Insurance Tips: What would happen if you crash your car into a divider/separator?

Terakhir Diubah : 11:04:08 - Kamis, 18 Agustus 2022

Accidents involving vehicles hitting busway separators are becoming more and more common. The causes are various, apart from lack of concentration on the road, there is also the possibility that the separator is not very visible if the driver is driving at night.To avoid this,reduce the speed. Especially if you drive at night or in rainy weather. Drivers should slow their speed and avoid any sudden directional changes when driving on a slippery road. Use extra caution when driving over bridges or overpasses. Obey speed limits, safe driving distances and applicable traffic signs. Then will your Vehicle Insurance cover a vehicle accident that hits a road separator? According to the Indonesian Standard Motor Vehicle Insurance Policy, any loss and/or damage to Motor Vehicle and/or interest insured directly caused by collision, impact, overturning, skidding or falling . Protect your vehicle now! Call Sahabat Insurance at 021-50508080.

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CSR - Sahabat Insurance for Cianjur Earthquake

On Monday, November 21st 2022, a 5.6-magnitude earthquake struck near the town of Cianjur in West Java, Indonesia. The earthquake resulted in the destruction of over 22,000 homes .
Sahabat Insurance distributed aid to earthquake victims at one of the church and mosque in the Cianjur area, West Java (25/11) .The assistance provided by the Company is a form of social care for victims through the corporate social responsibility of Sahabat Insurance.

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Car Insurance coverage: Slip-and-slide car accidents

Drivers can skid and lose control of their vehicles and crash. Driving too fast in rainy conditions can also cause accident. Car insurance covers loss and/or damage to Motor Vehicle and/or interest insured directly caused by collision, impact, overturning, skidding or falling into;each and every loss and/or damage, as stated in the Policy. For more information please call Sahabat Insurance, 021-50508080.

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Difference of insurance, savings, investment

What is the difference between insurance, savings and investment? Before we know the difference, it is better if we know the meaning first.

According to the Big Indonesian Dictionary (KBBI), insurance is coverage, an agreement between two parties. Meanwhile, the definition of insurance is quoted from the Financial Services Authority (OJK), which is an agreement between an insurance company and a policy holder which is the basis for receiving premiums by insurance companies as compensation in the form of replacing or reducing losses.
Meanwhile, the definition of savings as reported by the Financial Services Authority (OJK) is money deposits in banks whose withdrawals can only be made according to certain conditions. Generally, banks will provide a passbook that contains information on all the transactions you have made and an ATM card complete with a personal number (PIN). In its current development, there are several types of savings that no longer use passbooks but internet/mobile banking.
Investment is investment, usually in the long term for the procurement of complete assets or the purchase of shares and other securities for profit.

Now, after knowing the meaning, let's see what the difference is:

1. Insurance is to provide protection against risks that may occur to your assets in the future, savings are a means to save wealth from unused income while investment is an investment of funds in the long term to earn profits.

2. Insurance has an element of necessity because it is bound by a contract in the policy, savings and investment are more flexible and according to the ability of each individual.

3. While the risks that may occur will be protected in insurance according to the terms and conditions in the policy, while the investment risk depends on market conditions.

Well, hopefully this article provides information about insurance, savings and investment. For further inquiries regarding insurance and how to claim, you can contact us at 021-50508080

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After The Accident

When an accident occurs, sometimes we panic and don't know what to do.

Check out Sahabat Insurance's safety tips in the event of an accident on the road:

1. Immediately pull over to the side of the road to avoid the flow of traffic and reduce the risk of accidents or collisions.

2. Turn on the hazard lights and check passengers and yourself for injuries. If necessary, immediately call emergency services or paramedics.

3. Photo of the scene and vehicle for proof of claim to insurance.

4. Meet the driver of another car who was in an accident, look for witnesses from several residents or pedestrians who saw the incident.

5. Exchange insurance information. Take notes, take photos and save them on your smartphone or a piece of paper. If the driver of another car does not have insurance, write down the name, driver's license number, license plate number, address and contact number.

Call us at 021-50508080 for information about vehicle insurance.

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