Is personal accident cover necessary?

Terakhir Diubah : 13:43:09 - Selasa, 02 Agustus 2022

Accidents can happen anytime and anywhere - whether you are at home, at work, or even on vacation. Personal accident insurance is useful to get the financial assistance to you and your family in the event of an accident that leads to death, bodily injuries, temporary total disability, permanent total disability and permanent partial disability. Just as it essential to give your family the financial protection in the event of your demise, you must also think about how they would manage in case of an accident that may lead to disability. You must be prepared for such unexpected situations with accident insurance. Make sure that you know the inclusions, exclusions and other terms and conditions of the policy before you sign the policy.Call 021-50508080 for more info about Personal Accident Insurance.

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Does Car Insurance Cover Landslides?

Aside from the danger of flooding, heavy rainfall can also lead to mudflow, basically creating a river of mud; and landslides, which are caused by the movement of the destabilized land—due either to gradual erosion or an accumulation of water. Does your auto insurance policy provide coverage for landslides?

Insurance shall not cover any loss of, damage to and/or expense incurred in Motor Vehicle and/or legal liability against any third party directly or indirectly caused by, as a consequence of, resulting from: earthquake, volcanic eruption, windstorm, tempest, tsunami, hail, flood, inundation, landslide or other geological or meteorological symptoms (Motor Vehicle Insurance Standard Policy in Indonesia chapter 2, Exclusion, article 3, point 3.2).

Like flood, however, earthquake and landslide is excluded from standard car insurance policies—you must buy the coverage separately. Please call 021- 50508080 for more information.

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Third Party Legal Liability (TPL)

Accidents happen unexpectedly. For example, if your car accidentally hits another vehicle or a pedestrian. In addition to the damaged car, you also have to compensate for the vehicle or injured victim. To anticipate this, you need to know the third party's Legal Liability (TJH).

Third Party Legal Liability (TPL)
Is legal liability of the Insured against loss, suffered by third party followed by indictment to the Insured regarding the loss directly caused by the Motor Vehicle resulting from any risk covered by the policy, whether the settlement thereof is by compromise, mediation, arbitration or through court, subject to prior written consent of the Insurer. The coverage will be provided for third’s party property damage; medical expenses, bodily injury and/or death; maximum of sum insured for Legal Liability coverage against any Third Party as set forth in the policy for any one accident.

For more information about Third Party Legal Liability (TPL) please call 021-50508080.

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Check Your Claim Status - Sahabat Insurance

It’s always a good idea to first check your claim for car insurance. The quickest way to do this is via customer services on our website.

Go to our website www.sahabatinsurance.id.
Navigate to Service.
Select Claim.
Select Check Claim Status.
To do a look-up, you will need your claim number.
Enter your claim number, select search.

Reported your claim but still have questions? You can also get in touch with us directly via call center and WhatsApp at 021-50508080 or email [email protected]

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Financial literacy with AAUI and Sahabat Insurance Yogyakarta

In order to support the financial literacy program recommended by the government and OJK, Mr. M. Nur Saripudin from Sahabat Insurance Yogyakarta was a speaker at the Workshop on Concepts and Benefits of Loss Insurance for BPR organized by AAUI Yogyakarta at the Chrystal Lotus Hotel Yogyakarta on Tuesday, 27 August 2024.

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