJK, local government, and the financial services industry to broaden public access to — and understanding of — formal financial products and services.

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Check Your Claim Status - Sahabat Insurance

It’s always a good idea to first check your claim for car insurance. The quickest way to do this is via customer services on our website.

Go to our website www.sahabatinsurance.id.
Navigate to Service.
Select Claim.
Select Check Claim Status.
To do a look-up, you will need your claim number.
Enter your claim number, select search.

Reported your claim but still have questions? You can also get in touch with us directly via call center and WhatsApp at 021-50508080 or email [email protected]

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Sahabat Insurance Raising Insurance Literacy in Pontianak

Sahabat Insurance raising financial literacy through insurance education in Pontianak
The results of the 2022 survey show that Indonesia's financial literacy index reached 49.68 percent, an increase compared to 38.03 percent in 2019, but there are still many across the country who do not really understand the benefits of financial products and services, one of which is insurance.
Based on these conditions, Sahabat Insurance continues to consistently conduct education to increase insurance literacy and penetration with its annual Business Partners Workshop.
On April 22 2024, Sahabat Insurance held insurance literacy with Sahabat Insurance business partners in Pontianak. Mr Yohanes Rudy - Head of Representative Sahabat Insurance Pontianak has been selected as a distinguished speaker for the esteemed event. This workshop will help current leaders and high-potentials learn about car insurance benefits & coverages.The last session was filled with learning practices about how to protect our asset from risk, protection and implementing other structures that limit an individual's exposure to financial risk.

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Sahabat Insurance Participates in FinEXPO 2025

Makassar, October 4, 2025— PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) actively participated in FinEXPO 2025, part of the Financial Inclusion Month 2025 campaign. This major financial industry event was organized by the Financial Services Authority (OJK) of South and West Sulawesi in partnership with the Financial Services Industry Communication Forum (FK-IJK Sulselbar).

As part of its commitment, Sahabat Insurance joined forces with the Indonesian General Insurance Association (AAUI) Makassar Branch to set up an Insurance Corner, aimed at supporting and enhancing financial literacy and inclusion among the public.

Sahabat Insurance’s Commitment to Financial Inclusion

Sahabat Insurance’s presence at FinEXPO 2025 reflects its strong support for OJK’s national program to improve financial literacy and inclusion across Indonesia. During the event, the company showcased a variety of general insurance products, including:

• Motor vehicle insurance
• Property insurance
• Personal accident insurance
• Travel insurance

Visitors also had the opportunity to receive insurance consultations to better understand which protection solutions fit their needs.

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FinEXPO 2025: Expanding Public Access to Financial Services

FinEXPO 2025 is a flagship event under the Financial Inclusion Month (BIK) initiative held every October, with the goal of improving public understanding and access to financial services. The event gathered a wide range of financial institutions—including banks, insurance companies, fintechs, and cooperatives—all working together to advance financial inclusion in Indonesia.

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About Sahabat Insurance

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) is a national general insurance company in Indonesia, dedicated to providing the best protection services for individuals and businesses. With an extensive service network and diverse product offerings, Sahabat Insurance continues to play a key role in supporting the financial resilience of Indonesian communities and enterprises.

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