Parking: Shift to “P” Or Pull the Handbrake First?

Terakhir Diubah : 10:06:57 - Selasa, 06 September 2022

The parking brake is essential to your safety and those around you. If you have an automatic gearbox, apply the handbrake first, then put it in P. This ensures that the car’s weight isn’t resting on the parking pawl. If you don’t use the handbrake, you’ll be putting constant pressure on the parking pawl and transmission components which will eventually fail, leading to costly repairs.

Your car’s brakes are controlled by something called a parking pawl.The parking pawl locks the transmission's output shaft to the transmission casing by engaging a pawl (a pin) that engages in a notched wheel on the shaft, stopping it (and thus the driven wheels) from rotating.When you shift into “P” first, the weight of the car rests on that tiny metal bit we call the parking pawl. That’s not great. When you do this, you will hear the unpleasant “clunk” when shifting out of “P” later.

If you have an automatic transmission, apply the handbrake first, then put it in P. Shifting to 'P' before pulling the handbrake is how you damage your automatic transmission.

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Why does my vehicle repair take so long?

When you buy an insurance policy and make an insurance claim sometimes you wonder. Will my vehicle be repaired fast or long? The claim provisions have actually been stated on the policy or in accordance with the regulations. To be clear about what things are covered by insurance, it would be nice to check your insurance policy more carefully. If the risk is included in the clause and does not conflict with the exclusion or legal defect, then a claim for reimbursement is acceptable.

As is known, the claim procedure begins with reporting the incident to the insurance company, then the insurance company will conduct a survey. Then the cost estimation is carried out and then an SPK (Work Order) is issued to the partner workshop.

Then a new question arises. Why do vehicle repairs sometimes take so long to make a vehicle insurance claim? In some cases there may be several reasons why vehicle repairs take a long time, for example
1.Incomplete insurance claim documents.
2. Damage to the vehicle is very severe.
3. Availability of spare parts is also one of the possible reasons why your vehicle "stays" in the workshop for a long time.
4. During the inspection there may be vehicle damage that was missed during reporting.

Call us at 021-50508080 for vehicle insurance inquiries and information.

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How to Set Goals for 2023

Happy new year!
May this year bring new happiness, goals, achievements, and a lot of new inspiration for your life. As we all dive into the new year with fresh resolutions, now is the best time to set new goals.

1. Be specific: Vague goals are more difficult to achieve than specific ones. When setting a goal, be as specific as possible. For example, instead of setting a goal to “done today” set a goal to “done at 6 PM”
2. Write your goals down. This will help you to remember them and keep them at the front of your mind.
3. Set deadlines: Giving yourself a deadline will help you stay on track and motivated to achieve your goal.
4. Focus on your plan: Once you’ve decided on your goal and set a deadline, it’s time to make a plan of action.
5.Dicipline and motivated to achieve it. You may even want to enlist the help of a friend to help you stay on track.

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The Benefits of Home Insurance

Home is we should feel secure and comfortable. Imagine if your house is on fire or lightning hits your house? Imagine the cost to repair or replace your personal belongings if they are damaged or stolen.

Home insurance protects property and its contents, such as houses, offices, shops, factories, and personal warehouses from damage and loss caused by fire, burglary, riots, floods, and earthquakes.

Home insurance provides a sense of security from risks or disasters that may occur.

Renovation costs for homes that have suffered heavy damage due to natural disasters or fires are certainly very expensive. There are many unexpected expenses when doing home repairs, from hiring a handyman, repairing the foundation to the roof of the house, and much more. Home insurance protects you from financial losses due to home repairs at no small cost.

For more information about home or property insurance you can contact us at 021-50508080 or email to [email protected].

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Heavy rainfall causes flooding in Greater Jakarta

Rain that has flushed Jakarta since Friday, July 16, 2022, has caused flooding. A total of 92 area in the capital were flooded. The data was collected on Saturday, July 18, 2022 (DKI BPBD Data and Information Center) Source: merdeka.com

Disaster mitigation is a series of efforts to reduce disaster risk, both through physical development as well as awareness and capacity building to deal with disaster threats (Article 1 paragraph 6 PP No 21 of 2008 concerning the Implementation of Disaster Management).

So what to do if there is a flood?

Secure important objects and documents, such as house certificates, birth certificates and so on
Turn off the gas and electricity in your home before the flood comes, do not touch electrically charged equipment when you are standing on/in the water.
When you decide to evacuate your house, be aware of undercurrents, drains, sewers, puddles, and other places that are inundated with water.
Do not drive a car in flooded areas. When the water starts to rise, ignore the car and get out. Immediately evacuate to higher ground.
Consider flood insurance for vehicles and homes due to flooding to avoid future losses.

Call Sahabat Insurance at 021-50508080 for information on protecting homes and cars from floods and other natural disasters.

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