What Is an Insurance Policy Period?

Terakhir Diubah : 16:15:25 - Kamis, 09 Februari 2023

An insurance policy period is the time frame during which an insurance policy is effective. Based on chapter IV, article 7 in INDONESIAN MOTOR VEHICLE INSURANCE STANDARD POLICY, it is a condition precedent to liability under this policy, that any premium payable shall have been paid off and actually received in full by the Insurer, in the event of:

insurance period of 30 (thirty) days or more, then settlement of premium payment shall be conducted within a period of 14 (fourteen) calendar days as of the date of inception of this Policy;

such insurance period is less than 30 (thirty) days, settlement of premium payment shall be conducted at the time of issuance of Policy.

In case the Insured fails to fulfill the liabilities as referred to in paragraph above, this Policy shall be automatically terminated without issuing cancellation endorsement starting from the expiry of the grace period and the Insurer shall be discharged from any liability there from.

For more info about Sahabat Insurance call 021-50508080.

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Car engine sizes: What you need to know

A key area to consider before purchasing a new car is engine size; the size of a car engine will have a large impact on the performance, economy and value of a vehicle. But what does engine size mean and how should it affect your willingness to purchase a car? Here, we’ll take a look at what engine size means and why size doesn’t always matter!Engine size is the volume of fuel and air that can be pushed through a car’s cylinders and is measured in cubic centimetres (cc).

Car engine sizes are normally specified in litres, which is rounded up to the nearest tenth of a litre.As you can likely imagine, larger engines with an increased capacity for fuel and air require more fuel than smaller engines. This is especially true if you’re quick to accelerate or drive at maximum speeds on long motorway journeys.

Engine capacity is the volume of all the pistons in the engine cylinder as measured by the maximum movement from top to bottom. So, the greater the CC of the vehicle's engine, the greater the power produced.

For more info about Car Insurance, please call Sahabat Insurance 021-50508080.

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How to save your electricity bill

To save on the use of electricity that you use, then you must know in advance what objects are consuming a lot of power. In addition to air conditioning, it turns out that water pumps, refrigerators, washing machines and computers consume large amounts of electricity. So don't be surprised if during WFH, your electricity bill swells. Once you know that, then you have to reduce the frequency of using the equipment. Turn off the air conditioner and lights during the day, and use them only at certain times. If you are watching TV, turn off the television when you are no longer watching it to save electricity.
Electrical power that is too large can cause a short circuit and fire, you know, friend.
Make sure your home has been covered by insurance to protect it from the risk of fire that may occur. Contact us for questions regarding home protection from fire losses.

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How to Have a Super Productive Weekend

You probably spend your majority of your weekend, sitting or sleeping. That's why changing the types of activities you do on weekends can play a big role in both your level of happiness and productivity.Check out the following tips from Sahabat Insurance:

Try New Food Recipes
If you like cooking, this activity is really fun. Try new recipes that the whole family can do. Remember! you should never leave your stove unattended while in use. Think of your stove as an active cooking device. When in use, you should be actively tending to whatever it is you're cooking.

Repairing and cleaning the House
You can check and check the condition of the house, for example replacing a broken lamp, fixing a leaky roof or changing the color of your peeling wall paint, cleaning up piles of unused items. Cleaning the house is a trivial but very useful activity, your house is more comfortable to live in if it is clean and safe.

Make a Travel Journal
If you are an adventurer who is "on leave" traveling due to the pandemic, you can keep a journal of the trips you have done. You can make a vlog or post it on social media that might be useful for others. If you have photos, you can print them out and create your travel albums.

Fix the vehicle
Wash the car or just check the condition of the vehicle during the holidays. Check the oil or air pressure in the vehicle tires. Vehicles that have not been used for a long time and are parked in the garage for a long time can become damaged. Start the engine and clean the vehicle as a spare time filler.

Call 021-50508080 for motor vehicle, home, travel and other insurance information.

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Sahabat Insurance Corporate Social Responsibility

Mangroves has been widely acknowledged for its role as a natural barrier to various environmental risks such as storms, tsunamis, waves, and coastal erosions by becoming the first defense in protecting the coastlines. In addition, this natural barrier also provides a wide range of ecosystem services including fisheries, timber productions, provision of foods, tourism, climate regulation, carbon storage that reduce the coastal communities’ vulnerability to hazards.
As part of the contribution to environmental issues and risk mitigation, PT Asuransi Sahabat Artha Proteksi (Sahabat Insurance) in collaboration with STMA Trisakti implementing the Corporate Social Responsibility / CSR Environment program by planting mangrove trees in the Muara Angke Forest Reserve on July 28, 2024.
This program contribute to a green and resilient recovery in coastal areas, and help Indonesia better mitigate the impact of climate change.

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