Insurance Tips: What would happen if you crash your car into a divider/separator?

Terakhir Diubah : 04:04:08 - Thursday, 18 August 2022

Accidents involving vehicles hitting busway separators are becoming more and more common. The causes are various, apart from lack of concentration on the road, there is also the possibility that the separator is not very visible if the driver is driving at night.To avoid this,reduce the speed. Especially if you drive at night or in rainy weather. Drivers should slow their speed and avoid any sudden directional changes when driving on a slippery road. Use extra caution when driving over bridges or overpasses. Obey speed limits, safe driving distances and applicable traffic signs. Then will your Vehicle Insurance cover a vehicle accident that hits a road separator? According to the Indonesian Standard Motor Vehicle Insurance Policy, any loss and/or damage to Motor Vehicle and/or interest insured directly caused by collision, impact, overturning, skidding or falling . Protect your vehicle now! Call Sahabat Insurance at 021-50508080.

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Sahabat Insurance achieved “excellence” predicate by infobank magazine

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) achieved “excellence” predicate and successfully maintain its performance as one of the best in the group of general insurance for 3 consecutive years, in 2021, 2022 and 2023 according to Infobank Magazine.

Sahabat Insurance won 2nd place in the category of General Insurance Companies with Gross Premiums of IDR 250 billion to IDR 500 billion in 2023 (2022 performance).

The growth in gross premiums for Asuransi Sahabat Artha Proteksi is one of the highest in its group. On an annual basis, the gross premium for Asuransi Sahabat Artha Proteksi grew 70.51% from IDR 255.79 billion in 2021 to IDR 436.14 billion in 2022. The gross premium growth far exceeded the general insurance industry which was 16.87%.

On the profitability side, the company's profit before tax was recorded at IDR 20.21 billion or grew 26.83%. Meanwhile, investment grew 23.07% to IDR 397.47 billion. For this achievement, Asuransi Sahabat Artha Proteksi received the “excellence” rating in this insurance rating. (Source: infobank July 2023)

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Vehicle Identification Number (VIN)

In general, each car has a unique vehicle identification number or NIK. This number consists of 17 characters, combines letters and numbers and is considered the birth certificate of the car. In fact, it is an international code created to facilitate car identification. NIK is also known as the Vehicle Identification Number (VIN). NIK stores a lot of information such as car history records, car variations and models, where they were made, specifications, and much more. This number can be found on different parts of the car such as the driver's door, chassis, hood, dashboard and under the front passenger seat depending on the type of car you have.

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Sahabat Insurance Raising Insurance Literacy in Pontianak

Sahabat Insurance raising financial literacy through insurance education in Pontianak
The results of the 2022 survey show that Indonesia's financial literacy index reached 49.68 percent, an increase compared to 38.03 percent in 2019, but there are still many across the country who do not really understand the benefits of financial products and services, one of which is insurance.
Based on these conditions, Sahabat Insurance continues to consistently conduct education to increase insurance literacy and penetration with its annual Business Partners Workshop.
On April 22 2024, Sahabat Insurance held insurance literacy with Sahabat Insurance business partners in Pontianak. Mr Yohanes Rudy - Head of Representative Sahabat Insurance Pontianak has been selected as a distinguished speaker for the esteemed event. This workshop will help current leaders and high-potentials learn about car insurance benefits & coverages.The last session was filled with learning practices about how to protect our asset from risk, protection and implementing other structures that limit an individual's exposure to financial risk.

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Omicron, symptoms and how to deal with it

Based on the results of the study, the most common characteristics that indicate a person is infected with the omicron variant of the Covid-19 infection are as follows:

1. Sore throat but no cough
A sore throat accompanied by a cough is one of the common symptoms when someone is declared infected with the Covid-19 virus.

But in the Omicron variant, the sore throat tends to be itchy, dry, even without coughing.

2. Muscle and joint pain
Reporting from the Gavi.org page, the first reports of Omicron symptoms in South Africa showed a reaction to lower back pain.

In addition, this pain also continues to spread to several other areas such as joints, and muscle pain (myalgia).

3. Fatigue
Another symptom of Omicron is fatigue so that the body becomes weak and even easily feels tired even though it is not strenuous activity.

These signs of fatigue are constant because they are usually felt by other variants of Covid-19 sufferers.

4. Headache
A painful headache accompanied by a fever like the flu is an inflammatory reaction that the body is fighting a virus.

In Omicron symptoms, this headache feels throbbing, pressured, and sometimes accompanied by a stabbing feeling of mild to severe intensity.

5. Don't lose your sense of smell
In the previous Covid-19 variant, infected patients will experience impaired sense of smell and taste.

But for the Omicron variant, it's the opposite. Patients do not lose their sense of smell and taste so they still feel normal as usual.

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