Does Car Insurance Cover Flood & Water Damage?

Terakhir Diubah : 10:42:41 - Selasa, 14 Februari 2023

Berita - Does Car Insurance Cover Flood & Water Damage? - Sahabat Insurance | Solusi Lengkap Perlindungan Asuransi Anda

For those of you who don't know, car insurance also has an expansion of flood car insurance. It is important that you have this expansion of flood car insurance, especially during the rainy season and when you live at a high risk of flooding. Each policyholder can request an expansion of the insurance.

The Flood Insurance Claims Process

1. Contact your insurance agent or company to report your flood loss. Your flood insurance policy requires you to give prompt written notice of your loss.

2.Do not attempt to start a flooded car. Use a wet/dry vacuum to remove any standing water.

3.Keep proof of flood damage. Take photos for proof. Don't remove or replace any damaged items without your insurance company's approval.

4.Prepare the required documents, such as a driver's license, vehicle registration, car insurance policy number or if there are photocopies of these documents, this will make the claim process easier.

5. Report the damage to your car insurance company maximum of 5 days after the incident. Don't delay filing a claim. It may cause more damage to your car. Contact Sahabat Insurance at 021-50508080 for information about flood expansion insurance.

index.Other News

Fuel Efficient Driving Tips

Efficient car fuel is certainly the desire of all vehicle owners to save costs.

Fuel economy is not solely influenced by engine configuration and vehicle specifications. Another factor that can make fuel efficient is the user's driving style.

Keeping Car Speed
One way to drive fuel efficient cars is to maintain speed. A fast vehicle speed will make fuel wasteful when compared to a constant speed of 60-80 km per hour.

Keeping Car Engine Spin
To keep the car's fuel efficient, the driver must keep the engine in low revs. Engine performance at high rpm or RPM above 2,000 will make the vehicle suck up more fuel.


Precise Gear Shift
In manual transmission cars, the driver must shift gears appropriately to make the fuel used not too much. The habit of shifting gears late will make the engine RPM high so that it wastes fuel.

Maximize Engine Brake
Another way to save on car fuel is to maximize the engine brake when reducing the car's speed. Drivers are required to know the path taken in order to know the best time to reduce engine speed so as not to use the brakes suddenly.


Avoid Sudden Acceleration and Braking or Stop and Go
Car drivers need to maintain a constant speed while driving on the roads. Avoid sudden acceleration (step on the gas) or sudden braking to keep your car fuel efficient.

Reduce Load
Bring the load according to the capacity of the car, do not overdo it. Stereo equipment, luggage on top of a car or large Velk turns out to be more free than passengers or bags.