Indonesia
Insurance Requirements and Claim Procedures Motor Vehicle Insurance
Terakhir Diubah : 04:11:38 - Tuesday, 13 September 2022
Did you know, Motor Vehicle Insurance is a type of insurance or coverage that provides a guarantee or protection for loss, damage, loss caused by the risks guaranteed in the Motor Vehicle Insurance policy.
Loss and/or damage to the Motor Vehicle and/or the insured interest which is directly caused by:
- Collision, impact, tipping over, slipping, or slipping;
- The evil deeds of others;
- Theft, including theft that is preceded or accompanied or followed by violence or threats of violence as referred to in Article 362, 363 paragraphs (3), (4), (5) and Article 365 of the Criminal Code;
- Fires, including:
Loss and/or damage caused by the above-mentioned events as long as the relevant Motor Vehicle is on board the ship for crossings under the supervision of the Directorate General of Land Transportation, including loss and/or damage caused by the ship in question having an accident.
Insurance Closing Requirements and Procedures Requirements to be insured:
- Fill out the SPPA, with your ID card
- Have an insurable interest in the object of coverage to be insured
Claim Documents
1. Fill out / complete the claim form
2. Photocopy of insurance policy
3. Photocopy of SIM and STNK
4. Local Police Certificate for vehicle claim in case of partial loss, total loss or involving a third party.
For more information, please see link below
Riplay Motor Vehicle Insurance - Sahabat Insurance
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Term Insurance Definition & Meaning
Insurance policy: is a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured).
Premium: is the amount of money you must pay to the insurance company for your insurance policy.
Claim : An insurance claim is a formal request from the policyholder (that's you) to their insurance company asking for payment after a covered incident.
Insured: A person whose life or property is the subject of insurance.
Insurer: Parties that already have formal permission to carry out business activities related to taking over the risk of other parties based on a policy; for this coverage, the risk insurer receives a premium from another party as the insured; usually, the Insurer is an insurance company.
The age of the Insured: is determined based on the last birthday on the Effective Date of Insurance and will increase on each Policy Birthday.
The coverage period :is the period of insurance protection for the Insured from the Effective Date of Insurance to the Expiry Date of Insurance as stated in the Policy Data.A coverage period is the period of time during which an insured event is protected by an insurance contract.
Fore more information please call Sahabat Insurance 021-50508080.
Source: https://sikapiuangmu.ojk.go.id
Pefindo assigned a rating of “idBBB” to PT Asuransi Sahabat Artha Pr
JAKARTA – PT Pemeringkat Efek Indonesia (Pefindo) assigned a rating of “idBBB” to PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance). The outlook for the corporate rating is “stable”.
Through its official statement, Pefindo explained that the rating reflects an above average capitalization profile, adequate liquidity, and moderate asset quality. However, the ratings are constrained by its moderate operating performance, concentrated business profile, and intense competition in the general insurance industry.
Source:
https://mediaasuransinews.co.id/market/sahabat-insurance-diganjar-peringkat-idbbb-outlook-stabil/
https://keuangan.kontan.co.id/news/pefindo-berikan-peringkat-idbbb-untuk-sahabat-insurance
