How to Get Insurance for Your Small Business: Smart Tips for Better Coverage

Terakhir Diubah : 09:03:45 - Kamis, 21 Juli 2022

Small businesses need insurance coverage to protect them against risk and financial loss. Small business owners need to do their research to determine the types of insurance they need and to find the best policies for their business model. Small business insurance is crucial for protecting your business and personal assets in the event of an unexpected catastrophe.Consider all the different risks that could harm your business, from lawsuits, theft to car accidents to natural disasters. Write them all down so you can find coverage options that protect against those particular risks.Go over the details of your business with the insurance. They will know all the questions to ask to determine the coverage you need. You’ll just need to be prepared with the proper documentation so you can answer all their questions. If you have your own questions about insurance policies, make sure to ask them during the meeting. Call us 021-50508080 for more info.

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Driving Tips: Prevent Parking Lot Crashes

While driving, the car is at risk of being damaged not only while on the road, but also when it is parked. To prevent this, there are some tips that you can do when parking the car, including:

Choose a large area, safe and not too close to buildings, sidewalks, fences or piles of heavy and large items.
Try to always park the car in a location with a flat surface.
There are various risks that can occur when the car is parked under a tree.
Many car owners choose to park their cars outdoors. Extreme weather changes, from heat to rain, during the changing seasons can also accelerate the deterioration of your car's paint.
It would be easier to stay unseen while stealing from a car in darkness or in quiet area.
Parking a car is not an easy affair, especially for drivers who are beginners. Often accidents happen when the driver tries to park his car, for example if he grazed a nearby car or stepped on the wrong pedal and hit a shop wall. Understand the limits of your driving ability and always be aware of your surroundings whenever you want to park your car.

Call us for information on vehicle protection at 021-50508080.

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Sahabat Insurance Raising Insurance Literacy in Pontianak

Sahabat Insurance raising financial literacy through insurance education in Pontianak
The results of the 2022 survey show that Indonesia's financial literacy index reached 49.68 percent, an increase compared to 38.03 percent in 2019, but there are still many across the country who do not really understand the benefits of financial products and services, one of which is insurance.
Based on these conditions, Sahabat Insurance continues to consistently conduct education to increase insurance literacy and penetration with its annual Business Partners Workshop.
On April 22 2024, Sahabat Insurance held insurance literacy with Sahabat Insurance business partners in Pontianak. Mr Yohanes Rudy - Head of Representative Sahabat Insurance Pontianak has been selected as a distinguished speaker for the esteemed event. This workshop will help current leaders and high-potentials learn about car insurance benefits & coverages.The last session was filled with learning practices about how to protect our asset from risk, protection and implementing other structures that limit an individual's exposure to financial risk.

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Tips to Save Money on Your Next Vacation

The holiday at the beginning of the year is something that everyone is waiting for to unwind from the headache of a super busy work. But, of course it is difficult if the finances are on budget but the desire for a vacation is unstoppable. Check out these frugal vacation tips from Sahabat Insurance below:
1. Determine the date and purpose of the holiday, in determining the date of the holiday, avoid red dates when the D-day is a national holiday.
2. Choose affordable vacation destinations, research the prices of these tourist attractions.
3. Prepare the budget you need according to the budget
4. Take advantage of promos as one of the most suitable options for affordable vacations.
5. Use Travel Insurance. Travel Insurance will cover the risks that may occur during the trip. Want to know more? For Travel Insurance information call 02150508080.

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FAQ

How to buy insurance?
You can come to the nearest Sahabat Insurance office or contact the Sahabat Insurance call center at 021-50508080 via telephone/WhatsApp by informing the insurance company of the type of assets and collateral you want. The marketing staff will inform you about the payment and documents to be prepared.

What is the difference between Comprehensive and TLO ?
Comprehensive covers damage caused by impact, collision, overturning, slipping, malicious acts, theft and fire, both for partial loss and total loss, as long as the coverage is stated in the policy and is not included in the insurance policy exceptions.
Total Loss Only (TLO) guarantees damage or loss whose repair value is equal to or more than 75% of the insurance price and total loss due to theft.

What documents need to be prepared if I want to buy car insurance?
The documents required to purchase insurance are: STNK (vehicle registration), KTP and SPPA form or contact us via telephone/WhatsApp call center Sahabat Insurance at 021-50508080.

When do I get my policy documents?
Car insurance policies can be issued within 1-2 working days and home / property insurance can be issued within 3 working days, if the documents are complete.

When will my insurance be active and can be used?
After your insurance application is approved by the insurance company, the policy will be issued. Furthermore, the premium must be paid immediately within the time period stated in the policy. The policy will be active automatically.

What should I do if I want to claim car insurance?
Contact Sahabat Insurance call center at 021-50508080 via telephone/WhatsApp before 5 (five) working days, state your insurance policy number, fill out a claim form and prepare important documents such as a copy of the insurance policy, driver's license, STNK and other appropriate complementary documents. claim to be submitted. If the documents are complete, our surveyor will immediately be assigned to inspect your vehicle.

How do I renew my insurance policy?
Contact your marketing or Sahabat Insurance at 021-50508080 via telephone/WhatsApp during operational hours: Monday-Friday, 08.30-17.30 WIB (except holidays) before your insurance policy period ends.

How Do I Find Out My Car Insurance Expiry Date?
You can find it in your insurance policy. Apart from that, you can also contact Sahabat Insurance marketing or contact the Sahabat Insurance call center at 021-50508080 by providing the policy number or vehicle plate number.

What if my insurance policy is lost?
You can contact Sahabat Insurance marketing or call 021-50508080 to get a reprint of a copy of your insurance policy.

How Do Add-ons Enhance Car Insurance?
You can inform your car insurance marketing or call/WhatsApp Sahabat Insurance call center at 021-50508080.

How do I find my Car Insurance Authorized Workshops?
You can visit www.sahabatinsurance.id, select Daftar Bengkel menu or contact the Sahabat Insurance call center at 021-50508080 via telephone/WhatsApp during operational hours: Monday-Friday, 08.30-17.30 WIB (except holidays).

Can I get an estimate of insurance premium?
Contact your marketing or Sahabat Insurance call center at 021-50508080 via telephone/WhatsApp.
Send an email to [email protected] along with details of the assets you own and your telephone number where you can be contacted.

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