Insurance Policy and Stamp Duty

Terakhir Diubah : 01:13:30 - Friday, 23 September 2022

Insurance is an agreement between two parties, namely the insurance company and the policyholder (UU 40/2014). Referring to the above, an insurance policy is an agreement document between the insurer and the insured, so that the insurance policy is subject to a stamp duty (Rp 10.000). Stamp duty is charged on the amount of the premium paid in relation to a policy of general insurance.

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Car Insurance Protection

We really never know about things that might happen in the future. For that, it is also important that you have protection from various risks, in this case regarding the car, such as the risk of damage to loss. Pity your expensive car is damaged? Moreover, because there is no protection, you also have to pay dearly for the cost of repairing it.

Vehicle insurance is useful to protect you from losses due to accidents. What are some examples of vehicle insurance benefits and protections?

In general, examples of types of car insurance consist of total loss only (TLO) car insurance and all risk (comprehensive) car insurance.

1. Total Loss Only Car Insurance Benefits (Total Loss/TLO Car Insurance)
As the name implies, total loss only (TLO) car insurance offers car insurance benefits in the form of claims that can only be made if there is a total loss. The total loss in question is damage that occurs above 75% or loss due to theft or confiscation. The amount of damage of 75% is used as a benchmark because the car will certainly not be able to be used again.

2. All Risk (Comprehensive) Car Insurance Benefits
All risk insurance is a long-term and comprehensive protection insurance, it protects the vehicle from losses, for example from accidents, other people's evil deeds, fire, and others.

Ask us about vehicle insurance via the WhatsApp chat application or contact us at the Sahabat Insurance call center 021 - 50508080

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ANANDA Travel Insurance

ANANDA Travel Insurance from Sahabat Insurance provide protection against risks when traveling to wherever your destination is in the form of reimbursement of medical costs, personal accidents, flight delays, loss of baggage and various other benefits.
• Guaranteed Acceptance 
• Protecting Domestic & International Travel
 • Compensation for death due to accident starting from Rp. 25,000,000,- up to IDR 100,000,000,-
• Reimbursement for flight delays 
• Compensation for lost baggage and various other benefits.
Requirements and Procedures :
• The Prospective Insured who is represented by an Insurance Broker, Agent or Insured can directly fill in the Application for Insurance Closure (SPPA) for Legal Liability Insurance products
• Submit a photocopy of your KTP/Passport/SIM for Indonesian citizens and KITAS/KITAF for foreigners and NPWP
• The Prospective Insured will receive confirmation whether it meets the requirements and if so, The Prospective Insured will receive an insurance offer, terms and conditions along with the product premium rate to be paid.

Terms and Condition apply. For more info please call 021-50508080.

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Pefindo assigned a rating of “idBBB” to PT Asuransi Sahabat Artha Pr

JAKARTA – PT Pemeringkat Efek Indonesia (Pefindo) assigned a rating of “idBBB” to PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance). The outlook for the corporate rating is “stable”.

Through its official statement, Pefindo explained that the rating reflects an above average capitalization profile, adequate liquidity, and moderate asset quality. However, the ratings are constrained by its moderate operating performance, concentrated business profile, and intense competition in the general insurance industry.

Source:
https://mediaasuransinews.co.id/market/sahabat-insurance-diganjar-peringkat-idbbb-outlook-stabil/
https://keuangan.kontan.co.id/news/pefindo-berikan-peringkat-idbbb-untuk-sahabat-insurance

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After The Accident

When an accident occurs, sometimes we panic and don't know what to do.

Check out Sahabat Insurance's safety tips in the event of an accident on the road:

1. Immediately pull over to the side of the road to avoid the flow of traffic and reduce the risk of accidents or collisions.

2. Turn on the hazard lights and check passengers and yourself for injuries. If necessary, immediately call emergency services or paramedics.

3. Photo of the scene and vehicle for proof of claim to insurance.

4. Meet the driver of another car who was in an accident, look for witnesses from several residents or pedestrians who saw the incident.

5. Exchange insurance information. Take notes, take photos and save them on your smartphone or a piece of paper. If the driver of another car does not have insurance, write down the name, driver's license number, license plate number, address and contact number.

Call us at 021-50508080 for information about vehicle insurance.

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