First Aid Treatment for Minor Burns

Last Modified : 13:53:01 - Rabu, 03 November 2021

When in the kitchen or at home, sometimes we accidentally touch a hot pot or hit a small fire, resulting in minor burns on the skin. What is first aid when there is a burn? Immediately cool the wound with running water for 15 minutes, apply a burn medicine, antiseptic or cold gel made from aloe vera and cover the wound with gauze or a clean cloth. #SahabatInsurance

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vehicle insurance terms

Often confused to see the term vehicle insurance? Don't worry, Friends of Insurance are ready to help with terms that are often used in Vehicle Insurance.
Insurance policy
You may have heard this term many times, but do you really know the meaning behind it? Policy and insurance policy have almost the same meaning, an insurance policy is an agreement or agreement between the policyholder and the insurance company to perform obligations such as loss or damage protection that has been agreed by both parties.
Insurance premium
A word you will also hear often is premium. In short, the premium is the value or nominal payment agreed by the policyholder with the insurance company. The amount of premium to be paid will also be listed on your vehicle insurance policy.
Sum Insured
Simply put, the price of coverage is the purchase price of a motor vehicle when you make an insurance policy. This purchase price will be listed in the policy and will later become the maximum limit of the liability value of the insurance company if you make a claim at any time.
Total Loss Only or TLO
Well, this one term is very closely related to car insurance. Total Loss Only or TLO is one of the most common types of vehicle insurance in Indonesia. If you choose Total Loss Only motor vehicle insurance, it means that in the event of a loss or damage the insurance will provide repair or replacement costs of only 75%.
All Risk
Just like the term TLO, all risk is also related to the type of insurance you can choose for your vehicle. The difference between the two is that all risk insurance will accept all claims for loss or damage to a motorbike or car up to 100%.
Deductible or Own Risk
Deductible, own risk, or own risk have the same meaning, namely the value that becomes your burden for each damage or loss that occurs. This burden or value is usually calculated from the amount of compensation to be paid. As a policyholder you must really pay attention to these details in the insurance policy purchased.
TJH III or Third Party Legal Liability
In simple terms, TJH III talks about the liability guarantee that will be given by the insurance party to a third party if the insured vehicle suffers a loss or damage. You can ask the insurance party for points regarding Third Party Legal Liability when making a policy.
At least you need to understand the terms mentioned above, besides that, pay attention to the points that talk about losses caused by natural disasters, riots or acts of terrorism. Don't forget to read the motor vehicle insurance policy in full and in detail so that you know exactly what protection you have.
If you still want to find out more details or complete information about vehicle insurance, you can find all the information at www.sahabatinsurance.id or call 021-50508080.

Omicron, symptoms and how to deal with it

Based on the results of the study, the most common characteristics that indicate a person is infected with the omicron variant of the Covid-19 infection are as follows:

1. Sore throat but no cough
A sore throat accompanied by a cough is one of the common symptoms when someone is declared infected with the Covid-19 virus.

But in the Omicron variant, the sore throat tends to be itchy, dry, even without coughing.

2. Muscle and joint pain
Reporting from the Gavi.org page, the first reports of Omicron symptoms in South Africa showed a reaction to lower back pain.

In addition, this pain also continues to spread to several other areas such as joints, and muscle pain (myalgia).

3. Fatigue
Another symptom of Omicron is fatigue so that the body becomes weak and even easily feels tired even though it is not strenuous activity.

These signs of fatigue are constant because they are usually felt by other variants of Covid-19 sufferers.

4. Headache
A painful headache accompanied by a fever like the flu is an inflammatory reaction that the body is fighting a virus.

In Omicron symptoms, this headache feels throbbing, pressured, and sometimes accompanied by a stabbing feeling of mild to severe intensity.

5. Don't lose your sense of smell
In the previous Covid-19 variant, infected patients will experience impaired sense of smell and taste.

But for the Omicron variant, it's the opposite. Patients do not lose their sense of smell and taste so they still feel normal as usual.

Here's what you need to know about Healthy Food

Public awareness to consume healthy food is now getting bigger. Because apart from being a source of energy, consuming healthy food can also reduce the risk of serious diseases, ranging from diabetes, hypertension, heart disease, obesity, to cancer.
Consumption of healthy foods every day is highly recommended to meet daily nutritional needs.
But, hold on! Before dieting and consuming healthy food, it is better for you to consult your doctor or nutritionist first. Your doctor or dietitian can help determine your daily protein needs, as well as how much you should increase your intake. Because nutritional needs and protein intake vary according to the needs of the body.
For information about Health Insurance, contact Sahabat Insurance at 021-50508080.

Important Travel Safety Tips Everyone Should Know

Travel doesn’t always go as planned. If you're going overseas, travel insurance is as important as a passport. Without it, you or your family could suffer financially if things go wrong. No matter who you are, where you're going and what you're doing, get insurance.

If an accident, injury or loss occurs : • Immediately notify the police or the competent authority at the place of loss, if an item is lost,
stolen, or is suspected of being the result of a crime. • Take the necessary steps to recover lost items. • Notify us in writing within 30 (thirty) days after the completion of the Trip.

Travel Insurance provide protection against risks when traveling to wherever your destination is in the form of reimbursement of medical costs, personal accidents, flight delays, loss of baggage and various other benefits. Call Sahabat Insurance 021-50508080.