Hail phenomenon in Indonesia

Terakhir Diubah : 16:13:21 - Kamis, 24 Februari 2022

A number of areas in the city of Surabaya were hit by heavy rain accompanied by strong winds and large amounts of ice on Monday (21/2/2022) at around 14.50 WIB. So what causes hail? Hail occurs because there is a temperature difference in the clouds and the earth's surface is reached. So, the air temperature on the earth's surface is very hot while Cumulonimbus (CB) clouds in the sky have very low temperatures, which can reach minus 80 degrees. So that when it rains, the ice has not melted and there is hail. Then can a vehicle damaged by hail be covered by insurance? You have to re-check your vehicle policy, whether hail is a natural disaster covered by your Vehicle Insurance. For information about vehicle protection, contact us at 021-50508080.

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Why does my vehicle repair take so long?

When you buy an insurance policy and make an insurance claim sometimes you wonder. Will my vehicle be repaired fast or long? The claim provisions have actually been stated on the policy or in accordance with the regulations. To be clear about what things are covered by insurance, it would be nice to check your insurance policy more carefully. If the risk is included in the clause and does not conflict with the exclusion or legal defect, then a claim for reimbursement is acceptable.

As is known, the claim procedure begins with reporting the incident to the insurance company, then the insurance company will conduct a survey. Then the cost estimation is carried out and then an SPK (Work Order) is issued to the partner workshop.

Then a new question arises. Why do vehicle repairs sometimes take so long to make a vehicle insurance claim? In some cases there may be several reasons why vehicle repairs take a long time, for example
1.Incomplete insurance claim documents.
2. Damage to the vehicle is very severe.
3. Availability of spare parts is also one of the possible reasons why your vehicle "stays" in the workshop for a long time.
4. During the inspection there may be vehicle damage that was missed during reporting.

Call us at 021-50508080 for vehicle insurance inquiries and information.

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How to Avoid Losing Your Bags When Travelling

Lost luggage happens, and it's a bummer—but it doesn't have to be the end of the world. We've put together a few tips on keeping your bags from traveling without you.

How to Avoid Losing Your Bags
The best way to avoid lost luggage is to carry it on—one carry-on-sized bag and one personal item, traditionally defined as a purse, tote, or anything small enough to fit under an airplane seat.Pack light and go carry-on only; that way, you'll never lose sight of your bag. Check airline rules before flying, as each carrier may have different bag dimensions.

Label Your Baggage Inside and Outside
All checked bags should have some label on the outside anda label on the inside - it can be beneficial to the bag's owner when it comes to identifying the bag.

A Picture Is Worth a Thousand Descriptions
Take a picture of your bag, preferably with a color tag, and keep it on your phone, email or another camera.

If your bag doesn't show up on the baggage carousel, look immediately for the airline's nearby baggage office or window and report it there at once. Give the window clerk your baggage stubs and wait for further instruction. Don't panic—your bag may just be delayed and coming in on another flight.

As soon as your luggage has been declared lost, you should call your travel insurance company to ask for advice on what to do next.

For more info about Sahabat Insurance Travel Insurance please call 021-50508080.

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What to do after a car accident

When you get into a car accident, there are certain steps you may want to take in order to help make sure everyone is safe, to follow the law and to get the insurance claim process started.

First, check your car and the passenger. If your car is safe to drive and is causing a hazard where it is, pull it to the side of the road. Otherwise, leave it where it is and get yourself to safety.

Second, if you're injured, call police or ambulance, secure the vehicle and ask for help. If you're seriously injured, try not to move, and wait for emergency personnel.

Third, notify your insurer and start the claims process. Call the insurance maximum 5 working days.

An accident can leave even the most seasoned driver frazzled, but following these steps may help protect you from unnecessary worries. That way, you can focus on working with your insurance company to get your vehicle repaired as smoothly and as quickly as possible.

Call us Sahabat Insurance for more info 021-50508080.

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What is Water Hammer?

Have you heard about water hammer? Water hammer is the result of a pressure surge, or high-pressure shockwave that propagates through a piping system when a fluid in motion is forced to change direction or stop abruptly. This shockwave is also commonly referred to as a hydraulic shock or hydraulic surge, and may be characterized by a marked banging or knocking sound on the pipes immediately after shutoff.This can happen if you pass through a flood with a water level of more than 50 cm
This term is also called hydrolocking, where water enters through the air filter so that the engine stops suddenly. The second problem can also be caused by water entering the lubrication system so that it mixes with the oil.

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