Insurance Tips: What would happen if you crash your car into a divider/separator?

Terakhir Diubah : 11:04:08 - Kamis, 18 Agustus 2022

Accidents involving vehicles hitting busway separators are becoming more and more common. The causes are various, apart from lack of concentration on the road, there is also the possibility that the separator is not very visible if the driver is driving at night.To avoid this,reduce the speed. Especially if you drive at night or in rainy weather. Drivers should slow their speed and avoid any sudden directional changes when driving on a slippery road. Use extra caution when driving over bridges or overpasses. Obey speed limits, safe driving distances and applicable traffic signs. Then will your Vehicle Insurance cover a vehicle accident that hits a road separator? According to the Indonesian Standard Motor Vehicle Insurance Policy, any loss and/or damage to Motor Vehicle and/or interest insured directly caused by collision, impact, overturning, skidding or falling . Protect your vehicle now! Call Sahabat Insurance at 021-50508080.

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Sahabat Insurance Excellent Rating

Jakarta - Infobank has again conducted an insurance rating and published it in the July 2022 edition of Infobank Magazine. This year's insurance rating is titled "Rating 110 Insurance Version of Infobank 2022". Ratings were carried out on 110 insurance companies, including 65 general insurance companies.

Based on data from the Infobank Research Bureau (birl), PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) was ranked 2nd with “Excellent” rating and a total score of 91,12% based on the category of general insurance companies with a gross profit above Rp 250 billion-Rp 500 billion.

Last year, Sahabat Insurance was awarded the “Excellent” rating in General Insurance of the 2021 infobank magazine Version based on the category of general insurance companies with a gross profit Rp 100 billion - under Rp 250 billion.

Source: “Rating 110 Insurance Infobank 2022 Version”. Infobank Magazine July 2022 edition.

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5 Tips for Millennial Home Buyers

As true millennials, of course you want to have a home so that you have a bright future with your family.
So if you’re a millennial looking to buy a house, here are five things you can do to make As true millennials, of course you want to have a home so that you have a bright future with your family. Here are some steps you can take to make your dream come true.

1. Check financial ability
First, prepare a balance sheet including income and expenses.

2. Create a budget
Do some research and learn about several possible ways to pay for a house other than the cash payment method. For example mortgages, or by other methods.

3. Set priorities
From an existing financial plan, make priorities so you can focus on one thing. For example, you plan to take a mortgage. So, your first focus is to fulfill the downpayment first.

4. Investment
Investment can help to develop assets against inflation. For example, for a house down payment, set aside 30% of your salary to the appropriate investment instrument. Over time, with consistency, the budget for a home down payment will be fulfilled properly.
Investment can also be an alternative choice for saving emergency funds. You can save this emergency fund in an instrument with a low level of risk.
In addition to an emergency fund, pay attention to insurance, if you are the head of the family. So, make sure that you have complete protection first, then execute your financial plan.

5. Discipline
The discipline to implement a detailed and comprehensive financial plan is very important. For example, keeping your installments under 30% of your regular salary if you take a mortgage scheme is crucial.

Note that 30% includes all existing debt repayments. So, if your main intention is to buy a house, then you should focus on this plan first.

In addition, plans to buy a house require a long-term disciplined commitment. Therefore, start being disciplined in executing your financial plan. With some of the tips above, you can try to realize your dream of buying a house. Good luck!

Source: https://mediakeuangan.kemenkeu.go.id

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Is personal accident cover necessary?

Accidents can happen anytime and anywhere - whether you are at home, at work, or even on vacation. Personal accident insurance is useful to get the financial assistance to you and your family in the event of an accident that leads to death, bodily injuries, temporary total disability, permanent total disability and permanent partial disability. Just as it essential to give your family the financial protection in the event of your demise, you must also think about how they would manage in case of an accident that may lead to disability. You must be prepared for such unexpected situations with accident insurance. Make sure that you know the inclusions, exclusions and other terms and conditions of the policy before you sign the policy.Call 021-50508080 for more info about Personal Accident Insurance.

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Here's what you need to know about Healthy Food

Public awareness to consume healthy food is now getting bigger. Because apart from being a source of energy, consuming healthy food can also reduce the risk of serious diseases, ranging from diabetes, hypertension, heart disease, obesity, to cancer.
Consumption of healthy foods every day is highly recommended to meet daily nutritional needs.
But, hold on! Before dieting and consuming healthy food, it is better for you to consult your doctor or nutritionist first. Your doctor or dietitian can help determine your daily protein needs, as well as how much you should increase your intake. Because nutritional needs and protein intake vary according to the needs of the body.
For information about Health Insurance, contact Sahabat Insurance at 021-50508080.

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