Why Is Car Insurance Important?

Terakhir Diubah : 10:37:59 - Jumat, 30 September 2022

Having a car insurance policy gives you complete peace of mind. Motor vehicle insurance cover loss or damage to motor vehicle. Based on Indonesia Motor Vehicle Insurance Standard Policy, car insurance covers any loss and/or damage to Motor Vehicle and/or interest insured directly caused by:
collision, impact, overturning, skidding or falling into, malicious act, theft, fire due to the burning of other
nearby objects or Motor Vehicle garage, fire due to lightning,legal liability and other cause mentioned in
the Policy.

When you choose to buy a car insurance policy, it is important that you do not have to undergo a long and cumbersome procedure. The entire process must be simple and convenient.
Sahabat Insurance are available to answer questions via call center and WhatsApp chats to ensure your issues are resolved without any delays. Call Sahabat Insurance or chat via WhatsApp 021-50508080, email us [email protected]
For more info about Motor Vehicle Insurance please click link below:
https://www.sahabatinsurance.id/files/publication/20220919101029.pdf

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The Signs of a Gas Leak In Your Home

Do you know the signs of a gas leak in your home? Check it out below: The gas emits a pungent odor and a hissing sound, if this happens immediately turn off the stove Fire is not blue Gas runs out fast No need to be afraid, immediately unplug the gas regulator carefully, keep the gas cylinder away from sources of fire such as stoves and then open the door or window so that there is air exchange. When the smell is strong, get out of the room immediately so you don't inhale harmful gases. For Home Insurance call 021-50508080

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What to Know About Lending Your Car

There are times you may want to help out a friend, or may not be in a state to drive yourself. It’s normal to want to lend you car, or let someone else drive. But, unfortunately, Vehicle Insurance can deny policyholders’ claims if your friend/family /driver is at fault for the accident or stolen car. Vehicle Insurance can deny your claim if your friend/family/driver were in violation of state law when the accident happened. One example of that would be driving without a valid license. Another is if you were driving while intoxicated.
If the car is lend to a friend, driver or family according to your permission and approval, then when the car is lost, commits a crime or is damaged in an accident, Vehicle Insurance can reject the claim according to the Indonesian Motor Vehicle Insurance Standard Policy Chapter II article 1.3 concerning Exceptions, article theft and/or malicious acts committed by: spouses, children, parents or siblings of the Insured; people working for the Insured, people with the knowledge or with the consent of the Insured. For info about Vehicle Insurance please call Sahabat Insurance 021-50508080.

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What should you do if you hit a wall with your car?

As soon as you've made sure anyone involved is safe and you've called the police, take photos of the incident, including your car and the wall. Note the location, date, time, and any other factors. If you hit someone else's wall and caused damage, contact the owner and give them your car insurance information.
Call your insurance as soon as possible, and prepare your proof of Insurance - Policy or copy. Copy of your vehicle registration (STNK) Copy of Motor Driving License (with original) of the person driving the vehicle at the material time, your ID (KTP). Call Sahabat Insurance 021-50508080 for more info.

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Safety Tips for Driving in The Rain

Driving in rain, whether a sprinkle or a heavy downpour, can be one of the most difficult driving situations a driver encounters. Rainy conditions are directly associated with higher accident rates. Things To Know Before You Start Driving In The Rain:

Turn on your headlights not your hazard lights. Turning on the hazard lights during heavy rain will confuse other vehicles behind you, especially if you are at an intersection.
Break through puddles or flooded areas. Water may enter the engine and damage your vehicle. The hole or drain may not be visible in the puddle. Avoid breaking through flooded areas.
Traffic accidents are often caused by ignorance, violating traffic due to rain may result in accidents with other road users.
Slow down ! Not only should you adhere to the posted speed limit when driving in wet weather conditions, you should drive considerably slower than you normally would. Wet roads are very dangerous.
Avoid heavy braking, try to slow your vehicle by taking your foot off the accelerator earlier than you normally would in preparation to slow down or stop. Don’t use cruise control so your attention on using both the gas and brake are in tune.

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