Travel Insurance Benefits

Terakhir Diubah : 01:48:46 - Friday, 26 August 2022

Travel insurance can give you extra protection if your holiday doesn't go as planned. So you should make sure you have cover if you're planning a trip away. It's particularly important to take out travel insurance if you are travelling independently because you may find yourself stranded with no way to get home and no-one to help sort out your holiday problem. Read this page for more information on what you need to think about before you take out a travel insurance policy. Travel insurance can protect you against the following things going wrong: Cancelling or cutting short your trip for reasons beyond your control Cancellation or delayed departure for reasons beyond your control Medical and other emergencies Personal injury and death Lost, stolen or damaged items, including baggage, passports and money Accidental damage or injury while on vacation. If you don't have travel insurance you will have to pay out of your own pocket to deal with a problem while you're away. Or you may lose money if you have to cancel a trip and can't get your money back.

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Pefindo assigned a rating of “idBBB” to PT Asuransi Sahabat Artha Pr

JAKARTA – PT Pemeringkat Efek Indonesia (Pefindo) assigned a rating of “idBBB” to PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance). The outlook for the corporate rating is “stable”.

Through its official statement, Pefindo explained that the rating reflects an above average capitalization profile, adequate liquidity, and moderate asset quality. However, the ratings are constrained by its moderate operating performance, concentrated business profile, and intense competition in the general insurance industry.

Source:
https://mediaasuransinews.co.id/market/sahabat-insurance-diganjar-peringkat-idbbb-outlook-stabil/
https://keuangan.kontan.co.id/news/pefindo-berikan-peringkat-idbbb-untuk-sahabat-insurance

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Sahabat Insurance received excellent ratings from 23rd Infobank Insurance Award 2022

PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) received Infobank: 23rd Insurance Awards on Thursday, July 28th 2022 in Hotel Indonesia Kempinski Jakarta for its success in maintaining the financial performance of "Excellent" .

Based on data from the Infobank Research Bureau (birl), PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) was ranked 2nd with “Excellent” rating and a total score of 91,12% based on the category of general insurance companies with a gross profit above Rp 250 billion-Rp 500 billion.

Last year, Sahabat Insurance was awarded the “Excellent” rating in General Insurance of the 2021 infobank magazine Version based on the category of general insurance companies with a gross profit Rp 100 billion - under Rp 250 billion.

Source: “Rating 110 Insurance Infobank 2022 Version”. Infobank Magazine July 2022 edition.

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Does Car Insurance Cover Landslides?

Aside from the danger of flooding, heavy rainfall can also lead to mudflow, basically creating a river of mud; and landslides, which are caused by the movement of the destabilized land—due either to gradual erosion or an accumulation of water. Does your auto insurance policy provide coverage for landslides?

Insurance shall not cover any loss of, damage to and/or expense incurred in Motor Vehicle and/or legal liability against any third party directly or indirectly caused by, as a consequence of, resulting from: earthquake, volcanic eruption, windstorm, tempest, tsunami, hail, flood, inundation, landslide or other geological or meteorological symptoms (Motor Vehicle Insurance Standard Policy in Indonesia chapter 2, Exclusion, article 3, point 3.2).

Like flood, however, earthquake and landslide is excluded from standard car insurance policies—you must buy the coverage separately. Please call 021- 50508080 for more information.

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My car was hit by a tree, what should I do?

Heavy rains accompanied by strong winds in Jakarta have caused many trees to fall in recent times. You have to be careful when parking your favorite car on the highway, because a big tree may fall on your car. If the car is affected by a storm, can the claim be covered by the insurance? Check your insurance policy. Make sure the car has insurance with extended coverage against natural disasters, floods, hurricanes and others so that the car is protected from loss.
Call us at 021-50508080 for more info on vehicle protection.

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