Indonesia
Does Car Insurance Cover Flood & Water Damage?
Terakhir Diubah : 10:42:41 - Selasa, 14 Februari 2023
For those of you who don't know, car insurance also has an expansion of flood car insurance. It is important that you have this expansion of flood car insurance, especially during the rainy season and when you live at a high risk of flooding. Each policyholder can request an expansion of the insurance.
The Flood Insurance Claims Process
1. Contact your insurance agent or company to report your flood loss. Your flood insurance policy requires you to give prompt written notice of your loss.
2.Do not attempt to start a flooded car. Use a wet/dry vacuum to remove any standing water.
3.Keep proof of flood damage. Take photos for proof. Don't remove or replace any damaged items without your insurance company's approval.
4.Prepare the required documents, such as a driver's license, vehicle registration, car insurance policy number or if there are photocopies of these documents, this will make the claim process easier.
5. Report the damage to your car insurance company maximum of 5 days after the incident. Don't delay filing a claim. It may cause more damage to your car. Contact Sahabat Insurance at 021-50508080 for information about flood expansion insurance.
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Insurance Requirements and Claim Procedures Motor Vehicle Insurance
Did you know, Motor Vehicle Insurance is a type of insurance or coverage that provides a guarantee or protection for loss, damage, loss caused by the risks guaranteed in the Motor Vehicle Insurance policy.
Loss and/or damage to the Motor Vehicle and/or the insured interest which is directly caused by:
- Collision, impact, tipping over, slipping, or slipping;
- The evil deeds of others;
- Theft, including theft that is preceded or accompanied or followed by violence or threats of violence as referred to in Article 362, 363 paragraphs (3), (4), (5) and Article 365 of the Criminal Code;
- Fires, including:
Loss and/or damage caused by the above-mentioned events as long as the relevant Motor Vehicle is on board the ship for crossings under the supervision of the Directorate General of Land Transportation, including loss and/or damage caused by the ship in question having an accident.
Insurance Closing Requirements and Procedures Requirements to be insured:
- Fill out the SPPA, with your ID card
- Have an insurable interest in the object of coverage to be insured
Claim Documents
1. Fill out / complete the claim form
2. Photocopy of insurance policy
3. Photocopy of SIM and STNK
4. Local Police Certificate for vehicle claim in case of partial loss, total loss or involving a third party.
For more information, please see link below
Riplay Motor Vehicle Insurance - Sahabat Insurance
