Sahabat Insurance received The Finance awards - Top Financial Institution Awards 2023

Terakhir Diubah : 21:20:24 - Selasa, 14 November 2023

Berita - Sahabat Insurance received The Finance awards - Top Financial Institution Awards 2023 - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

Jakarta-Sahabat Insurance received great appreciation for its performance achievement at the “Top General Insurance Company 2023" with gross premiums of IDR 250 billion to < IDR 500 billion based on the survey results of the Biro Riset Infobank in 2023. This award was given by The Finance Digital Magazine at the “Top Financial Institution Awards 2023" at The Grand Ballroom Kempinski, Tuesday, November 14, 2023. The Finance awards based on survey results and independent studies by the Infobank Research Bureau, where the financial institution award category consists of banks, life insurance companies, general insurance companies and multi-finance companies. The award was given based on the results of the rating entitled "Top 20 Financial Institutions 2023" by The Finance digital magazine on the financial performance reports of four financial institutions from 2020 to 2022.

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Difference of insurance, savings, investment

What is the difference between insurance, savings and investment? Before we know the difference, it is better if we know the meaning first.

  • According to the Big Indonesian Dictionary (KBBI), insurance is coverage, an agreement between two parties. Meanwhile, the definition of insurance is quoted from the Financial Services Authority (OJK), which is an agreement between an insurance company and a policy holder which is the basis for receiving premiums by insurance companies as compensation in the form of replacing or reducing losses.
  • Meanwhile, the definition of savings as reported by the Financial Services Authority (OJK) is money deposits in banks whose withdrawals can only be made according to certain conditions. Generally, banks will provide a passbook that contains information on all the transactions you have made and an ATM card complete with a personal number (PIN). In its current development, there are several types of savings that no longer use passbooks but internet/mobile banking.
  • Investment is investment, usually in the long term for the procurement of complete assets or the purchase of shares and other securities for profit.

Now, after knowing the meaning, let's see what the difference is:

 1. Insurance is to provide protection against risks that may occur to your assets in the future, savings are a means to save wealth from unused income while investment is an investment of funds in the long term to earn profits.

2. Insurance has an element of necessity because it is bound by a contract in the policy, savings and investment are more flexible and according to the ability of each individual.

3. While the risks that may occur will be protected in insurance according to the terms and conditions in the policy, while the investment risk depends on market conditions.

Well, hopefully this article provides information about insurance, savings and investment. For further inquiries regarding insurance and how to claim, you can contact us at 021-50508080