Does Car Insurance Cover Flood Damage?

Terakhir Diubah : 15:03:38 - Jumat, 20 Mei 2022

If you have car insurance, check the benefits you have, as standard auto insurance policies do not have flood protection.

This explanation is contained in the Indonesian Motor Vehicle Insurance Standard Policy (PSAKBI) article 3. It states that insurance will not replace and guarantee losses, damage, costs for motorized vehicles caused by: 3.2. earthquake, volcanic eruption, hurricane, storm, tsunami, hail, flood, puddle, landslide or other geological or meteorological phenomenon.

In order for the car to be guaranteed from these risks, you must expand to protect the vehicle from losses due to flooding.

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ANANDA Travel Insurance

ANANDA Travel Insurance from Sahabat Insurance provide protection against risks when traveling to wherever your destination is in the form of reimbursement of medical costs, personal accidents, flight delays, loss of baggage and various other benefits.
• Guaranteed Acceptance 
• Protecting Domestic & International Travel
 • Compensation for death due to accident starting from Rp. 25,000,000,- up to IDR 100,000,000,-
• Reimbursement for flight delays 
• Compensation for lost baggage and various other benefits.
Requirements and Procedures :
• The Prospective Insured who is represented by an Insurance Broker, Agent or Insured can directly fill in the Application for Insurance Closure (SPPA) for Legal Liability Insurance products
• Submit a photocopy of your KTP/Passport/SIM for Indonesian citizens and KITAS/KITAF for foreigners and NPWP
• The Prospective Insured will receive confirmation whether it meets the requirements and if so, The Prospective Insured will receive an insurance offer, terms and conditions along with the product premium rate to be paid.

Terms and Condition apply. For more info please call 021-50508080.

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Importance of Personal Accident Insurance

In order to support the Financial Inclusion Month with the Financial Services Authority of Indonesia, Sahabat Insurance will be live on instagram:

“Importance of Personal Accident Insurance“
Thursday, October 20, 2022
at 4 PM.

Speaker:
Bayu Ismawan
Marketing Manager of Sahabat Insurance

You could win fantastic prizes IDR 300.000 from Sahabat Insurance! Follow us on social media to stay in the know about upcoming giveaways !Giveaway period 20 - 23 October 2022.

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Welcoming Ramadan

The holy month of Ramadan is just around the corner. The month that Muslims all over the world have been waiting for. Muslims have now started to make some preparations, starting from the needs of the house to the mind, so that the fast will be more blessed.
In welcoming Ramadan, Muslims will certainly show one form of their love for Allah SWT. One of the simplest is to welcome it with joy.

Take care of your physical and physical condition from now on by reducing unhealthy habits such as staying up late and eating unhealthy foods. Start exercising more regularly and if necessary take vitamins or health supplements.

The most basic preparation for Ramadan is preparing for faith. Faithful preparation can be done by starting to practice controlling bad habits every day.
This can be done in a way as simple as making sure do the Five Times Prayer is , or stop smoking.

Before entering the month of Ramadan, there is nothing wrong with reading more about religion to deepen your knowledge and religious knowledge so that you can perform worship solemnly in the month of Ramadan.

While you still have time, start managing your finances by living more frugally so that it is enough to meet your needs and also charity in the month of Ramadan.

How are you preparing for the month of Ramadan? Call us at 021-50508080 for health insurance information.

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Hail phenomenon in Indonesia

A number of areas in the city of Surabaya were hit by heavy rain accompanied by strong winds and large amounts of ice on Monday (21/2/2022) at around 14.50 WIB. So what causes hail? Hail occurs because there is a temperature difference in the clouds and the earth's surface is reached. So, the air temperature on the earth's surface is very hot while Cumulonimbus (CB) clouds in the sky have very low temperatures, which can reach minus 80 degrees. So that when it rains, the ice has not melted and there is hail. Then can a vehicle damaged by hail be covered by insurance? You have to re-check your vehicle policy, whether hail is a natural disaster covered by your Vehicle Insurance. For information about vehicle protection, contact us at 021-50508080.

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