Third Party Legal Liability (TPL)

Terakhir Diubah : 02:11:42 - Thursday, 05 January 2023

Accidents happen unexpectedly. For example, if your car accidentally hits another vehicle or a pedestrian. In addition to the damaged car, you also have to compensate for the vehicle or injured victim. To anticipate this, you need to know the third party's Legal Liability (TJH).

Third Party Legal Liability (TPL)
Is legal liability of the Insured against loss, suffered by third party followed by indictment to the Insured regarding the loss directly caused by the Motor Vehicle resulting from any risk covered by the policy, whether the settlement thereof is by compromise, mediation, arbitration or through court, subject to prior written consent of the Insurer. The coverage will be provided for third’s party property damage; medical expenses, bodily injury and/or death; maximum of sum insured for Legal Liability coverage against any Third Party as set forth in the policy for any one accident.

For more information about Third Party Legal Liability (TPL) please call 021-50508080.

Berita Lainnya

Car engine sizes: What you need to know

A key area to consider before purchasing a new car is engine size; the size of a car engine will have a large impact on the performance, economy and value of a vehicle. But what does engine size mean and how should it affect your willingness to purchase a car? Here, we’ll take a look at what engine size means and why size doesn’t always matter!Engine size is the volume of fuel and air that can be pushed through a car’s cylinders and is measured in cubic centimetres (cc).

Car engine sizes are normally specified in litres, which is rounded up to the nearest tenth of a litre.As you can likely imagine, larger engines with an increased capacity for fuel and air require more fuel than smaller engines. This is especially true if you’re quick to accelerate or drive at maximum speeds on long motorway journeys.

Engine capacity is the volume of all the pistons in the engine cylinder as measured by the maximum movement from top to bottom. So, the greater the CC of the vehicle's engine, the greater the power produced.

For more info about Car Insurance, please call Sahabat Insurance 021-50508080.

Baca Selengkapnya

Sahabat Insurance Participates in FinEXPO 2025

Makassar, October 4, 2025— PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) actively participated in FinEXPO 2025, part of the Financial Inclusion Month 2025 campaign. This major financial industry event was organized by the Financial Services Authority (OJK) of South and West Sulawesi in partnership with the Financial Services Industry Communication Forum (FK-IJK Sulselbar).

As part of its commitment, Sahabat Insurance joined forces with the Indonesian General Insurance Association (AAUI) Makassar Branch to set up an Insurance Corner, aimed at supporting and enhancing financial literacy and inclusion among the public.

Sahabat Insurance’s Commitment to Financial Inclusion

Sahabat Insurance’s presence at FinEXPO 2025 reflects its strong support for OJK’s national program to improve financial literacy and inclusion across Indonesia. During the event, the company showcased a variety of general insurance products, including:

• Motor vehicle insurance
• Property insurance
• Personal accident insurance
• Travel insurance

Visitors also had the opportunity to receive insurance consultations to better understand which protection solutions fit their needs.

---

FinEXPO 2025: Expanding Public Access to Financial Services

FinEXPO 2025 is a flagship event under the Financial Inclusion Month (BIK) initiative held every October, with the goal of improving public understanding and access to financial services. The event gathered a wide range of financial institutions—including banks, insurance companies, fintechs, and cooperatives—all working together to advance financial inclusion in Indonesia.

---

About Sahabat Insurance

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) is a national general insurance company in Indonesia, dedicated to providing the best protection services for individuals and businesses. With an extensive service network and diverse product offerings, Sahabat Insurance continues to play a key role in supporting the financial resilience of Indonesian communities and enterprises.

Baca Selengkapnya

Sahabat Insurance Corporate Social Responsibility

Mangroves has been widely acknowledged for its role as a natural barrier to various environmental risks such as storms, tsunamis, waves, and coastal erosions by becoming the first defense in protecting the coastlines. In addition, this natural barrier also provides a wide range of ecosystem services including fisheries, timber productions, provision of foods, tourism, climate regulation, carbon storage that reduce the coastal communities’ vulnerability to hazards.
As part of the contribution to environmental issues and risk mitigation, PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) in collaboration with STMA Trisakti implementing the Corporate Social Responsibility / CSR Environment program by planting mangrove trees in the Muara Angke Forest Reserve on July 28, 2024.
This program contribute to a green and resilient recovery in coastal areas, and help Indonesia better mitigate the impact of climate change.

Baca Selengkapnya

Sahabat Insurance Goes to Campus (SIGTC) 2023

On Friday (21/7/2023) PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) initiated financial literacy activities. This agenda is Sahabat Insurance Goes to Campus (SIGTC) 2023 Introduction to Insurance for Generation Z.

Sahabat Insurance Goes to Campus 2023 activity was held in collaboration with the Faculty of Economics and Business, Krida Wacana Christian University (UKRIDA). The event was fun and interactive as part of increasing financial literacy, particularly in the insurance sector among the younger generation.

Baca Selengkapnya