5 Reasons People Refuse Insurance
Indonesia is still listed as an underinsured country, this is because there are still many Indonesians who do not have insurance. There are many reasons why Indonesians are lazy to have insurance. Some of these reasons are based on one thing, namely the lack of insurance education for the public. Here are the top 5 reasons why Indonesians are still reluctant to get insurance according to the Insurance Magazine version:
Do not understand
Because insurance is not very popular in the community, many terms are not understood by the Indonesian people, thus causing people to be afraid of being deceived and decide not to have insurance, whether car, health, or life insurance. People's ignorance can actually be overcome if there is education that is easy and simple to understand, sometimes the explanation received by the community from an insurance agent is not explained in simple language.
Insurance is still considered a luxury and out of reach. Whereas the government and private companies have provided several various insurance options and along with the growth of the insurance industry, prices have become very competitive. For example, the price of personal accident insurance can be around Rp. 25,000 (twenty five thousand rupiah) but it can still provide a fairly high protection value. The price of insurance today is much cheaper in the past, maybe even this price is not more expensive than people's spending on mobile phone credit.
There are still other needs
This is very understandable, but make sure that what is meant by other needs are very urgent or primary needs and once you have enough savings, start insurance no matter how small the amount. Because no matter how small the insurance value, it will be very helpful when needed.
“I Will Drive Carefully” (Car Insurance)
Even if you drive very carefully, your car still has the risk of being hit, dented, or other traffic incidents. Therefore, insure your vehicle, so that your financial status remains stable if something happens to the vehicle.
Insurance Claims Must Be Difficult
This point, really depends on the type of insurance company chosen, but in general, if you have read it carefully and understand the insurance policy comprehensively, insurance claims should not be a frightening specter. Therefore, it is highly recommended to consult first with some relatives or experts before buying insurance products.
Beware of The Rain
Being active in the rainy season certainly requires a number of extra preparations compared to the summer. There are not enough umbrellas, you need other preparations to protect you from the rain. Bring a rain jacket, extra mask, medicine and check the weather conditions before starting the day. If you drive a vehicle, always anticipate rainy weather by looking for a safe route when doing activities, because there is the possibility of flooding or heavy winds that might hinder or even endanger your trip. Call us at 021-50508080 for information about safety protection in the rainy season.
How to save your electricity bill
To save on the use of electricity that you use, then you must know in advance what objects are consuming a lot of power. In addition to air conditioning, it turns out that water pumps, refrigerators, washing machines and computers consume large amounts of electricity. So don't be surprised if during WFH, your electricity bill swells. Once you know that, then you have to reduce the frequency of using the equipment. Turn off the air conditioner and lights during the day, and use them only at certain times. If you are watching TV, turn off the television when you are no longer watching it to save electricity.
Electrical power that is too large can cause a short circuit and fire, you know, friend.
Make sure your home has been covered by insurance to protect it from the risk of fire that may occur. Contact us for questions regarding home protection from fire losses.
The Signs of a Gas Leak In Your Home
Do you know the signs of a gas leak in your home? Check it out below: The gas emits a pungent odor and a hissing sound, if this happens immediately turn off the stove Fire is not blue Gas runs out fast No need to be afraid, immediately unplug the gas regulator carefully, keep the gas cylinder away from sources of fire such as stoves and then open the door or window so that there is air exchange. When the smell is strong, get out of the room immediately so you don't inhale harmful gases. For Home Insurance call 021-50508080