What to do after a car accident
When you get into a car accident, there are certain steps you may want to take in order to help make sure everyone is safe, to follow the law and to get the insurance claim process started.
First, check your car and the passenger. If your car is safe to drive and is causing a hazard where it is, pull it to the side of the road. Otherwise, leave it where it is and get yourself to safety.
Second, if you're injured, call police or ambulance, secure the vehicle and ask for help. If you're seriously injured, try not to move, and wait for emergency personnel.
Third, notify your insurer and start the claims process. Call the insurance maximum 5 working days.
An accident can leave even the most seasoned driver frazzled, but following these steps may help protect you from unnecessary worries. That way, you can focus on working with your insurance company to get your vehicle repaired as smoothly and as quickly as possible.
Call us Sahabat Insurance for more info 021-50508080.
Sahabat Insurance Goes to Campus (SIGTC) 2023
On Friday (21/7/2023) PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) initiated financial literacy activities. This agenda is Sahabat Insurance Goes to Campus (SIGTC) 2023 Introduction to Insurance for Generation Z.
Sahabat Insurance Goes to Campus 2023 activity was held in collaboration with the Faculty of Economics and Business, Krida Wacana Christian University (UKRIDA). The event was fun and interactive as part of increasing financial literacy, particularly in the insurance sector among the younger generation.
What is Tidal Floods?
Tidal floods have occurred again in the northern area of Jakarta. This time the flood extends to the Thousand Islands. Then what is the Rob Flood? Tidal flood is a flood that occurs due to rising sea levels towards the surrounding land. Rob floods can be caused by the push of water to the surface, wind, storms at sea and the melting of polar ice that is triggered by global warming.
Tidal floods often occur in areas near the sea and will get worse if the ground level in the area drops (due to development and depletion of ground water).
Car Insurance Protection
We really never know about things that might happen in the future. For that, it is also important that you have protection from various risks, in this case regarding the car, such as the risk of damage to loss. Pity your expensive car is damaged? Moreover, because there is no protection, you also have to pay dearly for the cost of repairing it.
Vehicle insurance is useful to protect you from losses due to accidents. What are some examples of vehicle insurance benefits and protections?
In general, examples of types of car insurance consist of total loss only (TLO) car insurance and all risk (comprehensive) car insurance.
1. Total Loss Only Car Insurance Benefits (Total Loss/TLO Car Insurance)
As the name implies, total loss only (TLO) car insurance offers car insurance benefits in the form of claims that can only be made if there is a total loss. The total loss in question is damage that occurs above 75% or loss due to theft or confiscation. The amount of damage of 75% is used as a benchmark because the car will certainly not be able to be used again.
2. All Risk (Comprehensive) Car Insurance Benefits
All risk insurance is a long-term and comprehensive protection insurance, it protects the vehicle from losses, for example from accidents, other people's evil deeds, fire, and others.
Ask us about vehicle insurance via the WhatsApp chat application or contact us at the Sahabat Insurance call center 021 - 50508080