Fire Insurance (FLEXAS)

Terakhir Diubah : 03:55:37 - Friday, 26 January 2024

Property Insurance (FLEXAS) provides a warranty to your properties for the damages as resulted from any possible risks such as fire, lightning, explosion, aircraft falling and smoke.

Fire (fire)
Fire caused by a short circuit or electrical short circuit or due to the spread of fire from other objects, neighboring houses, tree fires and others or fire due to your own negligence or lack of care, your servant or other people such as fires due to stoves, exploding gas leaks, or cigarette butts and others.

Lightning (Lightning Strike)
Property insurance also guarantees the risk of fire caused by electric machinery, electrical or electronic equipment, and electrical installations that are burned because lightning also enters into account.

Explosion
What is meant by an explosion here is the sudden release of energy due to the expansion of steam or gas. For example, steam boiler pipes or explode until leaving open rips. Terms and conditions apply.

Aircraft Impact (Fall of Airplanes)
In the unfortunate event of an aircraft crash on or near the insured property, a comprehensive fire insurance policy typically covers the resulting damage. This can include structural damage to buildings, loss of personal property, and any other destruction caused by the impact.

Smoke (Smoke)
Smoke arising from the fire of insured property. So if the smoke caused by a fire causes damage to the house or other property insured, property insurance will guarantee the loss due to the damage. (asuransiku)

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Sahabat Insurance Implementing Financial Literacy & Inclusion

Financial literacy and inclusion are important elements for both the growth of a strong and sustainable financing industry and the economy. Our efforts to increase financial literacy and access are realized through the implementation of various financial literacy and inclusion programs. Programs related to financial literacy and inclusion are expected to support the growth of community’s financial in various parts of Indonesia.

Sahabat Insurance Implementing inclusion and literacy activities with business partners at the Joycup Is Back event, held on July 10, 2025, at the Royale Jakarta Golf Club, Halim Perdanakusuma, Jakarta. This exhibition was part of the inclusion and literacy activities held during Financial Literacy Month 2025, a series of education and inclusion programs recommended by the Financial Services Authority (OJK).

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5 Tips for Millennial Home Buyers

As true millennials, of course you want to have a home so that you have a bright future with your family.
So if you’re a millennial looking to buy a house, here are five things you can do to make As true millennials, of course you want to have a home so that you have a bright future with your family. Here are some steps you can take to make your dream come true.

1. Check financial ability
First, prepare a balance sheet including income and expenses.

2. Create a budget
Do some research and learn about several possible ways to pay for a house other than the cash payment method. For example mortgages, or by other methods.

3. Set priorities
From an existing financial plan, make priorities so you can focus on one thing. For example, you plan to take a mortgage. So, your first focus is to fulfill the downpayment first.

4. Investment
Investment can help to develop assets against inflation. For example, for a house down payment, set aside 30% of your salary to the appropriate investment instrument. Over time, with consistency, the budget for a home down payment will be fulfilled properly.
Investment can also be an alternative choice for saving emergency funds. You can save this emergency fund in an instrument with a low level of risk.
In addition to an emergency fund, pay attention to insurance, if you are the head of the family. So, make sure that you have complete protection first, then execute your financial plan.

5. Discipline
The discipline to implement a detailed and comprehensive financial plan is very important. For example, keeping your installments under 30% of your regular salary if you take a mortgage scheme is crucial.

Note that 30% includes all existing debt repayments. So, if your main intention is to buy a house, then you should focus on this plan first.

In addition, plans to buy a house require a long-term disciplined commitment. Therefore, start being disciplined in executing your financial plan. With some of the tips above, you can try to realize your dream of buying a house. Good luck!

Source: https://mediakeuangan.kemenkeu.go.id

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Safely Travel With Sahabat Insurance

If you’re travelling abroad, it's important to take out appropriate travel insurance before you go. ANANDA (Amankan Perjalanan Anda) is an insurance product from Sahabat Insurance that provides protection and anticipates the unexpected that may occur due to risks during business trips or tours.
Benefits you can get:

Death & Permanent Disability due to accident
Medical Expenses
Emergency Medical Evacuation/Medical Repatriation
Loss of Baggage & Personal Effects
Baggage Delay
Other risks that may occur during the trip.

For more info please click link below:
Travel Insurance Brochure

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Sahabat Insurance Humanity in Harmony

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) supports a fundraising event for children with cancer with the title "Humanity in Harmony" as the company's Corporate Social Responsibility (CSR), organized by the Indonesian Child Cancer Foundation (YKAI), Lions Club Solo Mustika and Lek Iwon, an Indonesian batik maestro, to create a 50 meter long masterpiece on Wednesday, August 21 2024 at the Batik Museum, Taman Mini Indonesia Indah (TMII).

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