What to Do When Car Is Stolen

Terakhir Diubah : 16:27:00 - Jumat, 18 Maret 2022

Berita - What to Do When Car Is Stolen - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

When you lose your car, of course, you can be very worried. Don't panic and do this:
1.Call and report to the Police
2. Prepare important documents for missing vehicle reporting.

  •     Photocopy of ID card.
  • Copy of BPKB.
  • Copy of motor vehicle purchase invoice.
  • Photocopy of insurance policy.
  • Photocopy of the report from the police.
  • Original cover letter from the insurance company.
  • Photocopy of the document at the scene of the incident.
  • Original letter of item search list.
3. Prepare documentation for reporting vehicle insurance claims:
  • Car Insurance Policy
  • Original BPKB documents, STNK, and vehicle purchase invoices.
  • Vehicle keys, original and spare.
  • Photocopy of driver's license.
  • Photocopy of the insured's ID card, according to the name listed on the STNK.
  • Three stamped receipts.
  • Official documents from the authorities, including a BAP letter, a letter of blocking from the police, and an official statement from the Head of the Directorate of Investigation.
Before reporting a claim, you must first check your vehicle insurance policy, whether you have used a vehicle insurance policy that guarantees the car from loss.

For more information about vehicle insurance, contact Sahabat Insurance at 021-50508080

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Difference of insurance, savings, investment

What is the difference between insurance, savings and investment? Before we know the difference, it is better if we know the meaning first.

  • According to the Big Indonesian Dictionary (KBBI), insurance is coverage, an agreement between two parties. Meanwhile, the definition of insurance is quoted from the Financial Services Authority (OJK), which is an agreement between an insurance company and a policy holder which is the basis for receiving premiums by insurance companies as compensation in the form of replacing or reducing losses.
  • Meanwhile, the definition of savings as reported by the Financial Services Authority (OJK) is money deposits in banks whose withdrawals can only be made according to certain conditions. Generally, banks will provide a passbook that contains information on all the transactions you have made and an ATM card complete with a personal number (PIN). In its current development, there are several types of savings that no longer use passbooks but internet/mobile banking.
  • Investment is investment, usually in the long term for the procurement of complete assets or the purchase of shares and other securities for profit.

Now, after knowing the meaning, let's see what the difference is:

 1. Insurance is to provide protection against risks that may occur to your assets in the future, savings are a means to save wealth from unused income while investment is an investment of funds in the long term to earn profits.

2. Insurance has an element of necessity because it is bound by a contract in the policy, savings and investment are more flexible and according to the ability of each individual.

3. While the risks that may occur will be protected in insurance according to the terms and conditions in the policy, while the investment risk depends on market conditions.

Well, hopefully this article provides information about insurance, savings and investment. For further inquiries regarding insurance and how to claim, you can contact us at 021-50508080