Earthquake Insurance: Extension Coverage

Terakhir Diubah : 12:26:25 - Jumat, 04 November 2022

Earthquakes may happen naturally , but we do not know exactly when. Vehicle insurance, as in the Indonesian Automotive Insurance Standard Policy issued by AAUI, does not have Earthquake Coverage included in the Standard policy. To have an Earthquake Risk Guarantee, the Insured needs to extend the Earthquake Protection Guarantee as Extension Coverage (Additional Coverage). For more info about the extension coverage, please contact Sahabat Insurance call center or via WhatsApp chat: 021-50508080.

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What is Water Hammer?

Have you heard about water hammer? Water hammer is the result of a pressure surge, or high-pressure shockwave that propagates through a piping system when a fluid in motion is forced to change direction or stop abruptly. This shockwave is also commonly referred to as a hydraulic shock or hydraulic surge, and may be characterized by a marked banging or knocking sound on the pipes immediately after shutoff.This can happen if you pass through a flood with a water level of more than 50 cm
This term is also called hydrolocking, where water enters through the air filter so that the engine stops suddenly. The second problem can also be caused by water entering the lubrication system so that it mixes with the oil.

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Ramadhan Kareem

May Allah shower all His blessings upon you on this holy month. Ramadan Kareem to you and your family.

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How to Make Passport via Online

Before starting your vacation, it's a good idea to check your passport validation.
What if you need new passport for your trip?

1. Download M-Passport the official application of the Directorate General of Immigration, Ministry of Law and Security,

Republic of Indonesia on the App Store or Playstore

2. Enter the data according to your last passport or KTP in the M-Passport application form.

3. After filling in the data, you can determine the time of arrival at the nearest immigration office

4. You will receive a QR code that must be shown to the officer upon your arrival at the immigration office.

5. Your passport will be processed after you interview and make payment at the immigration office. The fee prepared

depends on the type of passport you want to have, a regular passport or an e-passport.

6. Passport can be picked up or sent to your address 3-4 days after the payment process

Protect your vacation with Travel Insurance from Sahabat Insurance from risks that may occur during the trip such as loss of passport, loss of baggage, accidents, departure delays or other causes that may occur. Call us at 021-50508080 for more info.

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5 Tips for Millennial Home Buyers

As true millennials, of course you want to have a home so that you have a bright future with your family.
So if you’re a millennial looking to buy a house, here are five things you can do to make As true millennials, of course you want to have a home so that you have a bright future with your family. Here are some steps you can take to make your dream come true.

1. Check financial ability
First, prepare a balance sheet including income and expenses.

2. Create a budget
Do some research and learn about several possible ways to pay for a house other than the cash payment method. For example mortgages, or by other methods.

3. Set priorities
From an existing financial plan, make priorities so you can focus on one thing. For example, you plan to take a mortgage. So, your first focus is to fulfill the downpayment first.

4. Investment
Investment can help to develop assets against inflation. For example, for a house down payment, set aside 30% of your salary to the appropriate investment instrument. Over time, with consistency, the budget for a home down payment will be fulfilled properly.
Investment can also be an alternative choice for saving emergency funds. You can save this emergency fund in an instrument with a low level of risk.
In addition to an emergency fund, pay attention to insurance, if you are the head of the family. So, make sure that you have complete protection first, then execute your financial plan.

5. Discipline
The discipline to implement a detailed and comprehensive financial plan is very important. For example, keeping your installments under 30% of your regular salary if you take a mortgage scheme is crucial.

Note that 30% includes all existing debt repayments. So, if your main intention is to buy a house, then you should focus on this plan first.

In addition, plans to buy a house require a long-term disciplined commitment. Therefore, start being disciplined in executing your financial plan. With some of the tips above, you can try to realize your dream of buying a house. Good luck!

Source: https://mediakeuangan.kemenkeu.go.id

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