Sahabat Insurance received excellent ratings from 23rd Infobank Insurance Award 2022

Last Modified : 11:16:06 - Jumat, 29 Juli 2022

News - Sahabat Insurance received  excellent ratings from 23rd Infobank Insurance Award 2022 - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) received  Infobank: 23rd Insurance Awards on Thursday, July 28th 2022  in Hotel Indonesia Kempinski Jakarta for its success in maintaining the financial performance of "Excellent" .

Based on data from the Infobank Research Bureau (birl), PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance)  was ranked 2nd with  “Excellent” rating and a total score of 91,12% based on the category of general insurance companies with a gross profit above Rp 250 billion-Rp 500 billion.

Last year, Sahabat Insurance was awarded the “Excellent” rating in General Insurance of the 2021 infobank magazine Version based on the category of general insurance companies with a gross profit Rp 100 billion - under Rp 250 billion.

Source: “Rating 110 Insurance Infobank 2022 Version”. Infobank Magazine July 2022 edition.

index.Other News

vehicle insurance terms

Often confused to see the term vehicle insurance? Don't worry, Friends of Insurance are ready to help with terms that are often used in Vehicle Insurance.
Insurance policy
You may have heard this term many times, but do you really know the meaning behind it? Policy and insurance policy have almost the same meaning, an insurance policy is an agreement or agreement between the policyholder and the insurance company to perform obligations such as loss or damage protection that has been agreed by both parties.
Insurance premium
A word you will also hear often is premium. In short, the premium is the value or nominal payment agreed by the policyholder with the insurance company. The amount of premium to be paid will also be listed on your vehicle insurance policy.
Sum Insured
Simply put, the price of coverage is the purchase price of a motor vehicle when you make an insurance policy. This purchase price will be listed in the policy and will later become the maximum limit of the liability value of the insurance company if you make a claim at any time.
Total Loss Only or TLO
Well, this one term is very closely related to car insurance. Total Loss Only or TLO is one of the most common types of vehicle insurance in Indonesia. If you choose Total Loss Only motor vehicle insurance, it means that in the event of a loss or damage the insurance will provide repair or replacement costs of only 75%.
All Risk
Just like the term TLO, all risk is also related to the type of insurance you can choose for your vehicle. The difference between the two is that all risk insurance will accept all claims for loss or damage to a motorbike or car up to 100%.
Deductible or Own Risk
Deductible, own risk, or own risk have the same meaning, namely the value that becomes your burden for each damage or loss that occurs. This burden or value is usually calculated from the amount of compensation to be paid. As a policyholder you must really pay attention to these details in the insurance policy purchased.
TJH III or Third Party Legal Liability
In simple terms, TJH III talks about the liability guarantee that will be given by the insurance party to a third party if the insured vehicle suffers a loss or damage. You can ask the insurance party for points regarding Third Party Legal Liability when making a policy.
At least you need to understand the terms mentioned above, besides that, pay attention to the points that talk about losses caused by natural disasters, riots or acts of terrorism. Don't forget to read the motor vehicle insurance policy in full and in detail so that you know exactly what protection you have.
If you still want to find out more details or complete information about vehicle insurance, you can find all the information at www.sahabatinsurance.id or call 021-50508080.

Benefits of Travel Insurance you need to know

Travel insurance is one type of insurance that provides protection while we travel both domestically and abroad. So you can still travel in peace. Especially in an uncertain situation like today. What if when you bought tickets in advance but you got sick, or even worse, the trip had to be canceled for one reason or another at the destination.

Some people may still be unfamiliar with travel insurance, but some countries in the world have even required travelers or newcomers to have travel insurance, for example, countries in Europe and America. What are the benefits of travel insurance?

Basically travel insurance covers for trip cancellation and interruption; emergency medical care; personal accident and it compensates the traveller for additional expenses that may occur due to these losses.  However, please note that there are things that are not covered by travel insurance, for example if the destination country is not safe either due to natural disasters, war or terrorism. So, in order to apply for/have this travel insurance, in general, there are several conditions that you must fulfill:

  • Photocopy/scan of ID card
  • Insurance application form
  • Photocopy of passport (for overseas travel)
  • Age limit
For you who like traveling you must have travel insurance every time you go traveling.Prepare travel insurance. Remember, read carefully the policy, terms and conditions. (Source: https://sikapiuangmu.ojk.go.id/FrontEnd/CMS/Article/20551)