Is personal accident cover necessary?

Terakhir Diubah : 13:43:09 - Selasa, 02 Agustus 2022

Accidents can happen anytime and anywhere - whether you are at home, at work, or even on vacation. Personal accident insurance is useful to get the financial assistance to you and your family in the event of an accident that leads to death, bodily injuries, temporary total disability, permanent total disability and permanent partial disability. Just as it essential to give your family the financial protection in the event of your demise, you must also think about how they would manage in case of an accident that may lead to disability. You must be prepared for such unexpected situations with accident insurance. Make sure that you know the inclusions, exclusions and other terms and conditions of the policy before you sign the policy.Call 021-50508080 for more info about Personal Accident Insurance.

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How to save your electricity bill

To save on the use of electricity that you use, then you must know in advance what objects are consuming a lot of power. In addition to air conditioning, it turns out that water pumps, refrigerators, washing machines and computers consume large amounts of electricity. So don't be surprised if during WFH, your electricity bill swells. Once you know that, then you have to reduce the frequency of using the equipment. Turn off the air conditioner and lights during the day, and use them only at certain times. If you are watching TV, turn off the television when you are no longer watching it to save electricity.
Electrical power that is too large can cause a short circuit and fire, you know, friend.
Make sure your home has been covered by insurance to protect it from the risk of fire that may occur. Contact us for questions regarding home protection from fire losses.

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Benefits of Travel Insurance you need to know

Travel insurance is one type of insurance that provides protection while we travel both domestically and abroad. So you can still travel in peace. Especially in an uncertain situation like today. What if when you bought tickets in advance but you got sick, or even worse, the trip had to be canceled for one reason or another at the destination.

Some people may still be unfamiliar with travel insurance, but some countries in the world have even required travelers or newcomers to have travel insurance, for example, countries in Europe and America. What are the benefits of travel insurance?

Basically travel insurance covers for trip cancellation and interruption; emergency medical care; personal accident and it compensates the traveller for additional expenses that may occur due to these losses. However, please note that there are things that are not covered by travel insurance, for example if the destination country is not safe either due to natural disasters, war or terrorism. So, in order to apply for/have this travel insurance, in general, there are several conditions that you must fulfill:

Photocopy/scan of ID card
Insurance application form
Photocopy of passport (for overseas travel)
Age limit

For you who like traveling you must have travel insurance every time you go traveling.Prepare travel insurance. Remember, read carefully the policy, terms and conditions. (Source: https://sikapiuangmu.ojk.go.id/FrontEnd/CMS/Article/20551)

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Travel Insurance For Your Holiday!

Vacations are always fun and everyone looks forward to, especially if you are always busy working every day. Then what if things happen that might happen during the trip? There may be lost baggage, trip cancellations or even accidents. This is the benefit of travel insurance to protect the trip from the risks that may occur. Let's see what are the benefits of Travel Insurance:

While on vacation, there may be travel delays due to some unexpected factors, your vacation might not go smoothly. Travel insurance covers losses caused by travel delays or cancellations
Accidents that result in permanent disability or even accidents that result in death during the trip.
Medical needs or medical needs during the holidays.
Losing your passport, money, important documents, even losing your luggage while on vacation is something you don't want but it can happen.
Other travel inconveniences such as theft or unloading of baggage.

Everyone needs safety and comfort while traveling, Travel Insurance protects you from the possibility that occurs during the trip. Call us at 021-50508080 for more information.

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Disaster Alert Bag!

The first preparedness that must be done is to know the mitigation steps for each type of disaster. You need to anticipate disasters by having the skills to evaluate situations quickly and take the initiative to protect yourself. You need to understand the dangers that lurk around the area where you live. Make a disaster anticipation plan with your family, and do joint exercises to implement the plan. This plan should include identifying assembly points, knowing important contact numbers, evacuation routes, and locations to turn off water, gas and electricity. In addition to understanding disaster mitigation, preparation that is no less important is preparing a Disaster Preparedness Bag (TSB). Disaster Alert Bag is a bag that must be prepared to anticipate the occurrence of disasters or other emergency conditions. Criteria for Disaster Preparedness Bags Disaster Preparedness Bags are our way to survive when aid has not arrived or is being evacuated to other places. Disaster Preparedness Bags must be made of water-resistant or waterproof materials. The contents of this bag are basic necessities for at least three days. In addition to food, drinks, medicines, clothes, flashlights, powerbanks, batteries, cash and masks, also prepare important documents such as ID cards, diplomas, birth certificates and other documentation in preparation if you have to leave the house immediately.

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