CSR - Sahabat Insurance for Cianjur Earthquake

Terakhir Diubah : 03:47:44 - Monday, 28 November 2022

On Monday, November 21st 2022, a 5.6-magnitude earthquake struck near the town of Cianjur in West Java, Indonesia. The earthquake resulted in the destruction of over 22,000 homes .
Sahabat Insurance distributed aid to earthquake victims at one of the church and mosque in the Cianjur area, West Java (25/11) .The assistance provided by the Company is a form of social care for victims through the corporate social responsibility of Sahabat Insurance.

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Travel Insurance: What You Need to Know Before You Buy

With a world full of fascinating destinations, choosing the perfect vacation spot can present a challenge.Lost, delayed, or damaged Baggage, flight delays or cancellations, missing passport, money, accident or medical insurance for unexpected illnesses and injuries while travelling. Below are some of the key factors that you should consider before you buy a travel insurance policy.
1. Buy insurance according to the coverage benefits that suit your needs
2. Choose the insurance coverage period equal to the duration of your trip. So for example you go on a 3-day vacation, buy travel insurance according to the time of your trip.
3. Pay attention to the destination of your trip, whether domestic or travel overseas.
4. Adjust to your travel budget.
5. Check your travel insurance policy carefully what are the exclusions also terms and conditions.
6. Know how to claim and what documents to prepare in the event of a travel insurance claim.
Contact Sahabat Insurance for more information about travel insurance at 021-50508080.

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Difference of insurance, savings, investment

What is the difference between insurance, savings and investment? Before we know the difference, it is better if we know the meaning first.

According to the Big Indonesian Dictionary (KBBI), insurance is coverage, an agreement between two parties. Meanwhile, the definition of insurance is quoted from the Financial Services Authority (OJK), which is an agreement between an insurance company and a policy holder which is the basis for receiving premiums by insurance companies as compensation in the form of replacing or reducing losses.
Meanwhile, the definition of savings as reported by the Financial Services Authority (OJK) is money deposits in banks whose withdrawals can only be made according to certain conditions. Generally, banks will provide a passbook that contains information on all the transactions you have made and an ATM card complete with a personal number (PIN). In its current development, there are several types of savings that no longer use passbooks but internet/mobile banking.
Investment is investment, usually in the long term for the procurement of complete assets or the purchase of shares and other securities for profit.

Now, after knowing the meaning, let's see what the difference is:

1. Insurance is to provide protection against risks that may occur to your assets in the future, savings are a means to save wealth from unused income while investment is an investment of funds in the long term to earn profits.

2. Insurance has an element of necessity because it is bound by a contract in the policy, savings and investment are more flexible and according to the ability of each individual.

3. While the risks that may occur will be protected in insurance according to the terms and conditions in the policy, while the investment risk depends on market conditions.

Well, hopefully this article provides information about insurance, savings and investment. For further inquiries regarding insurance and how to claim, you can contact us at 021-50508080

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Driving Tips on Uphill Road

Driving on uphill road conditions is often a challenge. Moreover, the contours of the roads that are passed are quite diverse, ranging from climbs, steep descents, slippery and dense vehicles alias jammed. In fact, parking at the mall sometimes has narrow roads due to the limited building area. In general, there are three aspects that cause a car to fail to climb, namely the road surface factor, the condition of the vehicle and the driver himself. Road condition means a condition where the sandy road is steep, potholed or slippery which has the potential to make the vehicle fail to climb. While the condition of the vehicle that is not powered may be due to lack of maintenance, tires, small cc engine power but a lot of cargo. While the driver factor, for example, the skill of the driver to master the vehicle when on an uphill road.
Because, in this situation, the driver tends to panic, then reflexively steps on the gas so that the system perceives a sudden spike in vehicle acceleration.
This is very dangerous, because tire slippage can occur, making the momentum to go on an incline lost. As a result, instead of moving forward, the car is going backwards. The driver must adjust the momentum and step on the gas pedal (acceleration) which regulates the engine rotation rhythm and is not too high so that the car can still climb without slipping.

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Third Party Legal Liability (TPL)

Accidents happen unexpectedly. For example, if your car accidentally hits another vehicle or a pedestrian. In addition to the damaged car, you also have to compensate for the vehicle or injured victim. To anticipate this, you need to know the third party's Legal Liability (TJH).

Third Party Legal Liability (TPL)
Is legal liability of the Insured against loss, suffered by third party followed by indictment to the Insured regarding the loss directly caused by the Motor Vehicle resulting from any risk covered by the policy, whether the settlement thereof is by compromise, mediation, arbitration or through court, subject to prior written consent of the Insurer. The coverage will be provided for third’s party property damage; medical expenses, bodily injury and/or death; maximum of sum insured for Legal Liability coverage against any Third Party as set forth in the policy for any one accident.

For more information about Third Party Legal Liability (TPL) please call 021-50508080.

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