Sahabat Insurance Launch New Representative Office in Banjarmasin

Terakhir Diubah : 20:05:31 - Selasa, 14 Maret 2023

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) launch the 19th representative office in Banjarmasin on Tuesday, March 14th 2023, in order to expand the official representative office in Indonesia.

Sahabat Insurance is committed to continuing to provide customer satisfaction, by always maintaining and improving service quality, as well as reaching customers spread across Indonesia.

Visit Sahabat Insurance - Banjarmasin at Jl. Ahmad Yani KM. 10.300, Sungai Lakum, Kertak Hanyar, Banjar, South Borneo. If you need immediate assistance, please call us at 0511-6742067, 021-50508080 or email [email protected]

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Sahabat Insurance Excellent Predicate From Infobank Magazine

PT Asuransi Sahabat Artha Proteksi or Sahabat Insurance has achieved the "Excellent" performance title in the General Insurance category with a Gross Premium of IDR. 500 Billion up to < RP1 Trillion version of Infobank Magazine July 2024 Edition No. 555 in the theme "Insurance Rating 2024" Previously, Sahabat Insurance had achieved the title "Excellent" in 4 consecutive years, in 2021, 2022, 2023 and 2024.
In 2023, Sahabat Insurance won 2nd place in the category of Public Companies with Gross Premiums of IDR 250 billion to IDR 500 billion in 2023 (based on the 2022 performance).
In 2024, Sahabat Insurance has achieved an impressive 5th place in General Insurance category with a Gross Premium of IDR. 500 Billion up to < IDR 1 Trillion (based on the 2023 performance).

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Sahabat Insurance achieved “idBBB” financial strength rating with stable outlook from Pefindo

PEFINDO has assigned its “idBBB” financial strength rating with stable outlook to PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance).
The rating reflects Sahabat Insurance’s moderate capitalization, adequate liquidity, and moderate asset quality.
Source:www.pefindo.com

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5 Tips for Millennial Home Buyers

As true millennials, of course you want to have a home so that you have a bright future with your family.
So if you’re a millennial looking to buy a house, here are five things you can do to make As true millennials, of course you want to have a home so that you have a bright future with your family. Here are some steps you can take to make your dream come true.

1. Check financial ability
First, prepare a balance sheet including income and expenses.

2. Create a budget
Do some research and learn about several possible ways to pay for a house other than the cash payment method. For example mortgages, or by other methods.

3. Set priorities
From an existing financial plan, make priorities so you can focus on one thing. For example, you plan to take a mortgage. So, your first focus is to fulfill the downpayment first.

4. Investment
Investment can help to develop assets against inflation. For example, for a house down payment, set aside 30% of your salary to the appropriate investment instrument. Over time, with consistency, the budget for a home down payment will be fulfilled properly.
Investment can also be an alternative choice for saving emergency funds. You can save this emergency fund in an instrument with a low level of risk.
In addition to an emergency fund, pay attention to insurance, if you are the head of the family. So, make sure that you have complete protection first, then execute your financial plan.

5. Discipline
The discipline to implement a detailed and comprehensive financial plan is very important. For example, keeping your installments under 30% of your regular salary if you take a mortgage scheme is crucial.

Note that 30% includes all existing debt repayments. So, if your main intention is to buy a house, then you should focus on this plan first.

In addition, plans to buy a house require a long-term disciplined commitment. Therefore, start being disciplined in executing your financial plan. With some of the tips above, you can try to realize your dream of buying a house. Good luck!

Source: https://mediakeuangan.kemenkeu.go.id

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What is Insurance Policy?

Policy is an insurance term which means a contract or agreement between an insurance company and the insured. Insurance policy describes all the rights and obligations between the two parties. The insurance policy will be valid written evidence in the agreement made by the insurer and the insured.
With the existence of an insurance policy, both parties who enter into the insurance agreement will be bound and have their respective responsibilities as agreed from the start. Insurance policies are very important in the insurance service itself, because the policy will protect every right and obligation of the customer and the insurance company.

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