Fire Insurance (FLEXAS)

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Berita - Fire Insurance (FLEXAS) - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

Property Insurance (FLEXAS) provides a warranty to your properties for the damages as resulted from any possible risks such as fire, lightning, explosion, aircraft falling and smoke.

Fire (fire)
Fire caused by a short circuit or electrical short circuit or due to the spread of fire from other objects, neighboring houses, tree fires and others or fire due to your own negligence or lack of care, your servant or other people such as fires due to stoves, exploding gas leaks, or cigarette butts and others.
 
Lightning (Lightning Strike)
Property insurance also guarantees the risk of fire caused by electric machinery, electrical or electronic equipment, and electrical installations that are burned because lightning also enters into account.

Explosion
What is meant by an explosion here is the sudden release of energy due to the expansion of steam or gas. For example, steam boiler pipes or explode until leaving open rips. Terms and conditions apply.

Aircraft Impact (Fall of Airplanes)
In the unfortunate event of an aircraft crash on or near the insured property, a comprehensive fire insurance policy typically covers the resulting damage. This can include structural damage to buildings, loss of personal property, and any other destruction caused by the impact.

Smoke (Smoke)
Smoke arising from the fire of insured property. So if the smoke caused by a fire causes damage to the house or other property insured, property insurance will guarantee the loss due to the damage. (asuransiku)

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Whistleblowing System

In order to support Good Corporate Governance, especially in the implementation of the Anti-Bribery Management System within the Company, Sahabat Insurance  provides a channel for conveying information regarding indications/allegations of integrity deviations which can result in fraud, abuse, corruption, collusion, nepotism, gratuities, price inflation. or budget, bribery, money laundering, embezzlement, extortion, and other conflicts of interest that will/have been committed by employees or Company Business Partners.

Reporting of violations is addressed to the Whistleblowing Team and submitted in writing via the whistleblowing media as follows [email protected];

Whistle blowers can report indications/allegations of violations through the Whistleblowing System with the following terms and conditions:

  • Include valid evidence in the form of data, clear information on the occurrence of violations in connection with the indications/allegations of irregularities previously mentioned.
  • Reports are made in good faith and are not a complaint against a person, a particular company or slander.
  • The reporter must provide complete information about his identity to facilitate communication including full name, telephone number or email address where he can be contacted.

Sahabat Insurance maintains the confidentiality of reporting data from unauthorized parties and provides:
• The confidentiality of the identity of the reporting person is ensured as well as
• The confidentiality of the information.

Sahabat Insurance Donates to Flood and Landslide Victims in Aceh and Sumatra

Medan, December 15, 2025 — Sahabat Insurance has distributed humanitarian financial assistance to communities affected by floods and landslides in Aceh Province, North Sumatra, and West Sumatra. The aid was channeled through YAKOPI (Indonesian Coastal Conservation Foundation), a Medan-based humanitarian organization.
The handover of the humanitarian aid was carried out directly by Elly, Head of Sahabat Insurance Medan Branch, on Monday (December 15, 2025) at the YAKOPI Office in Medan, North Sumatra.

Sahabat Insurance’s Commitment to Disaster Relief
This humanitarian initiative forms part of Sahabat Insurance’s Corporate Social Responsibility (CSR) program and reflects the collective concern of Sahabat Insurance employees who seek to support communities affected by natural disasters across Indonesia.
The floods and landslides that struck several areas in Aceh, North Sumatra, and West Sumatra have caused extensive damage to residential homes and public infrastructure, while also disrupting the social and economic activities of local communities.

Sustained Commitment from Sahabat Insurance
Sahabat Insurance reaffirmed its commitment to actively participate in social and humanitarian initiatives, in line with the company’s core values of care, solidarity, and social responsibility.

Sahabat Insurance (PT Asuransi Sahabat Artha Proteksi) is a general insurance company registered with and supervised by the Financial Services Authority of Indonesia (Otoritas Jasa Keuangan – OJK). The company provides a wide range of insurance solutions for the Indonesian market, with motor vehicle insurance as its primary line of business, followed by property insurance and other general insurance products.