Hail phenomenon in Indonesia

Terakhir Diubah : 16:13:21 - Kamis, 24 Februari 2022

A number of areas in the city of Surabaya were hit by heavy rain accompanied by strong winds and large amounts of ice on Monday (21/2/2022) at around 14.50 WIB. So what causes hail? Hail occurs because there is a temperature difference in the clouds and the earth's surface is reached. So, the air temperature on the earth's surface is very hot while Cumulonimbus (CB) clouds in the sky have very low temperatures, which can reach minus 80 degrees. So that when it rains, the ice has not melted and there is hail. Then can a vehicle damaged by hail be covered by insurance? You have to re-check your vehicle policy, whether hail is a natural disaster covered by your Vehicle Insurance. For information about vehicle protection, contact us at 021-50508080.

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How to Make Passport via Online

Before starting your vacation, it's a good idea to check your passport validation.
What if you need new passport for your trip?

1. Download M-Passport the official application of the Directorate General of Immigration, Ministry of Law and Security,

Republic of Indonesia on the App Store or Playstore

2. Enter the data according to your last passport or KTP in the M-Passport application form.

3. After filling in the data, you can determine the time of arrival at the nearest immigration office

4. You will receive a QR code that must be shown to the officer upon your arrival at the immigration office.

5. Your passport will be processed after you interview and make payment at the immigration office. The fee prepared

depends on the type of passport you want to have, a regular passport or an e-passport.

6. Passport can be picked up or sent to your address 3-4 days after the payment process

Protect your vacation with Travel Insurance from Sahabat Insurance from risks that may occur during the trip such as loss of passport, loss of baggage, accidents, departure delays or other causes that may occur. Call us at 021-50508080 for more info.

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How to Evacuate From Fire

How to evacuate from fire in a tall building:
1. If there is a fire in the building, stay calm and don't panic.
2. Avoid the elevator and immediately go to the nearest emergency stairs by walking normally.
3. Do not carry items that are larger than a briefcase/handbag.
4. If the view is blocked by smoke, walk by creeping on a wall or handrail on a ladder, taking short breaths.
5. Do not turn around because it will collide with the people behind you and hinder evacuation.
6. Wet a shirt or handkerchief with water to cover the life if the smoke thickens or the room feels hot.
7. Immediately go to the meeting point in the place to wait for the next instruction.
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Insurance Tips: What would happen if you crash your car into a divider/separator?

Accidents involving vehicles hitting busway separators are becoming more and more common. The causes are various, apart from lack of concentration on the road, there is also the possibility that the separator is not very visible if the driver is driving at night.To avoid this,reduce the speed. Especially if you drive at night or in rainy weather. Drivers should slow their speed and avoid any sudden directional changes when driving on a slippery road. Use extra caution when driving over bridges or overpasses. Obey speed limits, safe driving distances and applicable traffic signs. Then will your Vehicle Insurance cover a vehicle accident that hits a road separator? According to the Indonesian Standard Motor Vehicle Insurance Policy, any loss and/or damage to Motor Vehicle and/or interest insured directly caused by collision, impact, overturning, skidding or falling . Protect your vehicle now! Call Sahabat Insurance at 021-50508080.

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Third Party Legal Liability (TPL)

Accidents happen unexpectedly. For example, if your car accidentally hits another vehicle or a pedestrian. In addition to the damaged car, you also have to compensate for the vehicle or injured victim. To anticipate this, you need to know the third party's Legal Liability (TJH).

Third Party Legal Liability (TPL)
Is legal liability of the Insured against loss, suffered by third party followed by indictment to the Insured regarding the loss directly caused by the Motor Vehicle resulting from any risk covered by the policy, whether the settlement thereof is by compromise, mediation, arbitration or through court, subject to prior written consent of the Insurer. The coverage will be provided for third’s party property damage; medical expenses, bodily injury and/or death; maximum of sum insured for Legal Liability coverage against any Third Party as set forth in the policy for any one accident.

For more information about Third Party Legal Liability (TPL) please call 021-50508080.

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