House Explosion, will my insurance cover the damage?

Terakhir Diubah : 08:09:40 - Friday, 13 May 2022

Berita - House Explosion, will my insurance cover the damage? - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda



We will never be able to avoid a disaster, the risk of unpredictability when it occurs. By knowing that the risk will just happen without our expectations, of course we need preparations that we must do to overcome the losses arising from the problem.

Therefore, it is recommended that you have a home, other buildings make sure to use property insurance. This property insurance, can help you with an efficient and economical way to provide protection to every property owned from a variety of risks. FLEXAS stands for Fire, Lightning, Explosion, Aircraft Impact & Smoke.

FLEXAS is a package that you can use to protect against a variety of risks in property insurance. It is unfortunate if the investment held for our support in the future will just disappear due to risks such as Fire, Lightning, Explosion, Fall of Aircraft & Smoke. Finally, we feel something unpleasant and certainly very detrimental.

Here are some explanations regarding FLEXAS guarantees that protect you from various things such as:

Fire (fire)

No one will ever know when a fire can occur in a building we have such as a house or property. Fire caused by a short circuit or electrical short circuit, the spread of fire or heat that arises on its own, or due to the spread of fire from other objects, neighboring houses, tree fires and others or fire due to your own negligence or lack of care, your servant or other people such as fires due to stoves, exploding gas leaks, or cigarette butts and others. the damage caused by efforts to extinguish fires will also be guaranteed by property insurance.

 

Lightning (Lightning Strike)

Lightning strikes are a terrible thing, because besides being exposed to electric shock, it can also cause our homes to become fires and destroy homes or buildings. No need to worry because property insurance will help you, if your house or building is damaged due to lightning strikes. Property insurance also guarantees the risk of fire caused by electric machinery, electrical or electronic equipment, and electrical installations that are burned because lightning also enters into account.

Explosion

Explosions can occur at any time, either because someone else intentionally put them in our place or because of our accident, What is meant by an explosion here is the sudden release of energy due to the expansion of steam or gas.

Aircraft Impact (Fall of Airplanes)

You could say that reaching aviation in Indonesia, having enough technology is high, but who can think of everything can happen to ourselves, without being able to know when it happened. The crash of an airplane to cause a fire will be guaranteed by property insurance. With the condition, this happens because of the physical impact of the aircraft or from the contents of the items in the plane that concern the house or property that is insured.

Smoke (Smoke)

Smoke arising from the fire of insured property. So if the smoke caused by a fire causes damage to the house or other property insured, property insurance will guarantee the loss due to the damage.

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Sahabat Insurance Supports Actuarial Olympiad and Insurance Literacy Competition

Jakarta, Monday, February 9, 2026 — Sahabat Insurance reaffirmed its commitment to strengthening national financial literacy by supporting the Insurance & Actuarial Olympiad and the Insurance Literacy Competition organized by STMA Trisakti. The event brought together 442 participants from 20 provinces across Indonesia, reflecting strong public enthusiasm for increasing knowledge and awareness of insurance and actuarial science. Participants came from diverse backgrounds, including high school students, university students, as well as teachers and lecturers.

Sahabat Insurance’s Commitment to National Insurance Literacy
Sahabat Insurance’s involvement in this event is part of the company’s corporate literacy program, implemented in line with recommendations from the Financial Services Authority (OJK). By supporting educational initiatives such as this competition, Sahabat Insurance aims to broaden public understanding of insurance and highlight the vital role of actuarial science in risk management and financial planning. Improved insurance literacy is expected to help the public:

  • Better understand the benefits and functions of insurance 
  • Make smarter and more responsible financial decisions
  • Strengthen financial resilience for the future

Encouraging Insurance and Actuarial Awareness Among Young Generations
The Actuarial Olympiad and the  Insurance Literacy Competition organized by STMA Trisakti serve as a strategic platform to:
  • Foster interest in the insurance and actuarial industry among young people
  • Enhance understanding of risk management, protection, and financial planning
  • Develop high-quality human resources with strong competitiveness in the financial sector
By involving students, educators, and academics, this competition is expected to create a sustainable educational impact within schools and higher education institutions.

Sahabat Insurance and the Future of Financial Literacy in Indonesia
Sahabat Insurance believes that strong insurance literacy is a fundamental pillar in building a financially resilient society. Supporting national educational initiatives such as this competition represents the company’s ongoing commitment to advancing financial literacy and inclusion in Indonesia.